Low Interest Credit Cards - Reviews
If you are carrying a credit card balance month to month, you need to pay especially close attention to the fine print. Many cards that lure in cardholders with appealing features and rewards programs also come with hefty interest rates and fees that can quickly balloon your balance. We’ve reviewed and rated cards that offer the lowest costs for cardholders, with a close eye on fees, rates and penalties.
M&T Visa Signature card
Last reviewed: March 4, 2021
Cardholders seeking to save money on a balance transfer or new purchase will appreciate the low interest rates on the M&T Visa Signature card and may find it worth keeping in the long run, thanks to its generous cash back program.
U.S. Bank Visa® Platinum Card
Last reviewed: October 27, 2021
The combination of a low APR and introductory offer make the U.S. Bank Visa Platinum card a good value for cardholders seeking to save money on interest.
Wells Fargo Visa Signature credit card
Last reviewed: February 22, 2021
The very rewarding Wells Fargo Visa Signature card offers a reasonable interest rate for a rewards card and can save money on a balance transfer or new purchase thanks to its 15-month introductory period. This offer is no longer available on our site.
View similar low interest cards
Amex EveryDay Credit Card from American Express
Last reviewed: October 5, 2021
With a reasonable regular APR and a long 0% introductory period for balance transfers and new purchases, the American Express Everyday card can save you a considerable amount of cash. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy. See similar low interest credit cards.
M&T Visa credit card with rewards
Last reviewed: March 5, 2021
Cardholders can save a large amount of money on a balance transfer or new purchase with the M&T Visa card with rewards, thanks to its low APR and 12-billing-cycle 0-percent introductory APR.
Commerce Bank Special Connections Visa Signature credit card
Last reviewed: June 2, 2020
The Special Connections Visa Signature card features an exceptionally low interest rate and a fairly long introductory period on balance transfers and new purchases.
Citi® Diamond Preferred® Card
Last reviewed: November 2, 2021
Thanks to its long introductory offer on balance transfers, the Citi Diamond Preferred Card is a solid option if you need to pay down debt or finance a large purchase. Just be sure to factor in the card’s high balance transfer fee when weighing options.
BankAmericard® credit card
Last reviewed: November 19, 2021
With a low regular APR and a long introductory period on balance transfers and new purchases, the BankAmericard Credit Card can save you a considerable amount on interest.
BBVA Compass ClearPoints credit card
Last reviewed: February 17, 2021
For cardholders with excellent credit, the BBVA Compass ClearPoints card is more affordable than the average low interest rate card and offers a long introductory period on balance transfers and new purchases, though also a higher-than-average balance transfer fee.
Bank of America® Customized Cash Rewards credit card
Last reviewed: October 28, 2021
The Bank of America Customized Cash Rewards card’s regular APR is fairly low, plus it offers a long introductory period on balance transfers and new purchases, potentially sparing you a lot of interest in your first year of membership.