No Annual Fee Credit Cards - Reviews
We've taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee.
Petal® Visa® Credit Card
Last reviewed: April 28, 2020
The Petal Visa card offers a low entry barrier and the opportunity to earn cash back and avoid fees while building your credit, but you could face a high APR. This offer is no longer available on our site.
Discover it® Balance Transfer
Last reviewed: May 18, 2020
A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.
*The information for the Discover it® Balance Transfer has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer. This card is no longer available on our site. This page includes information about the Discover it Balance Transfer product, which is no longer offered by Discover.
Discover it® Cash Back
Last reviewed: May 4, 2020
Nearly identical to the Chase Freedom card, the Discover it Cash Back card offers a substantial amount of value for cardholders who don’t mind keeping track of rotating bonus categories; but what really sets this card apart from its competitors is its consumer-friendly terms and ultra generous sign-up bonus, which matches the amount of cash back you earn at the end of the card member’s first year.
Navy Federal Credit Union cashRewards Card
Last reviewed: April 30, 2020
With a low APR and up to 1.5 percent cash back on every purchase, this modest credit union card is a great choice for cardholders who plan to carry a balance and want low-maintenance rewards at an affordable price.
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Discover it® chrome
Last reviewed: May 4, 2020
A good card for foodies and commuters, the Discover it chrome credit card features an outstanding sign-up bonus that matches your rewards at the end of the year and a solid bonus on restaurant and gas purchases.
Capital One® Quicksilver® Cash Rewards Credit Card
Last reviewed: April 29, 2020
With a decent sign-up bonus, unlimited 1.5 percent cash back on every purchase and few restrictions on redemption, the Quicksilver Cash Rewards card offers a fair amount of value; but it doesn’t offer nearly as much cash back as other cards.
*All information about the Capital One Quicksilver Cash Rewards Credit Card has been collected independently by CreditCards.com and has not been reviewed by the issuer. The Capital One Quicksilver Cash Rewards Credit Card is no longer available through CreditCards.com.
Wells Fargo Visa Signature credit card
Last reviewed: April 30, 2020
The Wells Fargo Visa Signature card offers more value than meets the eye thanks to its 50 percent bonus on airfare redemptions. This offer is no longer available on our site.
Chase Freedom
Last reviewed: April 28, 2020
If you don’t mind enrolling in and tracking a rotating group of bonus categories every quarter and tailoring your spending, you could potentially get a substantial amount of value out of this everyday cash back card.
*The information for the Chase Freedom has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer.
Chase Freedom Unlimited
Last reviewed: April 29, 2020
The Chase Freedom Unlimited card offers a good sign-up bonus and a flat 1.5 percent cash back rate on general purchases for cardholders who want to keep things simple, plus it’s a great starter card for collecting Chase Ultimate Rewards.
*The information for the Chase Freedom Unlimited has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer.
Hilton Honors American Express Card
Last reviewed: May 12, 2020
The Hilton Honors card offers a generous number of bonus points on hotel and everyday purchases; but because Hilton’s Honors aren’t worth as much as the average credit card rewards point, cardholders need a larger number of points to purchase rewards-funded travel.
Capital One® SavorOne® Cash Rewards Credit Card
Last reviewed: May 5, 2020
The SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2 percent rate.
*All information about the Capital One SavorOne Cash Rewards Credit Card has been collected independently by CreditCards.com and has not been reviewed by the issuer. The Capital One SavorOne Cash Rewards Credit Card is no longer available through CreditCards.com.
Amex EveryDay Credit Card from American Express
Last reviewed: May 7, 2020
If you pay close attention to your card usage, the American Express Everyday card can deliver a great bonus rate on U.S. supermarket purchases, but there are many cards that offer better overall rewards for a lot less work. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy. See similar rewards credit cards.