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Visa offers a secure, safe, and convenient network. From travel cards to rewards cards for business, Visa has a variety of credit cards for different spending habits. Find unique card benefits to fit your needs, from a variety of issuers. Here are the best Visa credit cards from our partners.
See the best Visa credit card offers from our partners below.
Good to Excellent
Credit Recommended (670-850)
?
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering
your credit card application.
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use
when considering your credit card application.
OK
at Chase's Secure Site
Rewards Rate
1.5%Unlimited 1.5% cash back on every purchase — it's automatic!
At A Glance
Intro Bonus
$150
?
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
OK
Annual Fee
$0
Regular APR
16.74% - 25.49% variable
See More Details
Unlimited 1.5% cash back on every purchase - it's automatic
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
No minimum to redeem for cash back
Cash Back rewards do not expire as long as your account is open
Free credit score, updated weekly with Credit Journey℠
Good to Excellent
Credit Recommended (670-850)
?
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering
your credit card application.
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use
when considering your credit card application.
OK
at Chase's Secure Site
Rewards Rate
2X2X points on travel and dining at restaurants worldwide
1X1 point per dollar spent on all other purchases
At A Glance
Intro Bonus
50,000 points
?
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
OK
Annual Fee
$95, waived first year
Regular APR
17.74% - 24.74% variable
Show Less
Highlights
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
No foreign transaction fees
1:1 point transfer to leading airline and hotel loyalty programs
Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Good to Excellent
Credit Recommended (670-850)
?
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering
your credit card application.
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use
when considering your credit card application.
OK
at Capital One's Secure Site
Rewards Rate
10XEarn 10X miles on thousands of hotels; learn more at hotels.com/venture
1.25XEarn 1.25X miles on every purchase, every day and pay no annual fee
At A Glance
Intro Bonus
20,000 miles
?
20,000 miles once you spend $1,000 on purchases within 3 months from account opening
20,000 miles once you spend $1,000 on purchases within 3 months from account opening
OK
Annual Fee
$0
Regular APR
13.74% - 23.74% variable
Show Less
Highlights
Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
Fly any airline, stay at any hotel, anytime
Enjoy a low intro APR on purchases for 12 months; 13.74%-23.74% variable APR after that
Travel when you want with no blackout dates
No foreign transaction fees
Miles won't expire for the life of the account and there's no limit to how many you can earn
Good to Excellent
Credit Recommended (670-850)
?
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering
your credit card application.
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use
when considering your credit card application.
OK
at Chase's Secure Site
Rewards Rate
5%Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter.
1%Unlimited 1% cash back on all other purchases - it's automatic
At A Glance
Intro Bonus
$150
?
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
OK
Annual Fee
$0
Regular APR
16.74% - 25.49% variable
Show Less
Highlights
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
Enjoy new 5% categories each quarter
Unlimited 1% cash back on all other purchases - it's automatic
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
Free credit score, updated weekly with Credit Journey℠
Good to Excellent
Credit Recommended (670-850)
?
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering
your credit card application.
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use
when considering your credit card application.
OK
at Capital One's Secure Site
Rewards Rate
1.5%Earn unlimited 1.5% cash back on every purchase, every day
At A Glance
Intro Bonus
$150
?
$150 after you spend $500 on purchases within 3 months from account opening
$150 after you spend $500 on purchases within 3 months from account opening
OK
Annual Fee
$0
Regular APR
14.74% - 24.74% variable
Show Less
Highlights
One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases for 15 months; 14.74%-24.74% variable APR after that
0% intro APR on balance transfers for 15 months; 14.74%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Good to Excellent
Credit Recommended (670-850)
?
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering
your credit card application.
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use
when considering your credit card application.
OK
at Wells Fargo's Secure Site
Rewards Rate
1.8%Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
1.5%Earn unlimited 1.5% cash rewards on purchases
At A Glance
Intro Bonus
$200
?
Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
OK
Annual Fee
$0
Regular APR
14.74% - 26.74% variable
Show Less
Highlights
Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
Earn unlimited 1.5% cash rewards on purchases
Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
0% Intro APR for 12 months on purchases and balance transfers, then a 14.74%-26.74% variable APR; balance transfer fees apply
$0 Annual Fee
Select "Apply Now" to learn more about the product features, terms, and conditions
Good to Excellent
Credit Recommended (670-850)
?
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering
your credit card application.
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use
when considering your credit card application.
OK
at Capital One's Secure Site
Rewards Rate
10XEarn 10X miles on thousands of hotels; learn more at hotels.com/venture
2XEarn 2X miles on every purchase, every day
At A Glance
Intro Bonus
50,000 miles
?
50,000 miles once you spend $3,000 on purchases within 3 months from account opening
50,000 miles once you spend $3,000 on purchases within 3 months from account opening
OK
Annual Fee
$95, waived first year
Regular APR
14.74% - 24.74% variable
Show Less
Highlights
Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
Fly any airline, stay at any hotel, anytime
Travel when you want with no blackout dates
Miles won't expire for the life of the account and there's no limit to how many you can earn
No foreign transaction fees
$0 intro annual fee for the first year; $95 after that
Fair to Good
Credit Recommended (580-740)
?
