Business card reviews

Business Credit Cards - Reviews

Business credit cards let freelancers, store owners, solopreneurs and all kinds of small-business owners make the most of every dollar spent. Whether you’re looking to save on travel, earn cash back, get flexible payments on capital purchases or reduce interest on debts, there’s a business credit card tailor-made for you.

To maximize your earnings, look for business credit cards that fit your spending and savings needs. Cash back cards pay you back on daily expenses and help you save on future purchases. Business travel rewards cards reduce your travel costs and deliver travel-related conveniences. Flex-pay, low APR and 0% intro APR cards help you save on interest and manage finances.

Our CreditCards.com experts reviewed hundreds of business card offers and rated the best business credit cards for 2021 based on several factors. Cash back and travel rewards, interest rates, payment flexibility, welcome offers and partner discounts are the key criteria we used. In our business credit card reviews below, you can compare business credit card offers from our partners and find expert recommendations for specific spending and savings needs.

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The Business Platinum Card®  from American Express review

The Business Platinum Card® from American Express

4.9 rating

The Business Platinum Card from American Express offers great travel benefits and a large introductory offer, but the spending requirement to earn the offer is daunting, and many small business owners may be hard-pressed to spend enough to qualify for all of the card’s benefits.

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Ink Business Cash® Credit Card review

Ink Business Cash® Credit Card

4.7 rating

If you’re determined to keep costs to a minimum, the Chase Ink Business Cash Credit Card offers a lot of cash back on your business purchases — including purchases made on employee cards — for no annual fee.

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Capital One Spark Cash Plus review

Capital One Spark Cash Plus

4.7 rating

If you want a simple business charge card with a superb cash-back rate, you will love the Capital One Spark Cash Plus.

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Delta SkyMiles® Platinum Business American Express Card review

Delta SkyMiles® Platinum Business American Express Card

4.7 rating

The Delta SkyMiles Platinum Business American Express Card is a high value airline card that offers priority boarding, a free checked bag and an introductory offer.

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Delta SkyMiles® Reserve Business American Express Card review

Delta SkyMiles® Reserve Business American Express Card

4.7 rating

The Delta SkyMiles Reserve Business American Express Card helps cardholders earn elite status faster while offering a big introductory offer, access to Delta Sky Clubs and more.

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Delta SkyMiles® Gold Business American Express Card review

Delta SkyMiles® Gold Business American Express Card

4.7 rating

The Delta SkyMiles Gold Business American Express Card offers a solid welcome offer, priority boarding, a free checked bag and unique perks for business owners.

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Southwest Rapid Rewards® Performance Business Credit Card review

Southwest Rapid Rewards® Performance Business Credit Card

4.7 rating

Despite a high annual fee, the Southwest Rapid Rewards Performance Business card packs enough value to make it the best of all Southwest cards.

*The information for the Southwest® Rapid Rewards® Performance Business Credit Card has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer.

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Southwest Rapid Rewards Premier Business Credit Card review

Southwest Rapid Rewards Premier Business Credit Card

4.7 rating

The Southwest Rapid Rewards Premier Business credit card is a high-value airline card that makes it easy to earn flights, gift cards, rental cars and more.

*The information for the Southwest® Rapid Rewards® Premier Business Credit Card has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer.

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The Hilton Honors American Express Business Card review

The Hilton Honors American Express Business Card

4.6 rating

The American Express Hilton Honors Business card comes with a large introductory offer that can add up to a lot of free hotel nights if you spend it strategically.

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Ink Business Preferred® Credit Card review

Ink Business Preferred® Credit Card

4.5 rating

While the sign-up bonus may be a premier feature of this premium business rewards card, business owners should also appreciate the value and flexibility of Chase’s Ultimate Rewards program.

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United℠ Business Card review

United℠ Business Card

4.5 rating

Even occasional United flyers should rack up miles quickly thanks to the United Business Card’s competitive rewards rate on travel and everyday purchases. Plus, you have a chance at even more miles when you pair it with a personal Chase United card. This offer is no longer available on our site.

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United Club℠ Infinite Card review

United Club℠ Infinite Card

4.4 rating

Frequent flyers looking to earn United miles and enjoy premium perks can get a lot of value out of this card thanks to its impressive rewards rate. That said, the annual fee will be hard to justify if you’re not a die-hard United fan.

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