No Annual Fee Credit Cards - Reviews
We’ve taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee.
Petal 2 "Cash Back, No Fees" Visa® Credit Card
Last reviewed: October 1, 2020
The Petal 2 offers a low entry barrier and the opportunity to earn cash back and avoid fees while building your credit, but you could face a high APR.
Chase Freedom Unlimited®
Last reviewed: October 15, 2020
The Chase Freedom Unlimited card offers a good sign-up bonus and an impressive average rewards rate, including a 1.5% cash back rate on general purchases, making it a great starter card for collecting Chase Ultimate Rewards.
Discover it® Balance Transfer
Last reviewed: September 11, 2020
A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.
*The information for the Discover it® Balance Transfer has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer. This card is no longer available on our site. This page includes information about the Discover it Balance Transfer product, which is no longer offered by Discover.
Navy Federal Credit Union cashRewards Card
Last reviewed: September 15, 2020
With a low APR and up to 1.5 percent cash back on every purchase, this modest credit union card is a great choice for cardholders who plan to carry a balance and want low-maintenance rewards at an affordable price.
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Discover it® Cash Back
Last reviewed: October 8, 2020
Nearly identical to the Chase Freedom card, the Discover it Cash Back card offers a substantial amount of value for cardholders who don’t mind keeping track of rotating bonus categories; but what really sets this card apart from its competitors is its consumer-friendly terms and ultra generous sign-up bonus, which matches the amount of cash back you earn at the end of the card member’s first year.
PenFed Power Cash Rewards Visa Signature® Card
Last reviewed: September 30, 2020
The PenFed Power Cash Rewards Visa Signature card awards 2 percent cash back, but only PenFed members can apply.
Discover it® chrome
Last reviewed: October 16, 2020
A good card for foodies and commuters, the Discover it chrome credit card features an outstanding sign-up bonus that matches your rewards at the end of the year and a solid bonus on restaurant and gas purchases.
Bank of America® Cash Rewards credit card
Last reviewed: September 10, 2020
The Bank of America Cash Rewards card offers an exceptional rewards rate on a category of the user’s choice, allowing increased flexibility. But a $2,500 spending cap on bonus category rewards limits how much cardholders can earn.
*All information about the Bank of America Cash Rewards credit card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This offer is no longer available on our site.
Discover it® Miles
Last reviewed: September 10, 2020
The Discover it Miles card offers a range of high-end travel perks and an industry-leading rewards rate for the card’s first 12 months, but the benefits drop off significantly after the first year.
Citi® Diamond Preferred® Card
Last reviewed: September 10, 2020
Thanks to its long introductory offers on balance transfers and purchases, the Citi Diamond Preferred Card is a solid option if you need to pay down debt or finance a large purchase. Just be sure to factor in the card’s high balance transfer fee when weighing options.
Chase Freedom Flex℠
Last reviewed: October 15, 2020
The Chase Freedom Flex card’s unique blend of year-round and quarterly-rotating rewards categories should offer great variety. It may be especially appealing to frequent travelers who want to avoid an annual fee or pair with a premium Chase travel card.
RBFCU CashBack Rewards card
Last reviewed: April 30, 2020
Customers of RBFCU can’t do much better than this highly rewarding cash back card, though it’s only available in Texas.