|Business Rating:||3.9 / 5|
|Annual Percentage Rate||4.0|
|Issuer Customer Experience||5.0|
In a Nutshell:
The Delta SkyMiles Gold Business American Express Card offers a solid welcome bonus, priority boarding, a free checked bag and unique perks for business owners.
American Express Customer Service Ratings
Other Notable Features: Free checked bag on Delta flights, Main Cabin 1 priority boarding, no foreign transaction fee (see rates and fees), no fee for employee cards (see rates and fees), account alerts, extra savings on eligible business purchases, mobile payment app, online business forum, roadside assistance, car rental insurance, travel accident insurance, extended warranty, purchase protection, ticket presales and VIP events, car purchase discounts, discounts on travel packages, 20% discount on in-flight items, return protection, ShopRunner service (enrollment required)
If you are a business traveler who wants to dip your toes into Delta’s frequent flyer program, the Delta SkyMiles Gold Business American Express Card may be your best bet. Though the card isn’t currently offering a particularly impressive welcome bonus – just 50,000 miles and a $50 statement credit after you use your card for $2,000 in purchases within three months of account opening – you can enjoy ongoing value via the card’s offer of a $100 Delta Flight Credit to use toward future travel after you spend $10,000 in a calendar year.
Another feature in this card’s favor is the fact the $99 annual fee is a $0 intro annual fee for the first year. This gives you a full 12 months to try out the card’s benefits without a financial commitment. Since this card doesn’t charge foreign transaction fees, you’ll also save on all purchases made abroad.
Decent ongoing rewards, if they fit your business
While the introductory bonus on this card is a major plus, you may be disappointed in the ongoing rewards you earn. Getting only 2 miles per dollar on Delta purchases, U.S. purchases for advertising in select media, U.S. shipping purchases and at restaurants and 1 mile per dollar on all other eligible purchases. While this could be lucrative if your business spends a ton on Delta flights, restaurants, and advertising and shipping purchases, the card will be a dud for those who don’t spend heavily in these categories.
Decreased – but still valuable – welcome bonus
The Delta SkyMiles Gold Business American Express Card’s current welcome bonus is relatively valuable, but a step down from the card’s previous offer. Currently, you can get 50,000 bonus miles and a $50 statement credit if you spend $2,000 in your first 3 months. That’s down 20,000 points from the card’s previous limited-time welcome offer of 70,000 miles and a $50 statement credit after you spent $2,000 in the first three months. We value Delta miles at about 1.61 cents each, so the current bonus is worth about $805 in Delta travel by our estimates (a total of $855 when you add in the $50 statement credit).
This is a big drop from the card’s previous offer, which we’d valued at around $1,127 in total. If you’re looking to maximize your welcome bonus, it may be worth waiting to see if a higher bonus becomes available. Then again, there’s no guarantee the card will offer such a high bonus anytime soon.
Delta SkyMiles is a mixed bag
If you fly Delta Air Lines often and belong to their frequent flyer program, you already know that rewards can be very unpredictable. One of the major downsides of this frequent flyer program is the fact that Delta doesn’t have an award chart. Without knowing how many miles you’ll need for a specific redemption, you are left to guess and estimate the miles you’ll need to save for each free flight.
Delta also charges $25 for phone bookings and $35 for ticket office bookings, and they don’t allow stopovers or open-jaw tickets with rewards. Since one-way fares are allowed, however, you can create your own open-jaw award by booking two one-way flights.
On the upside, Delta makes it possible to use your miles in more than one way. You can redeem them for airfare on Delta and its partners along with hotels, car rentals, gift cards, and certain merchandise or experiences (though the value for many of these redemption options is poor). You may also be able to upgrade using miles, plus a “Miles + Cash” option is available for some Delta flights.
While one-way Delta flights within the U.S. will only incur the standard $5.60 per leg in taxes and fees, keep in mind that fuel surcharges are levied on most international tickets. These fuel surcharges can add hundreds of dollars to the cost of a supposedly “free” award ticket.
Valuable airline perks
While the Delta SkyMiles Gold Business American Express Card may not be overly lucrative on the rewards front, this card does come with a lot of perks. Once you sign up, you’ll get priority boarding on Delta flights and a free checked bag. You’ll also get 20 percent off eligible inflight purchases made with your card, although the discount will show up as a statement credit on your bill.
Other perks this card doles out include account alerts, a mobile payment app, roadside assistance, car rental insurance, travel accident insurance, extended warranties, purchase protection, ticket presales and VIP events, travel discounts, return protection and a free ShopRunner subscription (enrollment required).
Special benefits for business owners
Since the Delta SkyMiles Gold Business American Express Card is a business credit card, it offers benefits targeted to business owners. For example, there is no fee for employee cards and you can also set individual spending limits for employees. You’ll also get access to an online business forum where you can tap into valuable resources and get advice.
Finally, the Delta SkyMiles Gold Business Credit Card from American Express offers expense management tools that help you track and organize your business expenses. If you want, you can even connect your credit card account to QuickBooks for expense tracking and account management purposes.
Why get the Delta SkyMiles Gold Business American Express Card?
- You’re curious about the Delta SkyMiles program and want to try it without paying an annual fee the first year ($0 intro annual fee for the first year then $99 thereafter).
- You need a business card with account management tools and free cards for employees.
- You fly Delta Air Lines often and can easily spend the miles you earn.
- You want to score a free checked bag and Priority boarding on all of your Delta flights.
How to use the Delta SkyMiles Gold Business American Express Card
- Make sure to spend $2,000 on your card within three months of account opening to score the initial introductory bonus.
- Use your card for all Delta purchases to earn 2x miles for every dollar you spend.
- Get free cards for your employees so you can rack up miles on their purchases as well.
For rates and fees of the Gold Delta SkyMiles Business card, please click here.
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