Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
Discover it® Balance Transfer
Last reviewed: December 19, 2019
Cardholders seeking to save on interest would be better served by a card with a longer 0-percent introductory period for new purchases.
U.S. Bank Visa Platinum Card
Last reviewed: January 22, 2020
The combination of a low APR and introductory offer make the U.S. Bank Visa Platinum card a good value for cardholders seeking to save money on interest. This offer is no longer available.
Upgrade® Card review
Last reviewed: January 8, 2020
Since it automatically puts your balance into an installment plan at the end of the month, the Upgrade Card helps you keep your interest payments – and your overall credit card balance – in check.
Navy Federal Credit Union Platinum credit card
Last reviewed: January 3, 2020
Though the Navy Federal Credit Union Platinum credit card lacks a 0 percent introductory period for new purchases, the regular APR is so low that cardholders will still save a substantial amount of money on interest.
Platinum Edition Visa card from First National Bank of Omaha
Last reviewed: February 13, 2019
The Platinum Edition Visa Card offers a low APR but lacks a 0 percent introductory period for new purchases.
Capital One® Quicksilver® Cash Rewards Credit Card
Last reviewed: January 11, 2020
The Capital One Quicksilver Cash Rewards credit card is a good option for saving on interest, due to a long 15-month 0-percent introductory APR on balance transfers and new purchases (then 15.49%- 25.49% variable APR).
Wells Fargo Visa Signature credit card
Last reviewed: November 12, 2019
The very rewarding Wells Fargo Visa Signature card offers a reasonable interest rate for a rewards card and can save money on a balance transfer or new purchase thanks to its 15-month introductory period. This offer is no longer available on our site.
Amex EveryDay Credit Card from American Express
Last reviewed: September 19, 2019
With a reasonable regular APR and a long 0 percent introductory period for balance transfers and new purchases, the American Express Everyday card can save you a considerable amount of cash. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy. See similar low interest credit cards.
Blue Cash Everyday® Card from American Express
Last reviewed: December 9, 2019
With a reasonable interest rate, a long introductory period on balance transfers and new purchases and a great cash back rewards program, the Blue Cash Everyday card is a good choice for cardholders seeking to save.
Discover it® Cash Back
Last reviewed: January 2, 2020
With the card’s long introductory APR on both balance transfers and new purchases and its low regular APR, cardholders are bound to save on interest with the Discover it Cash Back card.
BankAmericard® credit card
Last reviewed: December 2, 2019
With a low regular APR and a long introductory period on balance transfers and new purchases, the BankAmericard Credit Card can save you a considerable amount on interest.