Discover it® Cash Back
Discover it® Cash Back
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Discover it® Cash Back

Discover it® Cash Back
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Our rating: 4.6 Our writers, editors and industry experts at CreditCards.com score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card’s primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

Credit Recommended

CreditCards.com credit range estimations are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
Earn Unlimited Cashback Match™ + $200 INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Plus, get a $200 statement credit when you spend $500 in the first 3 months after account opening
Reward Rates
5% Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
1% Plus, earn unlimited 1% cash back on all other purchases.
Balance Transfers Intro APR
0% intro APR for 15 months
Purchases Intro APR
0% intro APR for 15 months
Regular APR
18.74% - 28.74% (Variable)
Annual Fee
$0

Great for:

Cash back on everyday spending. The Discover it® Cash Back is the flagship of the Discover it cards, with Unlimited Cashback Match™ at the end of your first year. Its 5% cash back feature is for rotating categories up to $1,500 each quarter after activation, then 1%.

The Discover it® Cash Back is one of our picks for the best credit cards.

Highlights

  • Get a 0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies. Then 18.74% - 28.74% Standard Variable Purchase APR applies, based on credit worthiness
  • INTRO OFFER: Receive a $200 statement credit when you spend $500 on purchases in your first 3 months of account opening
  • UNLIMITED CASHBACK MATCH: Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. Click "Apply Now" to view important rates and disclosures
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases
  • Redeem cash back for any amount. No annual fee
  • Terms and conditions apply

Features

  • Cash Back
    Cash Back
  • Excellent Credit
    Excellent Credit
  • Good Credit
    Good Credit
  • Low Interest
    Low Interest
  • No Annual Fee
    No Annual Fee
  • Rewards
    Rewards

Staff Review

Editor's Rating:

4.6 out of 5

Our take:

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.