
Retail Credit Cards - Reviews
For many retailers, a store-branded credit card is a great way to lure in repeat shoppers as well as ensnare customers in a load of debt due to high interest rates and the temptation to spend more than they can afford.
But retail cards aren’t all bad. When used responsibly, they can be a good introduction to credit for consumers with a limited credit history. And there are a few stand-outs in this category that offer great rewards programs that allow you to earn a large amount of cash back on your regular spending.
We’ve reviewed the most popular store cards, looking at their rewards programs, special financing deals, APRs and other perks, as well as their potential pitfalls.

Capital One® Walmart Rewards® Mastercard®
Last reviewed: November 19, 2020
Thanks to its flexible redemption scheme and great rewards rate on practical purchases like grocery pickup, the Capital One Walmart Rewards Mastercard should offer a lot of value to cardholders who do most of their everyday shopping at Walmart.
*All information about the Capital One Walmart Rewards Mastercard has been collected independently by CreditCards.com and has not been reviewed by the issuer.

Amazon Prime Rewards Visa Signature card
Last reviewed: December 17, 2020
The Amazon Prime Rewards Visa Signature card offers a great 5 percent rate on Amazon and Whole Food purchases, but Prime membership requires a high $119 fee, and Amazon points lack versatility.
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Sam's Club Mastercard
Last reviewed: December 18, 2020
With the exception of ample cash back at Sam’s Club gas stations, the Sam’s Club Mastercard is best reserved for making travel and dining purchases outside the warehouse club.
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Amazon Credit Builder
Last reviewed: January 15, 2021
The Amazon Credit Builder’s $0 annual fee, low minimum deposit requirement and Prime member rewards make it a decent option for regular Amazon customers looking to build or rebuild their credit, but its restrictions, sky-high APR and low maximum credit limit hold it back.

My Best Buy Visa Card
Last reviewed: November 25, 2020
The My Best Buy Visa credit card makes sense for fans of the latest and greatest electronics, but casual shoppers and techies alike should beware of the card’s high interest rate, which could negate their rewards and benefits.

Macy's American Express card
Last reviewed: September 11, 2020
Savvy shoppers who never miss a Macy’s One-Day Sale have the potential to win big with the department store’s co-branded American Express card, but an unsurprisingly high APR means less disciplined cardholders could find themselves in trouble when carrying a balance from month to month.

American Eagle Outfitters Connected Visa credit card
Last reviewed: May 8, 2020
Fans of American Eagle Outfitters and Aerie will love the opportunity to accelerate their rewards by using the Connected Visa credit card anywhere Visa is accepted.

Sears MasterCard
Last reviewed: January 6, 2021
The Sears Shop your Way MasterCard offers an exceptionally high 5-percent rewards rate on your gas purchases, making it one of the most rewarding gas cards — if you don’t mind spending your rewards at Sears or Kmart. This offer is no longer available on our site.

Chase Amazon.com Rewards Visa card
Last reviewed: December 17, 2020
For cardholders who don’t want to pay the fee for an Amazon Prime membership, the regular Amazon Rewards Visa card offers one of the highest rewards rates on Amazon.com purchases as well as a pretty good rewards rate on gas, restaurant and drugstore purchases.
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AT&T Access Card from Citi
Last reviewed: September 11, 2020
The AT&T Access Card from Citi is an easy way for current AT&T customers to earn points on their monthly phone, cable and internet payments. For others, it won’t be nearly as useful.