Low Interest card reviews

Low Interest Credit Cards - Reviews

If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We've reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.

Learn more about our ratings process

Discover it® Balance Transfer review

Discover it® Balance Transfer

2.2 rating

Cardholders seeking to save on interest would be better served by a card with a longer 0-percent introductory period for new purchases.

Read full review


U.S. Bank Visa Platinum Card review

U.S. Bank Visa Platinum Card

4.4 rating

The combination of a low APR and a 0 percent introductory APR make the U.S. Bank Visa Platinum card a good value for cardholders seeking to save money on interest.

Read full review


Wells Fargo Visa Signature credit card review

Wells Fargo Visa Signature credit card

4 rating

The very rewarding Wells Fargo Visa Signature card offers a reasonable interest rate for a rewards card and can save money on a balance transfer or new purchase thanks to its 15-month 0-percent introductory period.

View similar low interest cards

Read full review


Navy Federal Credit Union Platinum credit card review

Navy Federal Credit Union Platinum credit card

3.9 rating

Though the Navy Federal Credit Union Platinum credit card lacks a 0 percent introductory period for new purchases, the regular APR is so low that cardholders will still save a substantial amount of money on interest.

Read full review


Capital One® Quicksilver® Cash Rewards Credit Card review

Capital One® Quicksilver® Cash Rewards Credit Card

3.9 rating

The Capital One Quicksilver Cash Rewards credit card is a good option for saving on interest, due to a long 15-month 0-percent introductory APR on balance transfers and new purchases.

Read full review


BankAmericard® credit card review

BankAmericard® credit card

3.5 rating

With a low regular APR and a long introductory period on balance transfers and new purchases, the BankAmericard Credit Card can save you a considerable amount on interest.

Read full review


Platinum Edition Visa card from First National Bank of Omaha review

Platinum Edition Visa card from First National Bank of Omaha

2 rating

The Platinum Edition Visa Card offers a low APR but lacks a 0 percent introductory period for new purchases.

Read full review


Discover it® Cash Back review

Discover it® Cash Back

3.9 rating

With the card’s long 0 percent introductory APR on both balance transfers and new purchases and its low regular APR, cardholders are bound to save on interest with the Discover it Cash Back card.

Read full review


M&T Visa Signature card review

M&T Visa Signature card

3.7 rating

Cardholders seeking to save money on a balance transfer or new purchase will appreciate the low interest rates on the M&T Visa Signature card and may find it worth keeping in the long run, thanks to its generous cash back program.

Read full review


Blue Cash Everyday card from American Express review

Blue Cash Everyday card from American Express

3.5 rating

With a reasonable interest rate, a long 0 percent introductory period on balance transfers and new purchases and a great cash back rewards program, the Blue Cash Everyday card is a good choice for cardholders seeking to save.

Read full review


KeyBank Latitude Mastercard review

KeyBank Latitude Mastercard

4.3 rating

The KeyBank Latitude Mastercard offers a relatively low interest rate, a generous promotional offer and fewer penalties than the average low interest rate card.

Read full review


BB&T Bright card review

BB&T Bright card

3.9 rating

The BB&T Bright Card is a true low-APR card, which is great for someone with excellent credit who carries a balance from month to month.

Read full review