A levy gives someone the legal right to seize property to collect on a debt. A levy may come up in collection cases over credit card debt that have gone through the courts. If a lender has been granted a judgment against a credit borrower over unpaid debt, a levy may be granted to seize property to satisfy that debt. State laws limit the amount of property that may be levied. A levy is different from and more severe than a lien. A lien is a claim against a property in case of default. It may or may not ever be exercised. A levy is an action to actually seize the property.