Luxury card reviews

Luxury Credit Cards - Reviews

Luxury travel cards typically come with a high annual fee, but if you are a frequent flyer who enjoys luxury perks and can budget a fee of $200 or more, don’t let the price tag trip you up. Most elite cards are teeming with valuable perks -- such as airport lounge access, travel credits, luxury travel insurance, elite status benefits and luxury hotel perks -- that easily surpass the card’s annual fee. We’ve reviewed the top luxury cards to help you find the best card to get you where you want to go, with a touch of class.

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Chase Sapphire Reserve card review

Chase Sapphire Reserve card

4.8 rating

Thanks to its generous $300 annual travel credit that covers nearly any travel expense, including airfare, the Chase Sapphire Reserve card is an exceptionally valuable travel card that makes luxury travel benefits accessible for travelers on a wide range of budgets.

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Platinum Delta SkyMiles card from American Express review

Platinum Delta SkyMiles card from American Express

3 rating

Delta’s Platinum credit card gives you a good boost toward elite status and good benefits on Delta, including an annual companion pass; however, if you are seeking airline lounge access, you may be better served by the Delta Reserve card. This offer is no longer available on our site.

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Delta Reserve credit card from American Express review

Delta Reserve credit card from American Express

2.3 rating

The Delta Reserve card helps frequent fliers climb the Delta Medallion ladder more quickly and make flying more comfortable and convenient; but aside from a free companion pass every year, it doesn’t offer nearly as many perks as its competitors.  

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U.S. Bank Altitude Reserve Card review

U.S. Bank Altitude Reserve Card

3.9 rating

The U.S. Bank Altitude Reserve card unfortunately falls short on its airline lounge offering, but it does feature an extensive list of luxury benefits and an excellent rewards program that includes a generous travel credit, a bonus on travel purchases and a 50 percent boost in point value for travel redemptions.

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Citi Prestige card review

Citi Prestige card

3.5 rating

The Citi Prestige card offers one of the largest sign-up bonuses currently available, as well as an impressive list of travel protections and benefits that more than justify its high annual fee. This offer is not currently available through our site.

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Mastercard Black Card review

Mastercard Black Card

2.8 rating

The Mastercard Black Card is your best bet for over-the-top luxury benefits, but its rewards program falls short.

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Luxury Card Mastercard Titanium Card review

Luxury Card Mastercard Titanium Card

3 rating

The most affordable option in Mastercard’s line of luxury credit cards, the Mastercard Titanium Card offers a decent rewards rate and some interesting perks; but you can get a similar amount of value from cheaper cards.

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Mastercard Gold Card review

Mastercard Gold Card

2.4 rating

Designed for well-heeled cardholders who can afford to pay a nearly four-figure annual fee, this splashy metal credit card offers surprisingly few rewards for a card of its kind; but elite travelers with a taste for luxury will appreciate the Gold Card’s exclusive discounts and services.

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Premier Rewards Gold card from American Express review

Premier Rewards Gold card from American Express

2.9 rating

For a nearly $200 annual fee, the American Express Gold card offers a good rewards program and a fair range of travel perks; however, travelers searching for the ultimate collection of luxury travel perks should check out the higher priced Platinum card.

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The Platinum Card from American Express review

The Platinum Card from American Express

2.8 rating

The American Express Platinum card carries one of the highest annual fees for a card in its class and a rewards rate that pales in comparison to similar cards; however, you can’t beat its extensive list of luxury travel perks, including access to exclusive Centurion lounges.

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Hilton Honors Aspire card from American Express review

Hilton Honors Aspire card from American Express

4.5 rating

For high-rollers who frequently visit Hilton hotels and put luxurious amounts of spend on their credit cards, the rewards and perks on the Hilton Aspire card are on par with the best elite cards.

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United MileagePlus Club Card review

United MileagePlus Club Card

3.8 rating

With its large sign-up bonus, fairly high rewards rate on both United purchases and general purchases and unlimited access to United Club lounges, the United MileagePlus Club Card is a good deal for loyal United flyers. This offer is no longer available on our site.

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