No Annual Fee card reviews

No Annual Fee Credit Cards - Reviews

We’ve taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee.

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Petal® Visa® Credit Card review

Petal® Visa® Credit Card

4.8 rating

The Petal Visa card offers a low entry barrier and the opportunity to earn cash back and avoid fees while building your credit, but you could face a high APR.

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Discover it® Balance Transfer review

Discover it® Balance Transfer

4.5 rating

A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.

*The information for the Discover it® Balance Transfer has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer. This card is no longer available on our site. This page includes information about the Discover it Balance Transfer product, which is no longer offered by Discover.

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Discover it® Cash Back review

Discover it® Cash Back

4.3 rating

Nearly identical to the Chase Freedom card, the Discover it Cash Back card offers a substantial amount of value for cardholders who don’t mind keeping track of rotating bonus categories; but what really sets this card apart from its competitors is its consumer-friendly terms and ultra generous sign-up bonus, which matches the amount of cash back you earn at the end of the card member’s first year.

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Navy Federal Credit Union cashRewards Card review

Navy Federal Credit Union cashRewards Card

4.3 rating

With a low APR and up to 1.5 percent cash back on every purchase, this modest credit union card is a great choice for cardholders who plan to carry a balance and want low-maintenance rewards at an affordable price.

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PenFed Power Cash Rewards Visa Signature® Card review

PenFed Power Cash Rewards Visa Signature® Card

4.1 rating

The PenFed Power Cash Rewards Visa Signature card awards 2 percent cash back, but only PenFed members can apply.

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Discover it® chrome review

Discover it® chrome

4.1 rating

A good card for foodies and commuters, the Discover it chrome credit card features an outstanding sign-up bonus that matches your rewards at the end of the year and a solid bonus on restaurant and gas purchases.

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Bank of America® Cash Rewards credit card review

Bank of America® Cash Rewards credit card

4 rating

The Bank of America Cash Rewards card offers an exceptional rewards rate on a category of the user’s choice, allowing increased flexibility. But a $2,500 spending cap on bonus category rewards limits how much cardholders can earn.

*All information about the Bank of America Cash Rewards credit card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This offer is no longer available on our site.

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Discover it® Miles review

Discover it® Miles

4 rating

The Discover it Miles card offers a range of high-end travel perks and an industry-leading rewards rate for the card’s first 12 months, but the benefits drop off significantly after the first year.

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Citi® Diamond Preferred® Card review

Citi® Diamond Preferred® Card

3.9 rating

Thanks to its long introductory offers on balance transfers and purchases, the Citi Diamond Preferred Card is a solid option if you need to pay down debt or finance a large purchase. Just be sure to factor in the card’s high balance transfer fee when weighing options.

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RBFCU CashBack Rewards card review

RBFCU CashBack Rewards card

3.9 rating

Customers of RBFCU can’t do much better than this highly rewarding cash back card, though it’s only available in Texas.

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Hilton Honors American Express Card review

Hilton Honors American Express Card

3.9 rating

The Hilton Honors card offers a generous number of bonus points on hotel and everyday purchases; but because Hilton’s Honors aren’t worth as much as the average credit card rewards point, cardholders need a larger number of points to purchase rewards-funded travel.

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Chase Freedom Unlimited® review

Chase Freedom Unlimited®

3.8 rating

The Chase Freedom Unlimited card offers a good sign-up bonus and a flat 1.5 percent cash back rate on general purchases for cardholders who want to keep things simple, plus it’s a great starter card for collecting Chase Ultimate Rewards.

*The information for the Chase Freedom Unlimited has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer.

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