Business card reviews

Business Credit Cards - Reviews

Business credit cards let freelancers, store owners, solopreneurs and all kinds of small-business owners make the most of every dollar spent. Whether you’re looking to save on travel, earn cash back, get flexible payments on capital purchases or reduce interest on debts, there’s a business credit card tailor-made for you.

To maximize your earnings, look for business credit cards that fit your spending and savings needs. Cash back cards pay you back on daily expenses and help you save on future purchases. Business travel rewards cards reduce your travel costs and deliver travel-related conveniences. Flex-pay, low APR and 0% intro APR cards help you save on interest and manage finances.

Our CreditCards.com experts reviewed hundreds of business card offers and rated the best business credit cards for 2021 based on several factors. Cash back and travel rewards, interest rates, payment flexibility, welcome offers and partner discounts are the key criteria we used. In our business credit card reviews below, you can compare business credit card offers and find expert recommendations for specific spending and savings needs.

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Delta SkyMiles® Platinum Business American Express Card review

Delta SkyMiles® Platinum Business American Express Card

4.6 rating

The Delta SkyMiles Platinum Business American Express Card is a high value airline card that offers priority boarding, a free checked bag and an introductory bonus.

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The Business Platinum Card®  from American Express review

The Business Platinum Card® from American Express

4.4 rating

The Business Platinum Card from American Express offers great travel benefits and a large introductory bonus, but the spending requirement to earn the bonus is daunting, and many small business owners may be hard-pressed to spend enough to qualify for all of the card’s benefits.

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Brex 30 Card review

Brex 30 Card

4.3 rating

With an application process that makes qualifying faster and easier than usual and a unique rewards program that offers up to 7X points on ride-sharing, the Brex 30 Card is well-attuned to the needs of startup companies.

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Marriott Bonvoy Business™ American Express® Card review

Marriott Bonvoy Business™ American Express® Card

4.3 rating

Loyalists of Marriott Bonvoy brands can rack up points easily with generous bonuses on spending categories on the Marriott Bonvoy Business American Express Card.

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Delta SkyMiles® Reserve Business American Express Card review

Delta SkyMiles® Reserve Business American Express Card

4.2 rating

The Delta SkyMiles Reserve Business American Express Card helps cardholders earn elite status faster while offering a big introductory bonus, access to Delta Sky Clubs and more.

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United℠ Business Card review

United℠ Business Card

4.1 rating

Even occasional United flyers should rack up miles quickly thanks to the United Business Card’s competitive rewards rate on travel and everyday purchases. Plus, you have a chance at even more miles when you pair it with a personal Chase United card. This offer is no longer available on our site.

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Southwest Rapid Rewards® Performance Business Credit Card review

Southwest Rapid Rewards® Performance Business Credit Card

4.1 rating

Despite a high annual fee, the Southwest Rapid Rewards Performance Business card packs enough value to make it the best of all Southwest cards.

*The information for the Southwest Rapid Rewards® Performance Business Credit Card has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer.

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The Hilton Honors American Express Business Card review

The Hilton Honors American Express Business Card

4.1 rating

The American Express Hilton Honors Business card makes its grand debut with a large introductory bonus that can amount to a lot of free hotel nights if you spend it strategically.

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Discover it® Business card review

Discover it® Business card

3.9 rating

The new Discover it® Business card isn’t as flashy as its competitors, but it does offer firm footing and incentives for business owners who want a simple experience. With a flat 1.5-percent cash back rate that’s doubled for the first 12 months, low intro APR and no annual fee, you can hit the ground running.

*The information for the Discover it® Business card has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer. This page includes information about Discover products that are not currently available on CreditCards.com and may be out of date.

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United Club℠ Infinite Card review

United Club℠ Infinite Card

3.9 rating

Frequent flyers looking to earn United miles and enjoy premium perks can get a lot of value out of this card thanks to its impressive rewards rate. That said, the annual fee will be hard to justify if you’re not a die-hard United fan.

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United℠ Explorer Business Card review

United℠ Explorer Business Card

3.9 rating

Business owners who frequently fly United have a lot to gain from the United Explorer Business Card’s generous sign-up bonus and competitive rewards rate. This offer is no longer available.

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Ink Business Cash® Credit Card review

Ink Business Cash® Credit Card

3.9 rating

If you’re determined to keep costs to a minimum, the Chase Ink Business Cash Credit Card offers a lot of cash back on your business purchases — including purchases made on employee cards — for no annual fee.

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Editorial disclosure: All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.