Gas Cards & Auto Rewards

Whether you drive a little or a lot, these credit cards are great for anyone who finds themselves at the fuel pump. Get gas, get rewarded - it's that simple. Each of these cards offer varying rewards on other categories as well. Review your favorite offers from our partners and apply for the card that best fits you.

See offers from our partners below.

Apply Now APPLY BY PHONE Credit Needed
Excellent,Good
  • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.24% to 25.24%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • $95 annual fee.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
Apply Now at American Express's
secure site

or call American Express at

877-915-6641
Terms Apply
Purchases Intro APR
0% on Purchases for 12 months
Balance Transfers Intro APR
0% on Balance Transfers for 12 months
Regular APR
14.24%-25.24% Variable
Annual Fee
$95
Credit Needed
Excellent,Good
See Rates & Fees

Blue Cash Everyday® Card from American Express

Apply Now APPLY BY PHONE Credit Needed
Excellent, Good
  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • No annual fee.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.24% to 25.24%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
Apply Now at American Express's
secure site

or call American Express at

877-915-6432
Terms Apply
Purchases Intro APR
0% on Purchases for 15 months
Balance Transfers Intro APR
0% on Balance Transfers for 15 months
Regular APR
14.24%-25.24% Variable
Annual Fee
$0
Credit Needed
Excellent, Good
See Rates & Fees

Discover it® chrome

Discover it® chrome

993 customer reviews

Apply Now Credit Needed
Excellent/Good
  • Intro Offer: Discover will match all the cash back earned at the end of your first year, automatically.
  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • New! Receive free Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
Apply Now at Discover's
secure site
Purchases Intro APR
0% for 14 months
Balance Transfers Intro APR
0% for 14 months
Regular APR
12.24% - 24.24% Variable
Annual Fee
$0
Credit Needed
Excellent/Good
See Rates & Fees

Wells Fargo Cash Wise Visa® Card

Apply Now Credit Needed
Excellent/Good
  • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 14.24%-26.24% variable APR; balance transfer fees apply
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Apply Now at Wells Fargo's
secure site
Purchases Intro APR
0% for 12 months
Balance Transfers Intro APR
0% for 12 months
Regular APR
14.24%-26.24% (Variable)
Annual Fee
$0
Credit Needed
Excellent/Good

Capital One® Quicksilver® Cash Rewards Credit Card

Apply Now Credit Needed
Excellent, Good
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 14.24%-24.24% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 14.24%-24.24% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
Apply Now at Capital One's
secure site
Purchases Intro APR
0% intro on purchases for 9 months
Balance Transfers Intro APR
0% intro on balance transfers for 9 months
Regular APR
14.24% - 24.24% (Variable)
Annual Fee
$0
Credit Needed
Excellent, Good

Chase Freedom Unlimited®

Chase Freedom Unlimited®

8,818 customer reviews

Apply Now Credit Needed
Excellent/Good
  • Unlimited 1.5% cash back on every purchase — it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.24-24.99%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Apply Now at Chase's
secure site
Purchases Intro APR
0% Intro APR on Purchases for 15 months
Balance Transfers Intro APR
0% Intro APR on Balance Transfers for 15 months
Regular APR
16.24% - 24.99% Variable
Annual Fee
$0
Credit Needed
Excellent/Good

Chase Freedom®

Chase Freedom®

13,427 customer reviews

Apply Now Credit Needed
Excellent/Good
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.24-24.99%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Apply Now at Chase's
secure site
Purchases Intro APR
0% Intro APR on Purchases for 15 months
Balance Transfers Intro APR
0% Intro APR on Balance Transfers for 15 months
Regular APR
16.24% - 24.99% Variable
Annual Fee
$0
Credit Needed
Excellent/Good

Premier Rewards Gold Card from American Express

Apply Now APPLY BY PHONE Credit Needed
Excellent/Good
  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
  • No Foreign Transaction Fees.
  • $100 Airline Fee Credit. Up to $100 a calendar year for baggage fees at one airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc.
  • $0 Intro Annual Fee for the 1st year, then $195.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Terms Apply.
Apply Now at American Express's
secure site

or call American Express at

877-915-6387
Terms Apply
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
N/A
Annual Fee
Introductory annual fee of $0 for the first year, then $195.
Credit Needed
Excellent/Good
See Rates & Fees

IHG® Rewards Club Select Credit Card

Apply Now Credit Needed
Excellent Credit
  • Earn 60,000 bonus points after spending $1,000 on purchases within the first three months of account opening
  • Enjoy a Free Night after each account anniversary year at over 5,000 hotels worldwide
  • Earn 5 points per $1 spent when you stay at an IHG hotel
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
  • Platinum Elite status as long as you're a Select credit cardmember
  • Automatic 10% points rebate on redemptions
  • $0 Introductory Annual Fee for the first year, then $49 a year
Apply Now at Chase's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
17.24% - 24.24% Variable
Annual Fee
$0 Intro for the First Year, then $49
Credit Needed
Excellent Credit

