Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We’ve reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
BECU Visa credit card
Last reviewed: May 7, 2020
With an ultralow interest rate and minimal fees, the BECU Visa credit card ranks high on our list of low interest rate cards.
KeyBank Latitude Mastercard
Last reviewed: September 10, 2020
The KeyBank Latitude Mastercard offers a relatively low interest rate, a generous promotional offer and fewer penalties than the average low interest rate card.
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Upgrade Card
Last reviewed: July 21, 2020
Since it automatically puts your balance into an installment plan at the end of the month, the Upgrade Card helps you keep your interest payments – and your overall credit card balance – in check.
Synovus Cash Rewards Visa
Last reviewed: May 7, 2020
For cardholders with excellent credit, the Synovus Cash Rewards Visa offers a very low interest rate, a 0-percent introductory period on balance transfers and new purchases and a decent cash back rewards program.
PNC Core Visa credit card
Last reviewed: September 10, 2020
This plain vanilla credit card offers cardholders with the cleanest credit histories an appealingly low APR and a strong promotion on purchases and balance transfers.
U.S. Bank Visa Platinum Card
Last reviewed: September 10, 2020
The combination of a low APR and introductory offer make the U.S. Bank Visa Platinum card a good value for cardholders seeking to save money on interest. This offer is no longer available.
SunTrust Cash Back credit card
Last reviewed: April 30, 2020
A good card for SunTrust accountholders with excellent credit, the SunTrust Cash Back credit card rewards the bank’s most loyal customers with tiered bonuses and a low minimum APR.
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Navy Federal Credit Union Platinum credit card
Last reviewed: April 30, 2020
Though the Navy Federal Credit Union Platinum credit card lacks a 0 percent introductory period for new purchases, the regular APR is so low that cardholders will still save a substantial amount of money on interest.
BB&T Bright card
Last reviewed: September 10, 2020
The BB&T Bright Card is a true low-APR card, which is great for someone with excellent credit who carries a balance from month to month.
M&T Visa Signature card
Last reviewed: May 7, 2020
Cardholders seeking to save money on a balance transfer or new purchase will appreciate the low interest rates on the M&T Visa Signature card and may find it worth keeping in the long run, thanks to its generous cash back program.
Citi® Diamond Preferred® Card
Last reviewed: September 10, 2020
Thanks to its long introductory offers on balance transfers and purchases, the Citi Diamond Preferred Card is a solid option if you need to pay down debt or finance a large purchase. Just be sure to factor in the card’s high balance transfer fee when weighing options.
Amex EveryDay Credit Card from American Express
Last reviewed: September 11, 2020
With a reasonable regular APR and a long 0% introductory period for balance transfers and new purchases, the American Express Everyday card can save you a considerable amount of cash. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy. See similar low interest credit cards.