No Annual Fee Credit Cards - Reviews
We've taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no fee.
Discover it® Balance Transfer
Last reviewed: June 4, 2018
For cardholders seeking a card with no annual fee, the Discover it Balance Transfer card offers a long 0-percent introductory period for balance transfers and a great cash back program that matches your earnings in the first year.
USAA Cashback Rewards Plus American Express
Last reviewed: May 16, 2018
Offering 5 percent cash back on gas and military-base purchases and 2 percent cash back on groceries, the USAA Cashback Plus American Express card is a great no-annual-fee card for military families.
Bank of America Travel Rewards Credit Card review
Last reviewed: June 20, 2018
With a generous sign-up bonus, a high general rewards rate of 1.5 points per dollar and good travel perks – including no foreign transaction fees – the Bank of America Travel Rewards Credit Card is a pretty sweet deal for a travel card with no annual fee.
Uber Visa card from Barclays
Last reviewed: April 16, 2018
The Uber Visa card lets you earn a great rewards rate on restaurants and travel purchases without having to pay an annual fee.
Wells Fargo Visa Signature credit card
Last reviewed: April 6, 2018
The Wells Fargo Visa Signature card’s 50 percent bonus on airfare redemptions boosts its earning rate to 1.5 percent — a great value for a no-annual-fee card.
Golden 1 Credit Union Platinum Rewards credit card
Last reviewed: February 21, 2018
The Golden 1 Credit Union Platinum Rewards card offers an unlimited 3 percent rewards rate on the three heavy-hitting bonus categories: gas, restaurant and grocery store purchases. You’ll be hard-pressed to find a no-annual-fee card with a better rewards rate, though you need to live in California to qualify.
Quicksilver from Capital One
Last reviewed: May 29, 2018
The Quicksilver card from Capital One combines a flat cash back rate of 1.5 percent with a meaty sign-up bonus, and also comes with a slew of features — including no foreign transaction fees — for an all-around great value as a no-annual-fee card.
American Express Cash Magnet℠ card
Last reviewed: June 15, 2018
While the American Express Cash Magnet card is but another in a long list of 1.5-percent cash back cards, the $300 introductory offer is especially rich for a no-annual-fee card.
Capital One Savor Cash Rewards Credit Card
Last reviewed: June 4, 2018
Thanks to its generous bonuses on grocery and restaurant purchases, the Capital One Savor card offers a high rewards rate for a no-annual-fee card.
Citi ThankYou Preferred card
Last reviewed: June 19, 2018
The Citi ThankYou Preferred card is a good option for cardholders who want to earn a good rewards rate on their dining and entertainment purchases without having to plunk down an annual fee, although it is crucially missing out on a sign-up bonus.
American Express Everyday card
Last reviewed: June 14, 2018
For cardholders who manage to put a lot of spend on the American Express Everyday credit card, the card offers a very high rewards rate for a no-annual-fee card, though there are cards that combine a better rewards rate and less hassle with no annual fee.
AARP credit card from Chase
Last reviewed: February 22, 2018
Retirees bound for the open road should appreciate the high rewards rate that AARP credit card offers on restaurant and gas purchases, though international travelers can find better rewards with a travel rewards card.