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Discover it® Student chrome

Discover it® Student chrome
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Our rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

No Credit History

Apply now at Discover's secure site
Intro Bonus
Cashback Match™Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Reward Rates
2%Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
1%Earn 1% unlimited cash back on all other purchases – automatically.
Balance Transfers Intro APR
10.99% for 6 months
Purchases Intro APR
0% for 6 months
Regular APR
13.24% - 22.24% Variable
Annual Fee
$0

Great for:

No credit history. Like the Discover it® chrome, this card is perfect for gas stations and restaurants, with 2% back on those categories up to $1,000 in combined purchases per quarter (then 1%), then a cash back match at the end of your first year as a new cardholder.

See more of the best student credit cards.

Highlights

  • No credit score required to apply.*
  • Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • No annual fee and build your credit with responsible use.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.24% - 22.24% applies.
  • Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they're approved. Over half a million students got Discover Cards from their friends' recommendations.
  • Get your free Credit Scorecard that includes your FICO® Credit Score and important details that help make up your score.
  • Click "Apply Now" to see rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Features

  • Cash Back
    Cash Back
  • EMV
    EMV
  • Fair Credit
    Fair Credit
  • Free Credit Score
    Free Credit Score
  • Gas
    Gas
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Rewards
    Rewards
  • Student
    Student
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

4.1 out of 5

Our take: The Discover it Student chrome card zooms to the top of the class because of its winning cash rewards program and user-friendly features.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Discover it® Student chrome

Average Ratings: (collected by Discover)
4.8 out of 5 stars
Ratings and reviews provided by issuer as of 2021-04-01.