Visa Credit Cards
Visa offers a secure, safe, and convenient network. From travel cards to rewards cards for business, Visa has a variety of credit cards for different spending habits. Find unique card benefits to fit your needs, from a variety of issuers. Here are the best Visa credit cards from our partners.
See the best Visa credit card offers from our partners below.
CreditCards.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCards.com does not include the entire universe of available financial or credit offers.
Chase Freedom Unlimited®
9,179 customer reviews
Excellent/Good
- Unlimited 1.5% cash back on every purchase — it's automatic
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
- Free credit score, updated weekly with Credit Journey℠
- No annual fee
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Bank of America® Cash Rewards Credit Card
43,662 customer reviews
Excellent/Good
- No annual fee
- $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- No changing categories and no expiration on rewards
- 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.74% - 24.74% Variable APR. 3% fee (min $10) applies to balance transfers
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
- If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
- Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
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Chase Sapphire Preferred® Card
7,668 customer reviews
Excellent/Good
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
- Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
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Chase Freedom®
14,163 customer reviews
Excellent/Good
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
- Enjoy new 5% categories each quarter
- Unlimited 1% cash back on all other purchases - it's automatic
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
- Free credit score, updated weekly with Credit Journey℠
- No annual fee
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Capital One® VentureOne® Rewards Credit Card
Excellent, Good
- Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
- New! Earn 10 miles per dollar on hotels when you pay with your VentureOne card at hotels.com/venture; learn more at hotels.com/venture
- Fly any airline, stay at any hotel, anytime
- Enjoy a low intro APR on purchases for 12 months; 13.49%-23.49% variable APR after that
- Travel when you want with no blackout dates
- No foreign transaction fees
- Miles won't expire for the life of the account and there's no limit to how many you can earn
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Chase Slate®
6,032 customer reviews
Excellent/Good
- $0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future transactions is 5% of the amount transferred with a minimum of $5.
- 0% Intro APR for 15 months on purchases and balance transfers. After that, 16.49% - 25.24% variable APR.
- See monthly updates to your FICO® Score and the reasons behind your score for free
- No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
- $0 Annual Fee
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Wells Fargo Cash Wise Visa® Card
Excellent/Good
- Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
- Earn unlimited 1.5% cash rewards on purchases
- Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
- No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
- 0% Intro APR for 12 months on purchases and balance transfers, then a 14.49%-26.49% variable APR; balance transfer fees apply
- $0 Annual Fee
- Select "Apply Now" to learn more about the product features, terms, and conditions
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Capital One® Venture® Rewards Credit Card
Excellent, Good
- Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
- Earn unlimited 2X miles per dollar on every purchase, every day
- New! Earn 10 miles per dollar on hotels when you pay with your Venture card at hotels.com/venture; learn more at hotels.com/venture
- Fly any airline, stay at any hotel, anytime
- Travel when you want with no blackout dates
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- No foreign transaction fees
- $0 intro annual fee for the first year; $95 after that
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Credit One Bank® NASCAR® Visa® Credit Card
Fair Credit
- Qualified applicants will receive exclusive benefits such as 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply.
- Get double cash back rewards at the NASCAR.com Superstore, terms apply.
- Find out if you Pre-Qualify without harming your credit score. It's fast, easy, and secure.
- Zero Fraud Liability ensures that your account is protected against unauthorized charges.
- Enjoy more buying power with credit line increase opportunities, a fee may apply.
- Take advantage of free online access to your Experian credit score and credit report summary. Terms apply.
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Bank of America® Travel Rewards Credit Card
11,756 customer reviews
Excellent/Good
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
- Use your card to book your trip how and where you want – you're not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- Comes with chip technology for enhanced security and protection at chip-enabled terminals
- 0% Introductory APR for 12 billing cycles for purchases, then 16.49% - 24.49% Variable APR
- Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
- If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
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Comparing Visa Credit Card Offers
Updated: May 23, 2018
You likely think little about the labyrinthine system of payments and reimbursements that go into buying that Starbucks latte you grab every morning. See that little Visa logo on the front of your credit card? With it comes a contract that protects you every time you use the card.
Depending on the benefits tier you have on your Visa card, you can enjoy everything from an auto rental collision damage waiver to various travel insurance offers and extended warranties. Whichever card you end up picking, there are a number of things you need to know. Here, we look at:
- Best Visa credit cards of May 2018
- What is the Visa network?
- Where is Visa accepted?
- How many Visa cards are there?
- Visa vs. Mastercard
- How to pick a Visa credit card
Whether you are trying to figure out which card network offers the best benefits or you want to know what to look for when picking out a Visa card, we can help.
