No Annual Fee Credit Cards - Reviews
We’ve taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee. Check out the offers below from our partners.
Chase Freedom Unlimited®
Last reviewed: August 2, 2021
The Chase Freedom Unlimited card offers a good sign-up bonus and an impressive average rewards rate, including a 1.5% cash back rate on general purchases, making it a great starter card for collecting Chase Ultimate Rewards.
Discover it® Balance Transfer
Last reviewed: July 15, 2021
A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.
* The information for the Discover it® Balance Transfer has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer. This card is no longer available on our site.
Discover it® Cash Back
Last reviewed: July 2, 2021
The Discover it Cash Back card offers a substantial amount of value for cardholders who don’t mind keeping track of rotating bonus categories; but what really sets this card apart from its competitors is its consumer-friendly terms and ultra generous sign-up bonus, which matches the amount of cash back you earn at the end of the card member’s first year.
Bank of America® Customized Cash Rewards credit card
Last reviewed: May 13, 2021
The Bank of America Customized Cash Rewards card offers an exceptional rewards rate on a category of the user’s choice, allowing increased flexibility. But a $2,500 combined spending cap on bonus category rewards limits how much cardholders can earn.
Chase Freedom Flex℠
Last reviewed: July 1, 2021
The Chase Freedom Flex card’s unique blend of year-round and quarterly-rotating rewards categories should offer great variety. It may be especially appealing to frequent travelers who want to avoid an annual fee or pair with a premium Chase travel card.
PenFed Pathfinder® Rewards Visa Signature® Card
Last reviewed: August 4, 2021
The PenFed Pathfinder Rewards Card comes with lucrative travel credits and a rewards scheme that favors travel purchases.
Citi Custom Cash℠ Card
Last reviewed: July 27, 2021
The Citi Custom Cash Card should offer terrific value to low-maintenance cardholders and rewards experts alike since it automatically rewards your top spending category each billing cycle. Just be sure you aren’t missing out on rewards in your second- and third-highest categories.
PenFed Power Cash Rewards Visa Signature® Card
Last reviewed: May 5, 2021
The PenFed Power Cash Rewards Visa Signature card awards 2 percent cash back, but only PenFed members can apply.
Hilton Honors American Express Card
Last reviewed: July 15, 2021
The Hilton Honors card offers a generous number of bonus points on hotel and everyday purchases; but because Hilton’s Honors aren’t worth as much as the average credit card rewards point, cardholders need a larger number of points to purchase rewards-funded travel.
Capital One SavorOne Cash Rewards Credit Card
Last reviewed: August 2, 2021
The SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2 percent rate.
Citi® Diamond Preferred® Card
Last reviewed: July 8, 2021
Thanks to its long introductory offers on balance transfers and purchases, the Citi Diamond Preferred Card is a solid option if you need to pay down debt or finance a large purchase. Just be sure to factor in the card’s high balance transfer fee when weighing options.