Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
Discover it® Balance Transfer
Last reviewed: July 2, 2018
Cardholders seeking to save on interest would be better served by a card with a longer 0-percent introductory period for new purchases.
U.S. Bank Visa Platinum Card
Last reviewed: June 14, 2018
The combination of a low APR and a 0 percent introductory APR make the U.S. Bank Visa Platinum card a good value for cardholders seeking to save money on interest.
Citi Diamond Preferred card
Last reviewed: June 19, 2018
The Citi Diamond Preferred card offers a lengthy introductory period for balance transfers, but its introductory period for new purchases is too brief and its APR is high.
Navy Federal Credit Union Platinum credit card
Last reviewed: July 17, 2018
Though the Navy Federal Credit Union Platinum credit card lacks a 0 percent introductory period for new purchases, the regular APR is so low that cardholders will still save a substantial amount of money on interest.
USAA Cashback Rewards Plus American Express
Last reviewed: June 28, 2018
Though the USAA Cashback Rewards Plus card offers a very reasonable APR, cardholders seeking to save on balance transfers and new purchases would be better served with a card that offers a 0-percent introductory APR.
Wells Fargo Visa Signature credit card
Last reviewed: April 6, 2018
The very rewarding Wells Fargo Visa Signature card offers a reasonable interest rate for a rewards card and can save money on a balance transfer or new purchase thanks to its 15-month 0-percent introductory period.
Asiana Airlines American Express Card From Bank of America
Last reviewed: December 5, 2017
With a nearly $100 annual fee, the Asiana Airlines card is not the best choice for saving on credit card costs, though the interest rate is reasonable for a rewards card.
Platinum Edition Visa card from First National Bank of Omaha
Last reviewed: January 19, 2018
The Platinum Edition Visa Card offers a low APR but lacks a 0 percent introductory period for new purchases.
Golden 1 Credit Union Platinum Rewards credit card
Last reviewed: February 21, 2018
Few cards can beat the APR on the Golden 1 Platinum Rewards card, which also features very reasonable rates and fees, including an exceptionally low fee for late payments. However, if you are looking to transfer a balance or finance a new purchase, you may be better served by a card that offers a 0-percent introductory APR.
Capital One® Quicksilver® Card
Last reviewed: July 6, 2018
The Capital One Quicksilver card is a good option for saving on interest, due to a long 15-month 0-percent introductory APR on balance transfers and new purchases.
BB&T Bright card
Last reviewed: January 19, 2018
The BB&T Bright Card is a true low-APR card, which is great for someone with excellent credit who carries a balance from month to month.
JetBlue Plus card
Last reviewed: January 30, 2018
The JetBlue Plus card offers a very reasonable APR for an airline rewards card; however, it’s far from the best choice for saving on interest payments, due to its high annual fee and lack of a 0-percent introductory APR for new purchases.