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Discover it® Cash Back

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Discover's Secure Site
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Discover's Secure Site
Intro Bonus
Cashback Match™ Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Reward Rates
5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
1% Earn 1% unlimited cash back on all other purchases – automatically.
Balance Transfers Intro APR
0% for 14 months
Purchases Intro APR
0% for 14 months
Regular APR
11.99% - 22.99% Variable
Annual Fee
$0

Great for:

Cash back on everyday spending. The Discover it Cash Back is the flagship of the Discover it cards, with the cash back match at the end of your first year. Its 5% cash back feature is for rotating categories up to $1,500 each quarter after activation.

The Discover it Cash Back is one of our picks for the best credit cards.

Highlights

  • Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
  • Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem cash back in any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.

Features

  • 0% Introductory APR
    0% Introductory APR
  • Cash Back
    Cash Back
  • Dining
    Dining
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Free Credit Score
    Free Credit Score
  • Gas
    Gas
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Popular
    Popular
  • Price Protection
    Price Protection
  • Rewards
    Rewards
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

4.1-star review

4.1 out of 5

Our take: The Discover it Cash Back card offers the most value in the first year of membership when it matches all your rewards.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Discover it® Cash Back

Average Ratings
4.8 out of 5 stars
Ratings and reviews provided by issuer as of 2020-09-01.