Chase Sapphire Reserve®

Chase Sapphire Reserve®

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Chase Sapphire Reserve®

Chase Sapphire Reserve®
Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at Chase's Secure Site
Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at Chase's Secure Site
Intro Bonus
Intro Bonus
50,000 points Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Reward Rates
3X 3X points on travel immediately after earning your $300 travel credit
3X 3X points on dining at restaurants
1X 1 point per $1 spent on all other purchases
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
17.99% - 24.99% Variable
Annual Fee
$450

Great for: Luxury travel perks and rewards. In addition to 3X points on worldwide travel and dining, Sapphire Reserve offers a $300 annual travel credit and access to 1,000+ Priority Pass airport lounges.

Highlights

  • Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®

Features

  • Airport Lounge Access
    Airport Lounge Access
  • Annual Travel Credit
    Annual Travel Credit
  • Auto Rental Insurance
    Auto Rental Insurance
  • Concierge Service
    Concierge Service
  • EMV
    EMV
  • Extended Warranty Program
    Extended Warranty Program
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Primary Auto Rental Insurance
    Primary Auto Rental Insurance
  • Purchase Protection
    Purchase Protection
  • Roadside Assistance
    Roadside Assistance
  • Travel Accident Insurance
    Travel Accident Insurance
  • Travel Assistance
    Travel Assistance
  • Visa Infinite
    Visa Infinite
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Our take: The price of admission for this luxury card from J.P. Morgan Chase is steep, but its large sign-up bonus and generous travel allowance more than make up for the card’s high annual fee.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Chase Sapphire Reserve®

Average Ratings: (collected by Chase)
4.8 out of 5
Ratings and reviews provided by issuer as of 2018-11-16.
See the latest reviews on Chase's site

For customer reviews and the most recent star ratings please click here:

https://creditcards.chase.com/ratings-reviews/sapphire-reserve/reviews