Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
Citi Diamond Preferred card
Last reviewed: August 1, 2017
Citi Diamond Preferred is a good credit card with no annual fee and excellent introductory APR and balance transfer terms.
BB&T Bright card
Last reviewed: June 12, 2017
The BB&T Bright Card is a true low-APR card, which is great for someone with excellent credit who carries a balance from month to month.
Barclaycard Ring Mastercard review
Last reviewed: July 6, 2017
Though the regular APR is on the high side for a low interest card, cardholders can realize great savings through the card’s introductory offer, which includes a long 15-month introductory period and a 0 percent fee on balance transfers.
U.S. Bank Visa Platinum card
Last reviewed: June 15, 2017
The combination of a low APR and a 0 percent introductory APR make the U.S. Bank Visa Platinum card a good value for cardholders seeking to save money on interest.
SunTrust Cash Back credit card
Last reviewed: July 18, 2017
A good card for SunTrust accountholders with excellent credit, the SunTrust Cash Back credit card rewards the bank’s most loyal customers with tiered bonuses and a low minimum APR.
PNC Core Visa credit card
Last reviewed: May 22, 2017
This plain vanilla credit card offers cardholders with the cleanest credit histories an appealingly low APR and a strong promotion on purchases; but it doesn’t offer a promotional rate on balance transfers.
M&T Visa credit card
Last reviewed: May 26, 2017
The M&T Visa credit card makes a great value for consumers seeking to transfer a balance due to its lack of a balance transfer fee.
BECU Visa credit card
Last reviewed: April 24, 2017
With an ultralow interest rate and minimal fees, the BECU Visa credit card ranks high on our list of low interest rate cards.
KeyBank Latitude MasterCard
Last reviewed: April 21, 2017
The KeyBank Latitude MasterCard offers a relatively low interest rate, a generous promotional offer and fewer penalties than the average low interest rate card.
BMO Harris Bank MasterCard
Last reviewed: April 24, 2017
The BMO Harris Bank MasterCard is a solid low rate card with a competitive APR and relatively low fees.
PenFed Power Cash Rewards Visa Signature card
Last reviewed: July 18, 2017
The PenFed Power Cash Rewards Visa Signature card offers a low interest rate and reasonable fees and penalties, but the card doesn’t include an introductory offer for new purchases. Cardholders seeking to finance a new purchase may be better off finding a card with a 0 percent APR.
State Farm Good Neighbor Visa
Last reviewed: May 26, 2017
The State Farm Good Neighbor Visa card’s 11.74 percent interest rate is competitive, but there are better cards with a single-digit APR and more useful features.
