Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
Discover it® Balance Transfer
Last reviewed: July 1, 2020
Cardholders seeking to save on interest would be better served by a card with a longer 0-percent introductory period for new purchases.
*The information for the Discover it® Balance Transfer has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer. This card is no longer available on our site.
U.S. Bank Visa Platinum Card
Last reviewed: April 30, 2020
The combination of a low APR and introductory offer make the U.S. Bank Visa Platinum card a good value for cardholders seeking to save money on interest. This offer is no longer available.
Blue Cash Preferred® Card from American Express
Last reviewed: July 10, 2020
The Blue Cash Preferred card offers a fairly low interest rate and a decent introductory period new purchases, though cardholders may find the annual fee too pricey.
Discover it® Cash Back
Last reviewed: July 13, 2020
With the card’s long introductory APR on both balance transfers and new purchases and its low regular APR, cardholders are bound to save on interest with the Discover it Cash Back card.
Navy Federal Credit Union cashRewards Card
Last reviewed: April 30, 2020
The Navy Federal Credit Union cashRewards Card offers a very low regular APR along with very reasonable rates and fees.
View similar low interest credit cards
Upgrade® Card review
Last reviewed: June 30, 2020
Since it automatically puts your balance into an installment plan at the end of the month, the Upgrade Card helps you keep your interest payments – and your overall credit card balance – in check.
Navy Federal Credit Union Platinum credit card
Last reviewed: April 30, 2020
Though the Navy Federal Credit Union Platinum credit card lacks a 0 percent introductory period for new purchases, the regular APR is so low that cardholders will still save a substantial amount of money on interest.
Platinum Edition Visa card from First National Bank of Omaha
Last reviewed: May 8, 2020
The Platinum Edition Visa Card offers a low APR but lacks a 0 percent introductory period for new purchases.
Wells Fargo Visa Signature credit card
Last reviewed: July 10, 2020
The very rewarding Wells Fargo Visa Signature card offers a reasonable interest rate for a rewards card and can save money on a balance transfer or new purchase thanks to its 15-month introductory period. This offer is no longer available on our site.
View similar low interest cards
BankAmericard® credit card
Last reviewed: April 28, 2020
With a low regular APR and a long introductory period on balance transfers and new purchases, the BankAmericard Credit Card can save you a considerable amount on interest.
*All information about the BankAmericard credit card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This offer is no longer available on our site.
Amex EveryDay Credit Card from American Express
Last reviewed: June 18, 2020
With a reasonable regular APR and a long 0% introductory period for balance transfers and new purchases, the American Express Everyday card can save you a considerable amount of cash. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy. See similar low interest credit cards.
Wells Fargo Cash Wise Visa® card
Last reviewed: April 30, 2020
The Wells Fargo Cash Wise Visa card can give you a good boost on financing a new purchase, thanks to its 15-month introductory period (then 13.99% – 25.99% variable) and good cash back rewards program, but you can find cards with even longer introductory periods and more reasonable APRs. This offer is no longer available on our site.
*Information about the Wells Fargo Cash Wise Visa has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer.