Make the most out of your new credit card by taking advantage of sign-up bonuses. Bonus offers can come in the form of cash back, miles or points, usually after meeting a minimum spend. Browse cards with exceptional sign-up bonuses from our partners and kick start your rewards earnings.
See the best credit card sign-up bonuses from our partners below.
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Updated: February 15, 2018
If you know how to pick the right card with the best sign-up bonus for you, your rewards world opens up. Experience once-in-a-lifetime vacations, explore and shop, or earn cash back for your charges. The choice is yours. Here, we look at:
We’ll show you how sign-up bonuses work, what to look for, and what’s best for your lifestyle:
Sign-up bonuses are often affiliated with rewards credit cards, which can include cash back cards, co-branded travel cards or general-purpose travel cards. Here’s how they work: You are accepted by the card issuer to hold the card, and you’re given a certain amount of time to spend a specified minimum. In exchange you get a bonus of cash, points or miles that you can use toward travel, shopping, statement credits, gift cards and more.
The best credit card sign-up bonuses offer at least 5-figure deals for 40,000, 50,000, sometimes even 80,000 points or miles. The trick is to pay what is called the spending requirement before the offer ends. Spending requirements can be for $500 and up; the requirement depends on the value of the offer. Here’s how it works: The Chase Sapphire Preferred sign-up bonus offer requires you to spend $4,000 within the first 3 months of card membership. If you do, you earn 50,000 points that you can use toward travel or in other ways.
Intro spending periods on credit card sign-up bonuses are typically for 3 months or 90 days, but they can sometimes be for 6 months. Here’s how it works: You have a set amount of time to spend a minimum. In exchange for spending that money, you are awarded points or miles that can be used toward shopping and travel. Cashback cards will also sometimes have sign-up bonuses.
|Card||Sign-up Bonus||Required Spend||Annual Fee|
|Chase Sapphire Preferred® Card||50,000 Points||$4,000 / 3 months||$0 first year, then $95|
|Capital One® Venture® Rewards Credit Card||50,000 Miles||$3,000 / 3 months||$0 first year, then $95|
|Chase Freedom Unlimited®||$150 Cash Back||$500 / 3 months||$0|
|The Platinum Card® from American Express||60,000 Points||$5,000 / 3 months||$550|
|Ink Business PreferredSM Credit Card||80,000 Points||$5,000 / 3 months||$95|
|Citi® / AAdvantage® Platinum Select® Word Elite™ Mastercard®||30,000 Miles||$1,000 / 3 months||$95, waived for first 12 months|
|Wells Fargo Cash Wise Visa® Card||$200 Cash Back||$1,000 / 3 months||$0|
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