Retail Credit Cards - Reviews
For many retailers, a store-branded credit card is a great way to lure in repeat shoppers as well as ensnare customers in a load of debt due to high interest rates and the temptation to spend more than they can afford.
But retail cards aren’t all bad. When used responsibly, they can be a good introduction to credit for consumers with a limited credit history. And there are a few stand-outs in this category that offer great rewards programs that allow you to earn a large amount of cash back on your regular spending.
We’ve reviewed the most popular store cards, looking at their rewards programs, special financing deals, APRs and other perks, as well as their potential pitfalls.
Capital One Walmart Rewards® Mastercard®
Last reviewed: August 10, 2021
Thanks to its flexible redemption scheme and great rewards rate on practical purchases like grocery pickup, the Capital One Walmart Rewards Mastercard should offer a lot of value to cardholders who do most of their everyday shopping at Walmart.
Amazon Prime Rewards Visa Signature card
Last reviewed: August 17, 2021
The Amazon Prime Rewards Visa Signature card offers a great 5 percent rate on Amazon and Whole Food purchases, but Prime membership requires a high $119 fee, and Amazon points lack versatility.
* All information about the Amazon Prime Rewards Visa Signature card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This card is not currently available through CreditCards.com.
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Verizon Visa® Card
Last reviewed: June 25, 2021
The Verizon Visa Card offers Verizon customers impressive rewards value and service discounts – but it’s only worth applying if you plan to stick with the carrier for the long haul.
Amazon Credit Builder
Last reviewed: September 21, 2021
The Amazon Credit Builder’s $0 annual fee, low minimum deposit requirement and Prime member rewards make it a decent option for regular Amazon customers looking to build or rebuild their credit, but its restrictions, sky-high APR and low maximum credit limit hold it back.
My Best Buy Visa Card
Last reviewed: September 1, 2021
The My Best Buy Visa credit card makes sense for fans of the latest and greatest electronics, but casual shoppers and techies alike should beware of the card’s high interest rate, which could negate their rewards and benefits.
Sam's Club® Mastercard®
Last reviewed: October 6, 2021
With the exception of ample cash back at Sam’s Club gas stations, the Sam’s Club Mastercard is best reserved for making gas and dining purchases outside the warehouse club.
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American Eagle Outfitters Connected Visa credit card
Last reviewed: May 8, 2020
Fans of American Eagle Outfitters and Aerie will love the opportunity to accelerate their rewards by using the Connected Visa credit card anywhere Visa is accepted.
Macy's American Express card
Last reviewed: March 9, 2021
Savvy shoppers who never miss a Macy’s One-Day Sale have the potential to win big with the department store’s co-branded American Express card, but an unsurprisingly high APR means less disciplined cardholders could find themselves in trouble when carrying a balance from month to month.
Sears MasterCard
Last reviewed: January 20, 2021
The Sears Shop your Way MasterCard offers an exceptionally high 5-percent rewards rate on your gas purchases, making it one of the most rewarding gas cards — if you don’t mind spending your rewards at Sears or Kmart. This offer is no longer available on our site.
Amazon Rewards Visa Signature card
Last reviewed: May 20, 2021
For cardholders who don’t want to pay the fee for an Amazon Prime membership, the regular Amazon Rewards Visa card offers one of the highest rewards rates on Amazon.com purchases as well as a pretty good rewards rate on gas, restaurant and drugstore purchases.
* All information about the Amazon Rewards Visa Signature card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This card is not currently available through CreditCards.com.
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