American Express Credit Cards

The rewards rate is decent but the perks are the real star of the show here. Cardmembers receive complimentary Delta Sky Club access, Centurion Lounge access, a complimentary checked bag, priority boarding, a 20% discount on in-flight purchases, and the much-coveted annual companion certificate that allows a guest to accompany you on your paid ticket. And most important for business owners seeking status: you can earn 60,000 bonus miles and 10,000 MQMs after spending $4,000 in purchases within the first three months of account opening.

Cardmembers have access to top Delta frills including inflight discounts, priority boarding, Delta Sky Club access, and the ever-popular annual companion certificate. Reward rates are high at 3X miles on Delta and eligible direct hotel purchases, 2X miles at U.S. supermarkets and restaurants worldwide, and 1X mile on all other eligible purchases.

Spend $2,000 in eligible purchases within the first three months of account opening and earn 50,000 bonus miles and 5,000 MQMs.

Features such as Expanded Buying Power give small business owners a flexible credit limit (terms apply), plus the 0% introductory APR on new purchases for the first 12 months from account opening (13.99% to 21.99% variable after that) make financing more manageable. In addition, earn 2X points on eligible everyday purchases up to $50,000 annually, then 1X point after.

The Marriott Bonvoy Business™ American Express® Card makes it easy for business travelers to earn points with a high rewards rate and generous introductory bonus. Purchases at hotels participating in the Marriott Bonvoy program earn 6X points, U.S. restaurants, U.S. gas stations will earn you 4X points, and other eligible purchases earn 2X points.

You can also earn a generous welcome offer: spend $3,000 in eligible purchases within the first three months of card membership and earn 75,000 bonus points.

The Hilton Honors American Express Business Card comes with one of the biggest introductory bonuses available: 130,000 bonus points after you spend $3,000 in purchases in the first three months of card membership, plus, you can earn up to $130 in Statement Credits on eligible purchases made on the card at any of the Hilton family hotels in the first 12 months of Membership (limited time offer expires 7/6/2022). The rewards rate is also high at 12X points at hotels/resorts in the Hilton portfolio, 6X points on select business and travel purchases, and 3X points on all other eligible purchases. Business owners on the go will appreciate the range of travel perks that come with the card such as 10 Priority Pass lounge visits annually (enrollment required) and complimentary Hilton Honors Gold status. Spend $40,000 on eligible purchases within the first year and upgrade to Hilton Honors Diamond status.

Along with a range of travel credits, lounge access, and other premium perks, the Marriott Bonvoy Brilliant™ American Express® Card offers a high reward rate of 6X points on purchases at hotels participating in the Marriott Bonvoy program, 3X points at U.S. restaurants and directly booked flights, and 2X points on all other eligible purchases. Spend $3,000 in eligible purchases within the first three months of membership and earn 75,000 bonus points.

This card comes with an excellent rewards rate on direct Hilton hotel stays at 7X points along with 5X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, plus 3X points on general purchases. The introductory offer lets members earn 100,000 points after you spend $1,000 in purchases in the first three months of card membership. Plus, you can earn up to $100 in Statement Credits on eligible purchases at any of the Hilton family hotels in the first 12 months of Membership. Perhaps best of all, cardmembers also automatically receive silver elite status.

Travelers hoping to quickly accumulate miles will find a lot to like about this card where miles have a much higher value than similar cards. Cardmembers earn 2X miles on Delta purchases, U.S. supermarkets, and restaurants around the world. All other eligible purchases earn 1X miles. Spend $1,000 on eligible purchases within the first three months of account opening and earn 40,000 bonus miles.

This no-annual-fee card is a great way for infrequent travelers with a preference for Delta to earn miles thanks to a decent rewards rate. Earn 2X miles on Delta purchases as well as 2X miles at restaurants worldwide and 1X miles on all other eligible everyday spending. As an introductory bonus, new members can earn 10,000 miles after spending $500 in the first three months of membership.

Routine Delta flyers looking for a way to up their Medallion status can get leg up thanks to this card’s excellent rewards rate and generous bonus opportunities. Cardmembers earn 3X miles on eligible Delta purchases and 1X mile on all other eligible purchases. If you spend $3,000 in purchases in your first three months, you can earn 50,000 bonus miles and 10,000 MQMs.

As if that weren’t enough, this card comes loaded with premium Delta perks such as unlimited complimentary seat upgrades, complimentary checked baggage on Delta flights and even priority boarding.

This unique charge card allows business owners the flexibility to pay within a 60-day window without interest should they need the additional time. Cardmembers earn a 1.5% discount on their bill when paying early each month.