Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We’ve reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
BECU Visa credit card
Last reviewed: May 7, 2020
With an ultralow interest rate and minimal fees, the BECU Visa credit card ranks high on our list of low interest rate cards.
KeyBank Latitude Mastercard
Last reviewed: September 10, 2020
The KeyBank Latitude Mastercard offers a relatively low interest rate, a generous promotional offer and fewer penalties than the average low interest rate card.
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Upgrade Visa® Card with Cash Rewards
Last reviewed: January 4, 2021
Since it rewards payments via cash back and automatically puts your balance into an installment plan at the end of the month, the Upgrade Card helps you keep your interest payments – and your overall credit card balance – in check.
U.S. Bank Visa Platinum Card
Last reviewed: January 5, 2021
The combination of a low APR and introductory offer make the U.S. Bank Visa Platinum card a good value for cardholders seeking to save money on interest. This offer is no longer available.
PNC Core Visa credit card
Last reviewed: September 10, 2020
This plain vanilla credit card offers cardholders with the cleanest credit histories an appealingly low APR and a strong promotion on purchases and balance transfers.
Synovus Cash Rewards Visa
Last reviewed: May 7, 2020
For cardholders with excellent credit, the Synovus Cash Rewards Visa offers a very low interest rate, a 0-percent introductory period on balance transfers and new purchases and a decent cash back rewards program.
BB&T Bright card
Last reviewed: September 10, 2020
The BB&T Bright Card is a true low-APR card, which is great for someone with excellent credit who carries a balance from month to month.
Navy Federal Credit Union Platinum credit card
Last reviewed: January 7, 2021
Though the Navy Federal Credit Union Platinum credit card lacks a 0 percent introductory period for new purchases, the regular APR is so low that cardholders will still save a substantial amount of money on interest.
SunTrust Cash Back credit card
Last reviewed: January 6, 2021
A good card for SunTrust accountholders with excellent credit, the SunTrust Cash Back credit card rewards the bank’s most loyal customers with tiered bonuses and a low minimum APR.
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Citi® Diamond Preferred® Card
Last reviewed: November 17, 2020
Thanks to its long introductory offers on balance transfers and purchases, the Citi Diamond Preferred Card is a solid option if you need to pay down debt or finance a large purchase. Just be sure to factor in the card’s high balance transfer fee when weighing options.
M&T Visa Signature card
Last reviewed: May 7, 2020
Cardholders seeking to save money on a balance transfer or new purchase will appreciate the low interest rates on the M&T Visa Signature card and may find it worth keeping in the long run, thanks to its generous cash back program.
Wells Fargo Visa Signature credit card
Last reviewed: January 6, 2021
The very rewarding Wells Fargo Visa Signature card offers a reasonable interest rate for a rewards card and can save money on a balance transfer or new purchase thanks to its 15-month introductory period. This offer is no longer available on our site.
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