No Annual Fee Credit Cards - Reviews
We've taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee.
Petal® Visa® Credit Card
Last reviewed: January 17, 2020
The Petal Visa card offers a low entry barrier and the opportunity to earn cash back and avoid fees while building or rebuilding your credit history; however, you could face a high APR if you don’t pay off your balance in full by the due date each month.
Discover it® Balance Transfer
Last reviewed: December 19, 2019
A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.
Navy Federal Credit Union Cash Rewards Card
Last reviewed: January 3, 2020
With a low APR and up to 1.5 percent cash back on every purchase, this modest credit union card is a great choice for cardholders who plan to carry a balance and want low-maintenance rewards at an affordable price.
View similar rewards credit cards
American Express Cash Magnet® Card
Last reviewed: January 2, 2020
The 1.5 rewards rate on the American Express Cash Magnet card is nothing special, but the introductory offer is a nice bit of extra pocket change.
Capital One® Quicksilver® Cash Rewards Credit Card
Last reviewed: January 11, 2020
With a decent sign-up bonus, unlimited 1.5 percent cash back on every purchase and few restrictions on redemption, the Quicksilver Cash Rewards card offers a fair amount of value; but it doesn’t offer nearly as much cash back as other cards.
Wells Fargo Visa Signature credit card
Last reviewed: November 12, 2019
The Wells Fargo Visa Signature card offers more value than meets the eye thanks to its 50 percent bonus on airfare redemptions. This offer is no longer available on our site.
Amex EveryDay Credit Card from American Express
Last reviewed: September 19, 2019
The American Express Everyday card is a prime choice for balance transfers — for the first 60 days of card membership, it lets you transfer a balance with no balance transfer fee and a long 15-month introductory period to pay it off. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy. See similar balance transfer credit cards.
Chase Freedom
Last reviewed: January 14, 2020
If you don’t mind enrolling in and tracking a rotating group of bonus categories every quarter and tailoring your spending, you could potentially get a substantial amount of value out of this everyday cash back card. This offer is no longer available on our site.
Blue Cash Everyday® Card from American Express
Last reviewed: December 9, 2019
A great card for families and frequent shoppers, the Blue Cash Everyday card offers a generous amount of cash back on everyday purchases; but its APR cuts into its overall value.
Discover it chrome
Last reviewed: November 6, 2019
A good card for foodies and commuters, the Discover it chrome credit card features an outstanding sign-up bonus that matches your rewards at the end of the year and a solid bonus on restaurant and gas purchases.
Chase Freedom Unlimited
Last reviewed: January 14, 2020
The Chase Freedom Unlimited card offers a good sign-up bonus and a flat 1.5 percent cash back rate on general purchases for cardholders who want to keep things simple, plus it’s a great starter card for collecting Chase Ultimate Rewards.
Hilton Honors American Express Card
Last reviewed: October 31, 2019
The Hilton Honors card offers a generous number of bonus points on hotel and everyday purchases; but because Hilton’s Honors aren’t worth as much as the average credit card rewards point, cardholders need a larger number of points to purchase rewards-funded travel.