Credit Cards»Visa Credit Cards»Merrick Bank Secured Credit Card
Merrick Bank Secured Credit Card
Partner Offer

Merrick Bank Secured Credit Card

No Credit History

Apply now at Merrick Bank's secure site
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
22.70% Variable
Annual Fee
$36 for first year. Billed $3 per month thereafter


  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.


  • Auto Rental Insurance
    Auto Rental Insurance
  • EMV
  • Free Credit Score
    Free Credit Score
  • No Credit History
    No Credit History
  • Poor Credit
    Poor Credit
  • Secured credit card
    Secured credit card
  • Zero Fraud Liability
    Zero Fraud Liability