Bank of America® Cash Rewards Credit Card

Bank of America® Cash Rewards Credit Card

34,980 customer reviews

Apply Now Credit Needed
Excellent/Good
  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.24% - 24.24% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Apply Now at Bank of America's
secure site
Purchases Intro APR
0% Introductory APR on purchases for 12 billing cycles
Balance Transfers Intro APR
0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
Regular APR
14.24% - 24.24% Variable APR on purchases and balance transfers
Annual Fee
$0
Credit Needed
Excellent/Good

Comparing Credit Cards for Gas and Auto Rewards

Updated: January 17, 2018

CreditCards.com's Best Gas Cards of 2018

  • Blue Cash Preferred® Card from American Express - 3% cash back on gas
  • Blue Cash Everyday Card from American Express - 2% cash back on gas
  • Discover it® chrome - 2% cash back on gas
  • Wells Fargo Cash Wise Visa® Card - unlimited 1.5% cash rewards on purchases
  • Capital One Quicksilver Cash Rewards Credit Card - 1.5% cash back on everything
  • Chase Freedom Unlimited® - 1.5% cash back on every purchase
  • Chase Freedom® - 5% cash back on rotating categories each quarter
  • Premier Rewards Gold Card from American Express - 2x points at gas stations
  • IHG® Rewards Club Select Credit Card - 2 points per $1 spent on purchases at gas stations
  • Bank of America® Cash Rewards Credit Card - 3% cash back on gas

Negotiating through gas cards can be confusing, because they can be similar yet with different features. They can be cashback cards that offer rewards for gas purchases, or they can be cards that give you rebates for brand loyalty. Here, we help you identify what’s best for your purchases and how to differentiate:

  • What is a gas credit card?
  • Do gas credit cards help build credit?
  • Can you use a gas card anywhere?
  • Choosing a gas credit card
  • Gas rewards credit cards vs. gas rebate credit cards

Read on before making a decision:

What is a gas credit card?

A gas card can be:

  • A cashback credit card with rich rewards for gas as well as other purchases, such as groceries;
  • A gas rebate credit card issued by a financial provider in partnership with a fuel company, says Natasha Rachel Smith, personal finance expert at TopCashback.com. It offers rebates for purchasing gas at the company’s gas stations;
  • A rebate card that is specific to purchasing gas. Unlike the 2 types of credit cards, the gas rebate card might have to be paid off each month.

Do gas credit cards help build credit?

Gas credit cards, whether it’s a cashback card or a gas rebate credit card, can be used to help build credit. Ideally, you’ll want to pay off the balance each month before the due date to keep your utilization ratio low. Here’s how the ratio works: If you have $1,000 in available credit and you have a balance of $100, your utilization ratio is 10% -- you want it as low as possible.

Can you use a gas card anywhere?

If a card that rewards for gas purchases has a network symbol, such as Visa or Mastercard, on the front, then it can be used anywhere that network is accepted. If it’s a rebate card, the gas rebates are specific to the fuel company that partners with the card issuer, but if it has a network symbol, it can be used where that network is accepted.

Choosing a gas credit card

  1. Is it a rebate credit card? Rebate cards are worth more when gasoline costs least, because you get more gallons for less money, meaning you get more cents back in total for your money spent. So, if you pay $20 for 8 gallons and the rebate is $0.05, you’ll get $0.40 back. But if you pay $20 for 6 gallons, you get $0.30 back. You received less product and less rebate when gasoline was more expensive.
  2. Which is better for gas? If you get $0.05 back for each gallon on a gas rebate credit card or if you get 6% back for each gas purchase on a gas rewards card, that means $20 becomes $0.40 for the rebate card if you buy 8 gallons or $0.12 cash back for the rewards card.
  3. Does it have other rewards? Gas rewards cards, such as the Blue Cash Preferred, often have rewards for other categories as well, such as U.S. supermarkets.
  4. Is it part of a network? If it is, it will be available everywhere that network is accepted, although rebates may be specific to a particular brand of gas. Major networks include American Express, Visa, Mastercard and Discover.
  5. Does it have an annual fee? If so, make sure you’ll use the card enough to make the annual fee worthwhile.
  6. What is your credit? If you have fair credit, a gas rebate credit card may be a good choice. You can build credit while earning gas rebates.
  7. Are you a loyal customer? If you are loyal to a specific gas brand and you fill up often, a gas rebate card might be a good choice. Shop at a variety of gas stations? A cashback card may be best.

Gas rewards credit cards vs. gas rebate credit cards

Gas Rewards Credit CardGas Rebate Credit Cards
Build creditBuild credit
Typically requires good/excellent creditMight accept fair credit
Sometimes has annual feeTypically no annual fee
Might have sign-up bonusCan have sign-up rebate
Rewards for multiple types of purchasesLucrative rewards for specific brand

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, we ask that you do not disclose confidential or personal information such as your bank account number, phone number, or email address. Keep in mind that anything you post may be disclosed, published, transmitted or reused.

The comments posted below are not provided, reviewed or approved by the card issuers or advertisers. Additionally, the card issuer or advertiser does not assume responsibility to ensure that all posts and/or questions are answered.

See the online credit card applications for details about the terms and conditions of an offer. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.

* For additional rates, fees and costs see issuer's website for detailed pricing and terms.