Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
Discover it® Balance Transfer
Last reviewed: January 2, 2019
Cardholders seeking to save on interest would be better served by a card with a longer 0-percent introductory period for new purchases.
U.S. Bank Visa Platinum Card
Last reviewed: January 8, 2019
The combination of a low APR and introductory offer make the U.S. Bank Visa Platinum card a good value for cardholders seeking to save money on interest.
Navy Federal Credit Union Go Rewards credit card
Last reviewed: January 15, 2019
The Navy Federal Credit Union Go Rewards card features very reasonable rates and fees and an APR that few cards can beat.
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Navy Federal Credit Union Platinum credit card
Last reviewed: November 9, 2018
Though the Navy Federal Credit Union Platinum credit card lacks a 0 percent introductory period for new purchases, the regular APR is so low that cardholders will still save a substantial amount of money on interest.
BankAmericard® credit card
Last reviewed: January 2, 2019
With a low regular APR and a long introductory period on balance transfers and new purchases, the BankAmericard Credit Card can save you a considerable amount on interest.
Wells Fargo Visa Signature credit card
Last reviewed: January 15, 2019
The very rewarding Wells Fargo Visa Signature card offers a reasonable interest rate for a rewards card and can save money on a balance transfer or new purchase thanks to its 15-month introductory period. This offer is no longer available on our site.
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Platinum Edition Visa card from First National Bank of Omaha
Last reviewed: November 9, 2018
The Platinum Edition Visa Card offers a low APR but lacks a 0 percent introductory period for new purchases.
Capital One® Quicksilver® Cash Rewards Credit Card
Last reviewed: December 22, 2018
The Capital One Quicksilver Cash Rewards credit card is a good option for saving on interest, due to a long 15-month 0-percent introductory APR on balance transfers and new purchases.
Navy Federal Credit Union Visa Signature Flagship Rewards card
Last reviewed: January 15, 2019
The Visa Signature Flagship Rewards card features a good rewards program and very reasonable rates and fees, as well as a low introductory APR on both balance transfers and new purchases.
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Golden 1 Credit Union Platinum Rewards credit card
Last reviewed: December 17, 2018
Few cards can beat the APR on the Golden 1 Platinum Rewards card, which also features very reasonable rates and fees, including an exceptionally low fee for late payments. However, if you are looking to transfer a balance or finance a new purchase, you may be better served by a card that offers a 0-percent introductory APR.
Amex EveryDay Credit Card from American Express
Last reviewed: January 15, 2019
With a reasonable regular APR and a long 0 percent introductory period for balance transfers and new purchases, the American Express Everyday card can save you a considerable amount of cash. This offer is no longer available.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy. See similar low interest credit cards.
Blue Cash Everyday card from American Express
Last reviewed: December 22, 2018
With a reasonable interest rate, a long introductory period on balance transfers and new purchases and a great cash back rewards program, the Blue Cash Everyday card is a good choice for cardholders seeking to save.