Credit Cards For Good Credit

Good credit (670-739) opens the door to some fantastic credit card offers. Whether you're looking for cash back or low rates, compare offers from our partners and find the best card for you. For even more options be sure to check out the top credit cards this month from our partners.

See offers from our partners below.

Apply Now Credit Needed
Excellent,Good
  • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.24% to 25.24%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • $95 annual fee.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
Apply Now at American Express's
secure site
Terms Apply
Purchases Intro APR
0% on Purchases for 12 months
Balance Transfers Intro APR
0% on Balance Transfers for 12 months
Regular APR
14.24%-25.24% Variable
Annual Fee
$95
Credit Needed
Excellent,Good
See Rates & Fees

Blue Cash Everyday® Card from American Express

Apply Now Credit Needed
Excellent, Good
  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • No annual fee.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.24% to 25.24%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
Apply Now at American Express's
secure site
Terms Apply
Purchases Intro APR
0% on Purchases for 15 months
Balance Transfers Intro APR
0% on Balance Transfers for 15 months
Regular APR
14.24%-25.24% Variable
Annual Fee
$0
Credit Needed
Excellent, Good
See Rates & Fees

Discover it® Cashback Match™

Discover it® Cashback Match™

25,774 customer reviews

Apply Now Credit Needed
Excellent/Good
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Earn 1% cash back on all other purchases.
  • Intro Offer: Discover will match all the cash back earned at the end of your first year, automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • Use your rewards instantly at Amazon.com checkout.
  • No annual fee.
Apply Now at Discover's
secure site
Purchases Intro APR
0% for 14 months
Balance Transfers Intro APR
0% for 14 months
Regular APR
13.24% - 24.24% Variable
Annual Fee
$0
Credit Needed
Excellent/Good
See Rates & Fees

Capital One® Venture® Rewards Credit Card

Apply Now Credit Needed
Excellent, Good
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • New! Earn 10 miles per dollar on hotels when you pay with your Venture card at hotels.com/venture; learn more at hotels.com/venture
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
Apply Now at Capital One's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
14.24% - 24.24% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Credit Needed
Excellent, Good

Capital One® VentureOne® Rewards Credit Card

Apply Now Credit Needed
Excellent, Good
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • New! Earn 10 miles per dollar on hotels when you pay with your VentureOne card at hotels.com/venture; learn more at hotels.com/venture
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 13.24%-23.24% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
Apply Now at Capital One's
secure site
Purchases Intro APR
0% intro on purchases for 12 months
Balance Transfers Intro APR
N/A
Regular APR
13.24% - 23.24% (Variable)
Annual Fee
$0
Credit Needed
Excellent, Good

Chase Freedom Unlimited®

Chase Freedom Unlimited®

9,099 customer reviews

Apply Now Credit Needed
Excellent/Good
  • Unlimited 1.5% cash back on every purchase — it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.24-24.99%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Apply Now at Chase's
secure site
Purchases Intro APR
0% Intro APR on Purchases for 15 months
Balance Transfers Intro APR
0% Intro APR on Balance Transfers for 15 months
Regular APR
16.24% - 24.99% Variable
Annual Fee
$0
Credit Needed
Excellent/Good

Chase Freedom®

Chase Freedom®

13,992 customer reviews

Apply Now Credit Needed
Excellent/Good
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.24-24.99%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Apply Now at Chase's
secure site
Purchases Intro APR
0% Intro APR on Purchases for 15 months
Balance Transfers Intro APR
0% Intro APR on Balance Transfers for 15 months
Regular APR
16.24% - 24.99% Variable
Annual Fee
$0
Credit Needed
Excellent/Good

Chase Slate®

Chase Slate®

5,959 customer reviews

Apply Now Credit Needed
Excellent/Good
  • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • See monthly updates to your FICO® Score and the reasons behind your score for free
  • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee
Apply Now at Chase's
secure site
Purchases Intro APR
0% Intro APR on Purchases for 15 months
Balance Transfers Intro APR
0% Intro APR on Balance Transfers for 15 months
Regular APR
16.24% - 24.99% Variable
Annual Fee
$0
Credit Needed
Excellent/Good

The Platinum Card® from American Express

Apply Now Credit Needed
Excellent/Good
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Up to $200 for Uber rides annually. Credit and Uber VIP status available to Basic Card Member only.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Terms Apply.
Apply Now at American Express's
secure site
Terms Apply
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
N/A
Annual Fee
$550
Credit Needed
Excellent/Good
See Rates & Fees

Wells Fargo Platinum Visa® Card

Apply Now Credit Needed
Excellent/Good
  • 0% Intro APR for 15 months on purchases and balance transfers, then a 16.40%-26.24% variable APR; balance transfer fees apply
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
  • Free access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Apply Now at Wells Fargo's
secure site
Purchases Intro APR
0% for 15 months
Balance Transfers Intro APR
0% for 15 months
Regular APR
16.40%-26.24% (Variable)
Annual Fee
$0
Credit Needed
Excellent/Good

