Find and apply for a credit card that fits you

Finding the right credit card can be tricky since even some of the best credit cards are not right for everyone. How can you be sure the card you’re applying for will bring you short-term and long-term value? Start with these steps: 

1. Check your credit score — Your score indicates what cards you’re likely qualified for. 

2. Determine your spending habits — Your budget determines what type of card will benefit you the most. 

3. Decide what type of card you want — There are cash back cards, travel cards, and more. 

4. Find out if you pre-qualify — Use our CardMatch tool to find top picks and check for cards you’re already pre-qualified for. 

5. Prepare required materials — You’ll need to provide your social security number, contact information, and annual income to apply for a card. 

6. Apply online — Apply for one of our featured cards; it’s quick and easy!

Even some of the best credit cards are not right for everyone. How can you be sure the card you’re applying for will bring you short-term and long-term value? Follow these steps: 

1. Check your credit score — Your score indicates what cards you're likely qualified for. 

2. Determine your spending habits — Your budget determines what type of card will benefit you the most. 

3. Decide what type of card you want — There are cash back cards, travel cards, and more. 

4. Find out if you pre-qualify — Use our CardMatch tool to find top picks and check for cards you’re already pre-qualified for. 

5. Prepare required materials — You’ll need to provide your social security number, contact information, and annual income to apply for a card. 

6. Apply online — Apply for one of our featured cards; it’s quick and easy!

Apply Now

Chase Freedom Unlimited®

  • New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee

Annual Fee
$0
Intro Purchase APR
0% Intro APR on Purchases for 15 months
Regular APR
17.24% - 25.99% Variable
Intro Balance Transfers APR
0% Intro APR on Balance Transfers for 15 months

Apply Now

Discover it® Balance Transfer

  • Intro Offer: Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.

Annual Fee
$0
Intro Purchase APR
0% for 6 months
Regular APR
14.24% - 25.24% Variable
Intro Balance Transfers APR
0% for 18 months

Apply Now

Capital One® VentureOne® Rewards Credit Card

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day
  • Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Transfer your miles to over 12 leading travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 14.24% - 24.24% variable APR after that
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

Annual Fee
$0
Intro Purchase APR
0% intro on purchases for 12 months
Regular APR
14.24% - 24.24% (Variable)
Intro Balance Transfers APR
N/A

Apply Now

Chase Sapphire Preferred® Card

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel

Annual Fee
$95
Intro Purchase APR
N/A
Regular APR
18.24% - 25.24% Variable
Intro Balance Transfers APR
N/A

Apply Now

Bank of America® Cash Rewards credit card

  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back on gas or your choice of one of five other popular categories, 2% at grocery stores and wholesale clubs and unlimited 1% on all other purchases (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
  • 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

Annual Fee
$0
Intro Purchase APR
0% Introductory APR on purchases for 12 billing cycles
Regular APR
16.24% - 26.24% Variable APR on purchases and balance transfers
Intro Balance Transfers APR
0% Intro APR for 12 billing cycles for any balance transfers made in the first 60 days

Apply Now

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Named ‘The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Annual Fee
$0 intro for first year; $95 after that
Intro Purchase APR
N/A
Regular APR
17.99% - 25.24% (Variable)
Intro Balance Transfers APR
N/A

Apply Now

Discover it® Cash Back

  • Intro Offer: Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.

Annual Fee
$0
Intro Purchase APR
0% for 14 months
Regular APR
14.24% - 25.24% Variable
Intro Balance Transfers APR
0% for 14 months

Apply Now

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Named ‘The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Annual Fee
$0 intro for first year; $95 after that
Intro Purchase APR
N/A
Regular APR
17.99% - 25.24% (Variable)
Intro Balance Transfers APR
N/A

Apply Now

American Express® Blue Business Cash Card

  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 15.49%, 18.49%, or 21.49%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply

Annual Fee
No annual fee
Intro Purchase APR
0% on purchases for 12 months
Regular APR
15.49% - 21.49% Variable
Intro Balance Transfers APR
0% on balance transfers for 12 months