No Annual Fee Credit Cards - Reviews
We've taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee.
Discover it® Balance Transfer
Last reviewed: August 2, 2019
A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.
Navy Federal Credit Union Cash Rewards Card
Last reviewed: April 19, 2019
With a low APR and up to 1.5 percent cash back on every purchase, this modest credit union card is a great choice for cardholders who plan to carry a balance and want low-maintenance rewards at an affordable price.
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American Express Cash Magnet® Card
Last reviewed: August 7, 2019
The 1.5 rewards rate on the American Express Cash Magnet card is nothing special, but the introductory offer is a nice bit of extra pocket change. This offer is no longer available.
Capital One® Quicksilver® Cash Rewards Credit Card
Last reviewed: July 22, 2019
With a decent sign-up bonus, unlimited 1.5 percent cash back offer on every purchase and few restrictions on redemption, the Quicksilver Cash Rewards card offers a fair amount of value; but it doesn’t offer nearly as much cash back as other cards.
Wells Fargo Visa Signature credit card
Last reviewed: May 21, 2019
The Wells Fargo Visa Signature card offers more value than meets the eye thanks to its 50 percent bonus on airfare redemptions. This offer is no longer available on our site.
Amex EveryDay Credit Card from American Express
Last reviewed: August 16, 2019
The American Express Everyday card is a prime choice for balance transfers — for the first 60 days of card membership, it lets you transfer a balance with no balance transfer fee and a long 15-month introductory period to pay it off. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy. See similar balance transfer credit cards.
Chase Freedom
Last reviewed: August 7, 2019
If you don’t mind enrolling in and tracking a rotating group of bonus categories every quarter and tailoring your spending, you could potentially get a substantial amount of value out of this everyday cash back card.
Blue Cash Everyday® Card from American Express
Last reviewed: August 16, 2019
A great card for families and frequent shoppers, the Blue Cash Everyday card offers a generous amount of cash back on everyday purchases; but its high APR cuts into its overall value. This offer is no longer available.
Discover it chrome
Last reviewed: August 2, 2019
A good card for foodies and commuters, the Discover it chrome credit card features an outstanding sign-up bonus that matches your rewards at the end of the year and a solid bonus on restaurant and gas purchases.
Chase Freedom Unlimited
Last reviewed: June 17, 2019
The Chase Freedom Unlimited card offers a good sign-up bonus and a flat 1.5 percent cash back rate on general purchases for cardholders who want to keep things simple, plus it’s a great starter card for collecting Chase Ultimate Rewards.
See if you’re prequalified for the Chase Freedom Unlimited® with CardMatch™
Hilton Honors American Express Card
Last reviewed: August 1, 2019
The Hilton Honors card offers a generous number of bonus points on hotel and everyday purchases; but because Hilton’s Honors aren’t worth as much as the average credit card rewards point, cardholders need a larger number of points to purchase rewards-funded travel.
Discover it® Cash Back
Last reviewed: August 7, 2019
Nearly identical to the Chase Freedom card, the Discover it Cash Back card offers a substantial amount of value for cardholders who don’t mind keeping track of rotating bonus categories; but what really sets this card apart from its competitors is its consumer-friendly terms and ultra generous sign-up bonus, which matches the amount of cash back you earn at the end of the card member’s first year.