After researching and analyzing over 3,400 credit card offers, here are our recommendations for the 10 best Visa credit cards right now. The Chase Sapphire Preferred and Capital One Venture Rewards Credit Card are at the top of our list and both great for travel. The Chase Freedom and Wells Fargo Cash Wise offer great cash back rewards. If you have average or limited credit history, the Capital One Quicksilver Cash Rewards Credit Card or the Wells Fargo Platinum Visa Card are both good options.
Best Visa credit cards of May 2018: ratings and reviews
| Best For: | Card | Our Rating | Annual Fee |
|---|---|---|---|
| Flat-rate cash back | Chase Freedom Unlimited® | 3.6 / 5 | $0 |
| Gas purchases | Bank of America® Cash Rewards Credit Card | 3.8 / 5 | $0 |
| Flexible travel rewards | Chase Sapphire Preferred® Card | 4.3 / 5 | $95 waived first year |
| Rotating bonus categories | Chase Freedom® | 3.4 / 5 | $0 |
| No annual fee | Capital One® VentureOne® Rewards Credit Card | 3.6 / 5 | $0 |
| Balance transfers | Chase Slate® | 3.8 / 5 | $0 |
| Cash back sign-up bonus | Wells Fargo Cash Wise Visa® Card | 3.5 / 5 | $0 |
| Hotel bookings | Capital One® Venture® Rewards Credit Card | 4.4 / 5 | $95 waived first year |
| Average credit | Credit One Bank® NASCAR® Visa® Credit Card | N/A | $0 - $99 |
| Sign-up bonus | Bank of America® Travel Rewards Credit Card | 3.4 / 5 | $0 |
What is Visa?
Launched in 1958, Visa is rivaled only by Mastercard as the leading card payment network. Unlike networks Discover and American Express, which also issue cards, Visa and Mastercard serve primarily as networks that connect cardholders and issuers with merchants. Issuers such as Chase and Barclaycard partner with Visa and Mastercard, with the network connecting to merchants and the issuer granting the card.
Where are Visa cards accepted? Are there limitations?
Visa cards are accepted in more than 200 territories and countries worldwide and 44 million merchants. An issuer generally can’t block all transactions from a specific location or merchant type, however, there are countrywide prohibitions in countries such as Iran, Sudan and Syria due to U.S. sanctions and other laws.
How big is Visa? How many Visa cards are there?
| The Facts | Description |
|---|---|
| Employees | 12,400+ |
| Headquarters | San Francisco |
| Merchant locations | 44 million |
| Cards | 3.1 billion |
| Currencies | 160 |
| 2016 payment volume | $6.3 trillion |
Source: Visa
Visa vs. Mastercard benefits
| Benefit | Visa Traditional | Mastercard Basic | Visa Signature | MasterCard World | Visa Infinite | MasterCard World Elite |
|---|---|---|---|---|---|---|
| 24-hour service | X | X | X | X | X | X |
| Lost or stolen card reporting | X | X | X | X | X | X |
| Emergency card replacement | X | X | X | X | X | X |
| Emergency cash disbursement | X | X | X | X | X | X |
| Auto rental collision damage waiver | X | X | X | |||
| Zero liability | X | X | X | X | X | X |
| Roadside dispatch | X | X | X | |||
| ID theft protection | X | X | X | |||
| Fuel rewards | X | X | X | |||
| Price protection | X | X | X | X | ||
| Extended warranty | X | X | X | X | X | |
| Year-end summary | X | X | ||||
| Travel, emergency assistance | X | X | ||||
| Return protection | X | X | ||||
| Purchase security | X | X | ||||
| Travel accident ins. | X | X | ||||
| Trip cancellation | X | X | X | |||
| Trip delay | X | X | ||||
| Lost luggage | X | X | ||||
| Free shipping | X | X | ||||
| Access to high-end rentals | X | X | X | X | ||
| Priceless® experiences | X | X | ||||
| 24/7 Concierge | X | X | X | |||
| Hotel stay/rate guarantee | X | X | ||||
| Travel deals | X | X | X | |||
| Airport concierge | X | X |
What to think about when picking out a Visa credit card
- Look at the benefits level. Visa cards basically come in 3 tiers: Basic, Signature or Infinite. Each has benefits that accumulate – so the Signature and Infinite cards have the Basic features and then some.
- Look at the card issuer’s benefits. For example, while you can’t get Lost Luggage Reimbursement a Visa Signature, you might be able to get them through the card’s issuer.
- Review the rewards. When looking at Visa cards, take a look at the rewards offered by the card issuer, such as sign-up bonuses and ongoing purchase rewards.
- Study the annual fee. The card issuer may impose an annual fee, but it might be worth your while, depending on which Visa tier it has and what rewards the issuer offers.
See the online credit card applications for details about the terms and conditions of an offer. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.
* For additional rates, fees and costs see issuer's website for detailed pricing and terms.