Luxury Credit Cards - Reviews
Luxury travel cards typically come with a high annual fee, but if you are a frequent flyer who enjoys luxury perks and can budget a fee of $200 or more, don’t let the price tag trip you up. Most elite cards are teeming with valuable perks — such as airport lounge access, travel credits, luxury travel insurance, elite status benefits and luxury hotel perks — that easily surpass the card’s annual fee. We’ve reviewed the top luxury cards from our partners to help you find the best card to get you where you want to go, with a touch of class.
Chase Sapphire Reserve®
Last reviewed: April 7, 2025
The price of admission for this luxury card is steep, but its large sign-up bonus and generous travel allowance more than make up for the card’s $550 annual fee.
The Platinum Card® from American Express
Last reviewed: April 7, 2025
The $695 annual fee might set your head spinning, but the massive list of perks and benefits that come with American Express’s top-of-the-line card offers plenty of value for the luxury traveler.
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Delta SkyMiles® Platinum American Express Card
Last reviewed: April 3, 2025
High-rolling customers of Delta Airlines will be well-served by the Delta SkyMiles Platinum American Express Card elite benefits, though the card is probably beyond the means of most cardholders.
Citi® / AAdvantage® Executive World Elite Mastercard®
Last reviewed: April 7, 2025
This card offers a host of great airline benefits and a decent sign-up bonus, but its high bonus spending requirement make it less appealing for modest spenders.
Marriott Bonvoy Brilliant® American Express® Card
Last reviewed: April 7, 2025
This card offers a ton of ongoing value via its first-year and ongoing perks, but its high annual fee means it will only be viable if you spend a lot of time at Marriott hotels.
Delta SkyMiles® Reserve American Express Card
Last reviewed: April 7, 2025
While its list of luxury perks is relatively short, the Delta SkyMiles Reserve American Express Card should offer great value to frequent travelers thanks to its impressive rewards rate on Delta flights.
Hilton Honors American Express Aspire Card
Last reviewed: April 7, 2025
For high-rollers who frequently visit Hilton hotels and put luxurious amounts of spend on their credit cards, the rewards and perks on the Hilton Aspire card are on par with the best elite cards.
Information about the Hilton Honors American Express Aspire card has been collected independently by CreditCards.com. The issuer did not provide the details, nor is it responsible for their accuracy.