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Visa offers a secure, safe, and convenient network. From travel cards to rewards cards for business, Visa has a variety of credit cards for different spending habits. Find unique card benefits to fit your needs, from a variety of issuers. Here are the best Visa credit cards from our partners.
See the best Visa credit card offers from our partners below.
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Updated: June 4, 2019
You likely think little about the labyrinthine system of payments and reimbursements that go into buying that Starbucks latte you grab every morning. See that little Visa logo on the front of your credit card? With it comes a contract that protects you every time you use the card.
Depending on the benefits tier you have on your Visa card, you can enjoy everything from an auto rental collision damage waiver to various travel insurance offers and extended warranties. Whichever card you end up picking, there are a number of things you need to know. Here, we look at:
Whether you are trying to figure out which card network offers the best benefits or you want to know what to look for when picking out a Visa card, we can help.
After researching and analyzing over 3,400 credit card offers, here are our recommendations for the 10 best Visa credit cards right now. The Chase Freedom Unlimited tops our list and is great for everyday purchases. Cash back cards like the Wells Fargo Cash Wise offer great bonuses. If you have average or limited credit history, the Credit One Bank Platinum Visa is a good option.
| Best For: | Card | Our Rating | Annual Fee |
|---|---|---|---|
| Unlimited cash back | Chase Freedom Unlimited® | 3.8 / 5 | $0 |
| Choice of rewards | U.S. Bank Cash+™ Visa Signature® Card | 2.0 / 5 | $0 |
| Building credit | Credit One Bank® Platinum Visa® with Cash Back Rewards | N/A | $0 - $99 |
| Cash sign-up bonus | Wells Fargo Cash Wise Visa® Card | 3.5 / 5 | $0 |
| Good credit | Capital One® Quicksilver® Cash Rewards Credit Card | 3.4 / 5 | $0 |
| Long Balance Transfer Window | U.S. Bank Visa® Platinum Card | 4.5 / 5 | $0 |
| Simple travel rewards | Bank of America® Travel Rewards credit card | 3.4 / 5 | $0 |
| Long intro 0% APR offer | Wells Fargo Platinum Visa card | 4.4/ 5 | $0 |
| Fast application | Credit One Bank® Visa® Credit Card | 2.1 / 5 | $0 - $99 |
| Flexible rewards | Chase Sapphire Preferred® Card | 3.9 / 5 | $95 |
Launched in 1958, Visa is rivaled only by Mastercard as the leading card payment network. Unlike networks Discover and American Express, which also issue cards, Visa and Mastercard serve primarily as networks that connect cardholders and issuers with merchants. Issuers such as Chase and Barclaycard partner with Visa and Mastercard, with the network connecting to merchants and the issuer granting the card.
Visa cards are accepted in more than 200 territories and countries worldwide and 44 million merchants. An issuer generally can’t block all transactions from a specific location or merchant type, however, there are countrywide prohibitions in countries such as Iran, Sudan and Syria due to U.S. sanctions and other laws.
Visa dominates most of the world market as a payment network. Let's look at Visa's financial and physical reach:
| Benefit | Visa Traditional | Mastercard Basic | Visa Signature | Mastercard World | Visa Infinite | Mastercard World Elite |
|---|---|---|---|---|---|---|
| 24-hour service | X | X | X | X | X | X |
| Lost or stolen card reporting | X | X | X | X | X | X |
| Emergency card replacement | X | X | X | X | X | X |
| Emergency cash disbursement | X | X | X | X | X | X |
| Auto rental collision damage waiver | X | X | X | |||
| Zero liability | X | X | X | X | X | X |
| Roadside dispatch | X | X | X | |||
| ID theft protection | X | X | X | |||
| Fuel rewards | X | X | X | |||
| Price protection | X | X | X | X | ||
| Extended warranty | X | X | X | X | X | |
| Year-end summary | X | X | ||||
| Travel, emergency assistance | X | X | ||||
| Return protection | X | X | ||||
| Purchase security | X | X | ||||
| Travel accident ins. | X | X | ||||
| Trip cancellation | X | X | X | |||
| Trip delay | X | X | ||||
| Lost luggage | X | X | ||||
| Free shipping | X | X | ||||
| Access to high-end rentals | X | X | X | X | ||
| Priceless® experiences | X | X | ||||
| 24/7 Concierge | X | X | X | |||
| Hotel stay/rate guarantee | X | X | ||||
| Travel deals | X | X | X | |||
| Airport concierge | X | X |
Laura is an editor and writer at CreditCards.com. She has written extensively on all things credit cards and works to bring you the most up-to-date analysis and advice. Laura's work has been cited in such publications as the New York Times and Associated Press. You can reach her by e-mail at laura.mohammad@creditcards.com and on Twitter @creditcards_lm.