Low Interest card reviews

Low Interest Credit Cards - Reviews

If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.

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Citi Diamond Preferred card review

Citi Diamond Preferred card

4.2 rating

Citi Diamond Preferred is a good credit card with no annual fee and excellent introductory APR and balance transfer terms.

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U.S. Bank Visa Platinum card review

U.S. Bank Visa Platinum card

3.9 rating

The combination of a low APR and a 0 percent introductory APR make the U.S. Bank Visa Platinum card a good value for cardholders seeking to save money on interest.

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BB&T Bright card review

BB&T Bright card

4.3 rating

The BB&T Bright Card is a true low-APR card, which is great for someone with excellent credit who carries a balance from month to month.

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Barclaycard Ring Mastercard review review

Barclaycard Ring Mastercard review

2.8 rating

Though the regular APR is on the high side for a low interest card, cardholders can realize great savings through the card’s introductory offer, which includes a long 15-month introductory period and a 0 percent fee on balance transfers. This offer is no longer available on our site.

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SunTrust Cash Back credit card review

SunTrust Cash Back credit card

3.9 rating

A good card for SunTrust accountholders with excellent credit, the SunTrust Cash Back credit card rewards the bank’s most loyal customers with tiered bonuses and a low minimum APR.

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PNC Core Visa credit card review

PNC Core Visa credit card

4 rating

This plain vanilla credit card offers cardholders with the cleanest credit histories an appealingly low APR and a strong promotion on purchases; but it doesn’t offer a promotional rate on balance transfers.

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USAA Rate Advantage Platinum Visa card review

USAA Rate Advantage Platinum Visa card

3.7 rating

The USAA Rate Advantage Platinum Visa card offers a low APR that is hard to beat, but it lacks a zero percent introductory offer, and the card is not available to the general public.

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M&T Visa credit card review

M&T Visa credit card

3.4 rating

The M&T Visa credit card makes a great value for consumers seeking to transfer a balance due to its lack of a balance transfer fee.

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BECU Visa credit card review

BECU Visa credit card

4.5 rating

With an ultralow interest rate and minimal fees, the BECU Visa credit card ranks high on our list of low interest rate cards.

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KeyBank Latitude Mastercard review

KeyBank Latitude Mastercard

3.9 rating

The KeyBank Latitude Mastercard offers a relatively low interest rate, a generous promotional offer and fewer penalties than the average low interest rate card.

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BMO Harris Bank Mastercard review

BMO Harris Bank Mastercard

2.9 rating

The BMO Harris Bank Mastercard is a solid low rate card with a competitive APR and relatively low fees.

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PenFed Power Cash Rewards Visa Signature card review

PenFed Power Cash Rewards Visa Signature card

2.5 rating

The PenFed Power Cash Rewards Visa Signature card offers a low interest rate and reasonable fees and penalties, but the card doesn’t include an introductory offer for new purchases. Cardholders seeking to finance a new purchase may be better off finding a card with a 0 percent APR.

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