Retail Credit Cards - Reviews
For many retailers, a store-branded credit card is a great way to lure in repeat shoppers as well as ensnare customers in a load of debt due to high interest rates and the temptation to spend more than they can afford.
But retail cards aren’t all bad. When used responsibly, they can be a good introduction to credit for consumers with a limited credit history. And there are a few stand-outs in this category that offer great rewards programs that allow you to earn a large amount of cash back on your regular spending.
We’ve reviewed the most popular store cards, looking at their rewards programs, special financing deals, APRs and other perks, as well as their potential pitfalls.
Amazon Prime Rewards Visa Signature card
Last reviewed: May 31, 2023
The Amazon Prime Rewards Visa Signature card offers a great 5% rate on Amazon and Whole Food purchases, but Prime membership requires a high $139 fee, and Amazon points lack versatility.
* All information about the Amazon Prime Rewards Visa Signature card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This card is not currently available through CreditCards.com.
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Capital One Walmart Rewards® Mastercard®
Last reviewed: March 30, 2023
Thanks to its flexible redemption scheme and great rewards rate on practical purchases like grocery pickup, the Capital One Walmart Rewards Mastercard should offer a lot of value to cardholders who do most of their everyday shopping at Walmart.
Verizon Visa® Card
Last reviewed: May 9, 2023
The Verizon Visa Card offers Verizon customers impressive rewards value and service discounts – but it’s only worth applying if you plan to stick with the carrier for the long haul.
Amazon Prime Secured Card
Last reviewed: May 31, 2023
The Amazon Prime Secured card’s $0 annual fee, low minimum deposit requirement and Prime member rewards make it a decent option for regular Amazon customers who are looking to build or rebuild their credit and don’t mind the inflexibility of a store card.
My Best Buy Visa Card
Last reviewed: September 1, 2021
The My Best Buy Visa credit card makes sense for fans of the latest and greatest electronics, but casual shoppers and techies alike should beware of the card’s high interest rate, which could negate their rewards and benefits.
Macy's American Express card
Last reviewed: December 16, 2022
Savvy shoppers who never miss a Macy’s One-Day Sale have the potential to win big with the department store’s co-branded American Express card, but an unsurprisingly high APR means less disciplined cardholders could find themselves in trouble when carrying a balance from month to month.
American Eagle Outfitters Connected Visa credit card
Last reviewed: May 8, 2020
Fans of American Eagle Outfitters and Aerie will love the opportunity to accelerate their rewards by using the Connected Visa credit card anywhere Visa is accepted.
Sam's Club® Mastercard®
Last reviewed: May 8, 2023
With the exception of ample cash back at Sam’s Club gas stations, the Sam’s Club Mastercard is best reserved for making gas and dining purchases outside the warehouse club.
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Last reviewed: January 20, 2021
The Sears Shop your Way MasterCard offers an exceptionally high 5-percent rewards rate on your gas purchases, making it one of the most rewarding gas cards — if you don’t mind spending your rewards at Sears or Kmart. This offer is no longer available on our site.