How reviews are calculated

The goal of our credit card reviews and our ratings is to provide objective, useful comparative information that will help you choose the right card for you. To do so, we’ve devised a list of factors that we believe are most relevant to cardholders within each category and weighted those factors by level of importance. We’ve then scored each factor, based on a model of the average credit card holder and compiled all of those scores into an overall 5-star rating.

The factors that go into calculating the reviews for each category are as follows:

Student cards

Rewards cards

Balance transfer cards

Cash back credit cards

Low interest credit cards

Business Credit Cards

Travel cards

Airline cards

Hotel cards

As credit card offers change, we will periodically review this information and update the ratings based on the new offer terms.

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