Compare Credit Card Offers for Good Credit

Updated: February 9, 2018

Here are the Best Credit Cards for Good Credit in 2018:

Good credit is your reward for all those months of on-time payments and other terrific credit habits. However, one or two wrong steps can cause your score to drop quickly. That’s why it’s important to understand the nuances of credit and how good credit can reward all that hard work. Here, we look at:

  • Criteria for good credit
  • What is the Good Credit score range
  • What to do to build credit from good to excellent
  • What to look for in a credit card if you have good credit
  • Benefits and limitations of credit cards for good credit

Learn more about how to build credit and the benefits of good credit:

Criteria for Good Credit

  1. Are you paying on time? This is the most important element of your credit score. One missed payment can drop your score quickly, while it can take months and even years to build your credit.
  2. Are you keeping your balances low? Both FICO and VantageScore want you to keep your balances low, thereby lowering your utilization ratio.
  3. How old is your credit history? Credit scores like it when you have a long history of credit. That’s why it’s a good idea to keep your oldest credit card open and active.
  4. Have you recently applied for new credit? Avoid applying for multiple cards in a short amount of time, because that can negatively impact your score.
  5. Do you have a mix of credit types? One way to give your score a little boost is to take out a small installment loan, such as a car loan or a credit-builder loan.

What is the Good Credit score range?

The credit score range for good credit with FICO is 670-739 on a scale of 300-850, with 850 as the best. FICO is the dominant scoring model and is used by most lenders to assess your creditworthiness. Check out the table below to see the other credit score tiers from two major scoring models, FICO and VantageScore:

Credit Score Ranges

FICOScoreVantageScoreScore
Exceptional800-850Excellent750-850
Very Good740-799Good700-749
Good670-739Fair650-699
Fair580-669Poor550-649
Poor300-579Very Poor300-549

What to do to build credit from good to excellent

  • Pay on time. If you have good credit, you are likely already paying in full and on time. Keep it up!
  • Don’t close your old cards. This allows you to continue to have high available credit and to keep building your long-term credit. Put a small charge on them each month, paying them off each month.
  • Take out an installment loan. Installment loans include mortgages, car loans and some credit-builder loans. While you don’t want to incur unnecessary debt, a small installment loan can give your credit score a little nudge.
  • Avoid taking out multiple cards. Stay steady and don’t apply for multiple credit cards at once. While a small part of your credit score, applications can drop it to the next tier in a worst-case scenario. One card application can affect your score by about 5 points, whether you are accepted or not.

What to look for in a credit card if you have good credit

  • Types of cards. With good credit, your options open up tremendously. You can earn 2%, 3%, even 5% back – depending on the category – with a cashback card, or earn points or miles in the 10s of thousands in a travel card’s sign-up bonus.
  • Sign-up bonus. Compare the sign-up bonuses for the cards you are looking at. But be sure to compare apples with apples. For example, is there an annual fee? And what is the actual valuation of the points or miles?
  • Ongoing rewards. Study the points, cash back or miles you would earn when you make purchases on your card.
  • Benefits. Cards that require good or excellent credit often offer benefits such as rental car insurance, free luggage and even annual airline credits.
  • Interest rates. If your priority for your next credit card is a low interest rate, your good credit will help with that. There are a few low-interest cards out there, often available through credit unions, and you can even find them at below 10%.
  • Balance transfer. If you need to transfer a balance to a 0% intro APR, look at the length of the offer, and see if you can pay off the debt before the offer ends.

Benefits and limitations of credit cards for good credit

Benefits of Good CreditLimitations of Good Credit
More choices than bad, fairFewer choices than excellent credit
Don't have to pay a security depositMay not get a luxury card
Fees may be better than cards for bad, fair creditMay need to pay annual fee for greater rewards
Build credit
Excellent rewards

Recap: Our Best Credit Cards for Good Credit

Best ForCardAnnual FeeReward Rate
Best for Gas and GroceriesBlue Cash Preferred® Card from American Express$956% on groceries (up to $6,000 per year), 3% on gas and select department stores, 1% everywhere else
Best for Everyday SpendingBlue Cash Everyday® Card from American Express$03% on groceries (up to $6,000 per year), 2% on gas and select department stores, 1% everywhere else
Best for Low InterestDiscover it® Cashback Match™$05% cash back on rotating quarterly categories, cash back match from Discover at the end of your first year
Best for HotelsCapital One® Venture® Rewards Credit Card$0 first year, then $952x miles on every purchase, 10x miles on purchases at hotels.com/venture
Best for Simple Travel RewardsCapital One® VentureOne® Rewards Credit Card$01.25 miles per dollar on every purchase
Best for Bonus CashChase Freedom Unlimited®$01.5% cash back on every purchase
Best for Cash BackChase Freedom®$05% if in quarterly category, 1% otherwise
Best for Balance TransferChase Slate®$0N/A
Best for Membership Rewards®The Platinum Card® from American Express$5505x points on flights and hotels booked through Amex Travel site
Best for No Annual FeeWells Fargo Platinum Visa® Card$0N/A

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* For additional rates, fees and costs see issuer's website for detailed pricing and terms.