No Annual Fee card reviews

No Annual Fee Credit Cards - Reviews

We've taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no fee.

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Discover it® Balance Transfer review

Discover it® Balance Transfer

4.3 rating

A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it 18-month balance transfer card pairs a generous balance transfer promotion with a solid first year bonus.

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Hilton Honors American Express Card review

Hilton Honors American Express Card

4.1 rating

The Hilton Honors card offers a generous number of bonus points on hotel and everyday purchases; but because Hilton’s Honors aren’t worth as much as the average credit card rewards point, cardholders need a larger number of points to purchase rewards-funded travel.

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Wells Fargo Propel American Express Card review

Wells Fargo Propel American Express Card

3.9 rating

The Wells Fargo Propel card is one of the best no-fee travel cards on the market, thanks to its 3x point bonus.

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Capital One® Quicksilver® Cash Rewards Credit Card review

Capital One® Quicksilver® Cash Rewards Credit Card

3.9 rating

Cardholders who transfer a balance to the Capital One Quicksilver card may enjoy the card’s long 15-month 0-percent introductory period as well as its strong cash back program.

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Wells Fargo Visa Signature credit card review

Wells Fargo Visa Signature credit card

3.7 rating

The Wells Fargo Visa Signature card offers more value than meets the eye thanks to its 50 percent bonus on airfare redemptions.

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Capital One SavorOne Cash Rewards Credit Card review

Capital One SavorOne Cash Rewards Credit Card

3.4 rating

The SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2 percent rate.

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American Express Cash Magnet™ Card review

American Express Cash Magnet™ Card

2.9 rating

The 1.5 rewards rate on the American Express Cash Magnet card is nothing special, but the introductory offer is generous if you can manage to meet the spend threshold.

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Citi ThankYou Preferred Card review

Citi ThankYou Preferred Card

2.4 rating

A good card for night owls and weekend adventurers, the Citi ThankYou Preferred card sets itself apart by offering bonus points on a wide variety of dining and entertainment purchases; however, it doesn’t offer much value for everyday purchases, such as gas or groceries, and it doesn’t offer any kind of sign-up bonus. This offer is no longer available on our site. 

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Chase Freedom review

Chase Freedom

3.7 rating

A great cash back card for motivated rewards seekers, the Chase Freedom card is a good choice for everyday spending, but its hefty APR limits its appeal as a balance transfer card.

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Chase Freedom Unlimited review

Chase Freedom Unlimited

3.2 rating

The Chase Freedom Unlimited card offers a good sign-up bonus and a flat 1.5 percent cash back rate on general purchases for cardholders who want to keep things simple, plus it’s a great starter card for collecting Chase Ultimate Rewards.

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Discover it® Cash Back review

Discover it® Cash Back

3.7 rating

The Discover it Cash Back card offers a low minimum APR and a generous cash back program for motivated cardholders who don’t mind tracking rotating bonuses; however, the card’s maximum APR is too high for carrying a balance and its interest-free promotional period is relatively short.

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M&T Visa Signature card review

M&T Visa Signature card

2.9 rating

This inexpensive rewards card offers a fair amount of value cardholders who want affordable rewards without the fuss: In lieu of a costly and complicated rewards scheme, it offers a low APR and 1.5 percent cash back on every purchase.

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