- Reward Rates
- 1.5%Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 8.99% - 29.99% APR
- Annual Fee
- $0
Highlights
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
Features
- Low Interest
- No Annual Fee
- Visa Signature®
Staff Review
Editor's Rating: 4.2 out of 5 | Our take: Since it automatically puts your balance into an installment plan at the end of the month, the Upgrade Card helps you keep your interest payments – and your overall credit card balance – in check. |