Our editorial process

Credit cards can help you save money, build credit, finance a large purchase or plan a dream vacation. But with so many options on the market – from premium travel cards loaded with perks to cash back cards that reward your everyday spending – it can be difficult to choose which one is right for you.

Our mission is simple – to give you the best information you need to make the right choices for your finances.

What we do

We provide informed and unbiased analysis

The personal finance and credit card experts at CreditCards.com are here to help by providing thoughtful, informed and relevant insights on the best products available today. While we make money through partnerships with credit card issuers, we promise to always offer our unbiased opinions.

Many of our stories mention specific products from our advertising partners. Additionally, our credit card reviews and card category pages include “apply” buttons that will redirect you to the issuer’s website, where you can sign up. When you click on an apply button at CreditCards.com, apply for the card and get approved by the issuer, we receive compensation from the issuer.

We help you understand your finances

Credit cards are our passion, but we do much more than pontificate about plastic. We also aim to provide you with the most thoroughly researched educational articles that can help you understand all aspects of your finances, including:

  • Credit card account management
  • Credit scores and credit reports
  • How to earn and redeem your credit card rewards
  • Getting out of debt
  • Laws that define and protect your rights as a consumer
  • Protecting yourself from fraud and identity theft
  • Building business credit
  • Technology trends that affect how you shop and pay

We speak to experts

How do we find the best information? The CreditCards.com editorial team regularly interviews personal finance and credit card experts who impart their wisdom to us so we can pass it on to you. These individuals run the gamut from executives at major banks and industry analysts to respected bloggers who are gurus when it comes to family finance or redeeming rewards.

We also retain a cadre of contributing writers – including seasoned personal finance journalists and noted subject matter experts – who tackle topics they’ve studied for years and, in some cases, decades.

Each and every article we publish on CreditCards.com undergoes a rigorous fact-checking process so you can be sure the information you’re reading is accurate and trustworthy.

We speak to you

We also enjoy talking to you. Over the years we’ve interviewed countless consumers about how their favorite credit cards have enhanced their lives.

We love hearing from our readers. If you have a personal finance question for our experts, you can send it to them here. If you want to learn more about a story we’ve written or just have a great personal finance story of your own to tell, send an e-mail to Editors@CreditCards.com.

Where we’re located

Our writers and experts are spread across the U.S. and beyond, but the CreditCards.com editorial team’s home base is Austin, Texas. Here’s where you can find us:

Red Ventures
9600 N. Mopac, Stonebridge Plaza II, Suite 500
Austin, Texas 78759