Find and apply for a credit card that fits you

Even some of the best credit cards are not right for everyone. How can you be sure the card you’re applying for will bring you short-term and long-term value?

Follow these steps:

1. Check your credit score — Your score indicates what cards you’re likely qualified for.

2. Determine your spending habits — Your budget determines what type of card will benefit you the most.

3. Decide what type of card you want — There are cash back cards, travel cards, and more.

4. Find out if you pre-qualify — Use our CardMatch tool to find top picks and check for cards you’re already pre-qualified for.

5. Prepare required materials — You’ll need to provide your social security number, contact information, and annual income to apply for a card.

6. Apply online — Apply for one of our featured cards; it’s quick and easy!

Even some of the best credit cards are not right for everyone. How can you be sure the card you’re applying for will bring you short-term and long-term value?

Follow these steps:

1. Check your credit score — Your score indicates what cards you’re likely qualified for.

2. Determine your spending habits — Your budget determines what type of card will benefit you the most.

3. Decide what type of card you want — There are cash back cards, travel cards, and more.

4. Find out if you pre-qualify — Use our CardMatch tool to find top picks and check for cards you’re already pre-qualified for.

5. Prepare required materials — You’ll need to provide your social security number, contact information, and annual income to apply for a card.

6. Apply online — Apply for one of our featured cards; it’s quick and easy!

Chase Freedom Unlimited®

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open

Annual Fee
$0
Intro Purchase APR
0% Intro APR on Purchases for 15 months
Regular APR
16.49% - 25.24% Variable
Intro Balance Transfers APR
0% Intro APR on Balance Transfers for 15 months

Discover it® Balance Transfer

  • Intro Offer: Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.

Annual Fee
$0
Intro Purchase APR
0% for 6 months
Regular APR
13.49% - 24.49% Variable
Intro Balance Transfers APR
0% for 18 months

Capital One® Quicksilver® Cash Rewards Credit Card

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49%-25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

Annual Fee
$0
Intro Purchase APR
0% intro on purchases for 15 months
Regular APR
15.49% - 25.49% (Variable)
Intro Balance Transfers APR
0% intro on balance transfers for 15 months

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day.
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Named ‘The Best Travel Card' by CNBC, 2018
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Annual Fee
$0 intro for first year; $95 after that
Intro Purchase APR
N/A
Regular APR
17.24% - 24.49% (Variable)
Intro Balance Transfers APR
N/A

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day.
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Named ‘The Best Travel Card' by CNBC, 2018
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Annual Fee
$0 intro for first year; $95 after that
Intro Purchase APR
N/A
Regular APR
17.24% - 24.49% (Variable)
Intro Balance Transfers APR
N/A

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day.
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Named ‘The Best Travel Card' by CNBC, 2018
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Annual Fee
$0 intro for first year; $95 after that
Intro Purchase APR
N/A
Regular APR
17.24% - 24.49% (Variable)
Intro Balance Transfers APR
N/A

Discover it® Cash Back

  • Intro Offer: Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.

Annual Fee
$0
Intro Purchase APR
0% for 14 months
Regular APR
13.49% - 24.49% Variable
Intro Balance Transfers APR
0% for 14 months

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day.
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Named ‘The Best Travel Card' by CNBC, 2018
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Annual Fee
$0 intro for first year; $95 after that
Intro Purchase APR
N/A
Regular APR
17.24% - 24.49% (Variable)
Intro Balance Transfers APR
N/A

Ink Business Unlimited℠ Credit Card

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Annual Fee
$0
Intro Purchase APR
0% Intro APR on Purchases for 12 Months
Regular APR
14.74% - 20.74% Variable
Intro Balance Transfers APR
N/A