No Annual Fee Credit Cards - Reviews
We've taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no fee.
PenFed Platinum Rewards Visa Signature card
Last reviewed: May 19, 2017
The Platinum Rewards Visa Signature card offers a 5 percent rewards rate on gas purchases, a 3 percent rewards rate on grocery purchases, plus some pretty decent travel perks for a no-annual-fee card. Though the rewards points are worth a little less than the average rewards point, you can still rack up a pretty high return on your spending.
Discover it Miles credit card
Last reviewed: April 25, 2017
The Discover it Miles card offers a high return of 1.5 miles per dollar and then doubles those miles in your first year of membership, making it one of the best travel cards you can get with no annual fee.
BankAmericard Travel Rewards credit card
Last reviewed: May 26, 2017
With a generous sign-up bonus, a high general rewards rate of 1.5 points per dollar and good travel perks – including no foreign transaction fees – the BankAmericard Travel Rewards credit card is a pretty sweet deal for a travel card with no annual fee.
SunTrust Cash Back credit card
Last reviewed: May 26, 2017
With an unlimited 2 percent bonus on gas and groceries plus a 10 percent bonus if you deposit your rewards into a SunTrust account, the SunTrust Cash Rewards card is a good deal for current SunTrust customers.
Golden 1 Credit Union Platinum Rewards credit card
Last reviewed: April 21, 2017
The Golden 1 Credit Union Platinum Rewards card offers an unlimited 3 percent rewards rate on the three heavy-hitting bonus categories: gas, restaurant and grocery store purchases. You’ll be hard-pressed to find a no-annual-fee card with a better rewards rate, though you need to live in California to qualify.
Capital One Premier Dining Rewards credit card
Last reviewed: April 21, 2017
On top of its bona fide no-hassle redemption policy and its high cash back rate on restaurant purchases, the Capital One Premier Dining Rewards card offers another great feature: no foreign transaction fees.
GM BuyPower card from Capital One
Last reviewed: June 20, 2017
For no annual fee, the Capital One GM BuyPower card gives you an extraordinarily high rewards rate; however, the rewards are meaningless if you aren’t in the market for a new car.
USAA Cashback Rewards Plus American Express
Last reviewed: May 26, 2017
Offering 5 percent cash back on gas and military-base purchases and 2 percent cash back on groceries, the USAA Cashback Plus American Express card is a great no-annual-fee card for military families.
Citi ThankYou Preferred card
Last reviewed: June 20, 2017
The Citi ThankYou Preferred card is a good option for cardholders who want to earn a fair sign-up bonus and a good rewards rate on their dining and entertainment purchases without having to plunk down an annual fee.
American Express Everyday card
Last reviewed: June 21, 2017
For cardholders who manage to put a lot of spend on the American Express Everyday credit card, the card offers a very high rewards rate for a no-annual-fee card, though there are cards that combine a better rewards rate and less hassle with no annual fee.
Hilton Honors card from American Express
Last reviewed: June 7, 2017
If you are a frequent guest of Hilton hotels and can’t stomach a card with an annual fee, the American Express Hilton Honors card is probably the best Hilton card you get – not to mention, one of the best no-annual-fee cards, period – thanks to its 5 percent bonus rate on gas, U.S. grocery store and restaurant purchases.
Discover it Cash Rewards card
Last reviewed: June 5, 2017
For the first year, the Discover it card doubles all of the cash back that you earn without any limits, making a great deal for cardholders able to charge a large amount on the card; however, the average spender can find no-annual-fee cards with better sign-up bonuses, and the rewards rate on the card over the long haul is less impressive.
