Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
Discover it® Balance Transfer
Last reviewed: October 29, 2018
Cardholders seeking to save on interest would be better served by a card with a longer 0-percent introductory period for new purchases.
U.S. Bank Visa Platinum Card
Last reviewed: November 15, 2018
The combination of a low APR and a 0 percent introductory APR make the U.S. Bank Visa Platinum card a good value for cardholders seeking to save money on interest.
Wells Fargo Visa Signature credit card
Last reviewed: October 30, 2018
The very rewarding Wells Fargo Visa Signature card offers a reasonable interest rate for a rewards card and can save money on a balance transfer or new purchase thanks to its 15-month 0-percent introductory period.
View similar low interest cards
Navy Federal Credit Union Platinum credit card
Last reviewed: November 9, 2018
Though the Navy Federal Credit Union Platinum credit card lacks a 0 percent introductory period for new purchases, the regular APR is so low that cardholders will still save a substantial amount of money on interest.
Capital One® Quicksilver® Cash Rewards Credit Card
Last reviewed: November 13, 2018
The Capital One Quicksilver Cash Rewards credit card is a good option for saving on interest, due to a long 15-month 0-percent introductory APR on balance transfers and new purchases.
BankAmericard® credit card
Last reviewed: October 24, 2018
With a low regular APR and a long introductory period on balance transfers and new purchases, the BankAmericard Credit Card can save you a considerable amount on interest.
Platinum Edition Visa card from First National Bank of Omaha
Last reviewed: November 9, 2018
The Platinum Edition Visa Card offers a low APR but lacks a 0 percent introductory period for new purchases.
Discover it® Cash Back
Last reviewed: October 29, 2018
With the card’s long 0 percent introductory APR on both balance transfers and new purchases and its low regular APR, cardholders are bound to save on interest with the Discover it Cash Back card.
M&T Visa Signature card
Last reviewed: October 29, 2018
Cardholders seeking to save money on a balance transfer or new purchase will appreciate the low interest rates on the M&T Visa Signature card and may find it worth keeping in the long run, thanks to its generous cash back program.
Blue Cash Everyday card from American Express
Last reviewed: October 25, 2018
With a reasonable interest rate, a long 0 percent introductory period on balance transfers and new purchases and a great cash back rewards program, the Blue Cash Everyday card is a good choice for cardholders seeking to save.
KeyBank Latitude Mastercard
Last reviewed: November 14, 2018
The KeyBank Latitude Mastercard offers a relatively low interest rate, a generous promotional offer and fewer penalties than the average low interest rate card.
BB&T Bright card
Last reviewed: November 9, 2018
The BB&T Bright Card is a true low-APR card, which is great for someone with excellent credit who carries a balance from month to month.