Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We’ve reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
Discover it® Balance Transfer
Last reviewed: September 8, 2021
A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.
BECU Visa credit card
Last reviewed: March 3, 2021
With an ultralow interest rate and minimal fees, the BECU Visa credit card ranks high on our list of low interest rate cards.
KeyBank Latitude Mastercard
Last reviewed: September 10, 2020
The KeyBank Latitude Mastercard offers a relatively low interest rate, a generous promotional offer and fewer penalties than the average low interest rate card.
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PenFed Pathfinder® Rewards Visa Signature® Card
Last reviewed: October 25, 2021
The PenFed Pathfinder Rewards Card comes with lucrative travel credits and a rewards scheme that favors travel purchases.
PNC Core Visa credit card
Last reviewed: February 23, 2021
This plain vanilla credit card offers cardholders with the cleanest credit histories an appealingly low APR and a strong promotion on purchases and balance transfers.
Synovus Cash Rewards Visa
Last reviewed: March 4, 2021
For cardholders with excellent credit, the Synovus Cash Rewards Visa offers a very low interest rate, a 0-percent introductory period on balance transfers and new purchases and a decent cash back rewards program.
Citi Custom Cash℠ Card
Last reviewed: September 30, 2021
The Citi Custom Cash Card should offer terrific value to low-maintenance cardholders and rewards experts alike since it automatically rewards your top spending category each billing cycle. Just be sure you aren’t missing out on rewards in your second- and third-highest categories.
Navy Federal Credit Union Platinum credit card
Last reviewed: January 31, 2021
Though the Navy Federal Credit Union Platinum credit card lacks a 0 percent introductory period for new purchases, the regular APR is so low that cardholders will still save a substantial amount of money on interest.
SunTrust Cash Back credit card
Last reviewed: February 22, 2021
A good card for SunTrust accountholders with excellent credit, the SunTrust Cash Back credit card rewards the bank’s most loyal customers with tiered bonuses and a low minimum APR.
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BB&T Bright card
Last reviewed: January 15, 2021
The BB&T Bright Card is a true low-APR card, which is great for someone with excellent credit who carries a balance from month to month.
Discover it® Cash Back
Last reviewed: September 30, 2021
With the card’s long introductory APR on both balance transfers and new purchases and its low regular APR, cardholders are bound to save on interest with the Discover it Cash Back card.
Discover it® Miles
Last reviewed: May 12, 2021
The Discover it Miles card can you help you cut costs thanks to its long 14-month introductory APR on new purchases and its low regular APR.