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering
your credit card application.
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use
when considering your credit card application.
OK
at Credit One Bank's Secure Site
Rewards Rate
1%Receive 1% cash back on eligible purchases and double cash back at the NASCAR.com Superstore. Terms apply.
At A Glance
Intro Bonus
No current offer
Annual Fee
$0 - $99
Regular APR
17.49% - 25.49% variable
Show Less
Highlights
Qualified applicants will receive exclusive benefits such as 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply.
Get double cash back rewards at the NASCAR.com Superstore, terms apply.
Find out if you Pre-Qualify without harming your credit score. It's fast, easy, and secure.
Zero Fraud Liability ensures that your account is protected against unauthorized charges.
Enjoy more buying power with credit line increase opportunities, a fee may apply.
Take advantage of free online access to your Experian credit score and credit report summary. Terms apply.
Good to Excellent
Credit Recommended (670-850)
?
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering
your credit card application.
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use
when considering your credit card application.
OK
at Bank of America's Secure Site
Rewards Rate
1.5XEarn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
At A Glance
Intro Bonus
20,000 points
?
20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
OK
Annual Fee
$0
Regular APR
16.74% - 24.74% variable
Show Less
Highlights
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
Use your card to book your trip how and where you want – you're not limited to specific websites with blackout dates or restrictions
Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
Comes with chip technology for enhanced security and protection at chip-enabled terminals
0% Introductory APR for 12 billing cycles for purchases, then 16.74% - 24.74% Variable APR
Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Rates & Fees
Annual Fee
$0
Intro Purchase APR
0% Introductory APR on purchases for 12 billing cycles
Regular APR
16.74% - 24.74% Variable APR on purchases and balance transfers
Good to Excellent
Credit Recommended (670-850)
?
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering
your credit card application.
CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use
when considering your credit card application.
OK
at Wells Fargo's Secure Site
Rewards Rate
This card doesn't offer cash back, miles, or points
At A Glance
Intro Bonus
No current offer
Annual Fee
$0
Regular APR
16.90% - 26.74% variable
Show Less
Highlights
0% Intro APR for 18 months on purchases and balance transfers, then a 16.90%-26.74% variable APR; balance transfer fees apply
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
Free access to your FICO® Credit Score with Wells Fargo Online®
Zero Liability protection for promptly reported unauthorized transactions
Convenient tools to help create a budget and manage your spending with My Money Map
$0 Annual Fee
Select "Apply Now" to learn more about the product features, terms, and conditions
Editorial disclosure: All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.
Comparing Visa Credit Card Offers
By: Laura Mohammad
Updated: June 1, 2018
You likely think little about the labyrinthine system of payments and reimbursements that go into buying that Starbucks latte you grab every morning. See that little Visa logo on the front of your credit card? With it comes a contract that protects you every time you use the card.
Depending on the benefits tier you have on your Visa card, you can enjoy everything from an auto rental collision damage waiver to various travel insurance offers and extended warranties. Whichever card you end up picking, there are a number of things you need to know. Here, we look at:
Whether you are trying to figure out which card network offers the best benefits or you want to know what to look for when picking out a Visa card, we can help.
After researching and analyzing over 3,400 credit card offers, here are our recommendations for the 10 best Visa credit cards right now. The Chase Sapphire Preferred and Capital One Venture Rewards Credit Card are at the top of our list and both great for travel. The Chase Freedom and Wells Fargo Cash Wise offer great cash back rewards. If you have average or limited credit history, the Capital One Quicksilver Cash Rewards Credit Card or the Wells Fargo Platinum Visa Card are both good options.
CreditCards.com's expert picks: Best Visa credit cards of 2018
Launched in 1958, Visa is rivaled only by Mastercard as the leading card payment network. Unlike networks Discover and American Express, which also issue cards, Visa and Mastercard serve primarily as networks that connect cardholders and issuers with merchants. Issuers such as Chase and Barclaycard partner with Visa and Mastercard, with the network connecting to merchants and the issuer granting the card.
Where are Visa cards accepted? Are there limitations?
Visa cards are accepted in more than 200 territories and countries worldwide and 44 million merchants. An issuer generally can’t block all transactions from a specific location or merchant type, however, there are countrywide prohibitions in countries such as Iran, Sudan and Syria due to U.S. sanctions and other laws.
What to think about when picking out a Visa credit card
Look at the benefits level. Visa cards basically come in 3 tiers: Basic, Signature or Infinite. Each has benefits that accumulate – so the Signature and Infinite cards have the Basic features and then some.
Look at the card issuer’s benefits. For example, while you can’t get Lost Luggage Reimbursement a Visa Signature, you might be able to get them through the card’s issuer.
Review the rewards. When looking at Visa cards, take a look at the rewards offered by the card issuer, such as sign-up bonuses and ongoing purchase rewards.
Study the annual fee. The card issuer may impose an annual fee, but it might be worth your while, depending on which Visa tier it has and what rewards the issuer offers.
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