Luxury Credit Cards - Reviews
Luxury travel cards typically come with a high annual fee, but if you are a frequent flyer who enjoys luxury perks and can budget a fee of $200 or more, don’t let the price tag trip you up. Most elite cards are teeming with valuable perks -- such as airport lounge access, travel credits, luxury travel insurance, elite status benefits and luxury hotel perks -- that easily surpass the card’s annual fee. We’ve reviewed the top luxury cards to help you find the best card to get you where you want to go, with a touch of class.
Chase Sapphire Reserve card
Last reviewed: August 29, 2018
Thanks to its generous $300 annual travel credit that covers nearly any travel expense, including airfare, the Chase Sapphire Reserve card is an exceptionally valuable travel card that makes luxury travel benefits accessible for travelers on a wide range of budgets.
American Express Gold Card
Last reviewed: October 15, 2018
The American Express Gold Card is very rewarding for travel, restaurant and supermarket purchases, and comes with a bevvy of luxury travel and dining perks to boot.
Delta Reserve credit card from American Express
Last reviewed: August 15, 2018
The Delta Reserve card helps frequent fliers climb the Delta Medallion ladder more quickly and make flying more comfortable and convenient; but aside from a free companion pass every year, it doesn’t offer nearly as many perks as its competitors.
U.S. Bank Altitude Reserve Card
Last reviewed: September 27, 2018
The U.S. Bank Altitude Reserve card unfortunately falls short on its airline lounge offering, but it does feature an extensive list of luxury benefits and an excellent rewards program that includes a generous travel credit, a bonus on travel purchases and a 50 percent boost in point value for travel redemptions.
Mastercard Black Card
Last reviewed: October 11, 2018
The Mastercard Black Card is your best bet for over-the-top luxury benefits, but its rewards program falls short.
Starwood Preferred Guest American Express Luxury Card
Last reviewed: September 26, 2018
Aside from its gigantic introductory bonus, the main appeal of the Starwood Preferred Guest American Express Luxury card is luxury hotel perks.
View similar hotel rewards cards
Mastercard Titanium Card
Last reviewed: October 11, 2018
The most affordable option in Mastercard’s line of luxury credit cards, the Mastercard Titanium Card offers a decent rewards rate and some interesting perks; but you can get a similar amount of value from cheaper cards.
Mastercard Gold Card
Last reviewed: October 11, 2018
Designed for well-heeled cardholders who can afford to pay a nearly four-figure annual fee, this splashy metal credit card offers surprisingly few rewards for a card of its kind; but elite travelers with a taste for luxury will appreciate the Gold Card’s exclusive discounts and services.
The Platinum Card from American Express
Last reviewed: October 4, 2018
The American Express Platinum card carries one of the highest annual fees for a card in its class and a rewards rate that pales in comparison to similar cards; however, you can’t beat its extensive list of luxury travel perks, including access to exclusive Centurion lounges.
Citi / AAdvantage Executive World Elite Mastercard
Last reviewed: October 18, 2018
For frequent flyers of American Airlines, the AAdvantage Executive World Elite Mastercard is the go-to card for Admirals Club access and a boost toward elite status; however, other travelers may find the rewards and the benefits on the card lacking. This offer is no longer available.
Hilton Honors Aspire card from American Express
Last reviewed: June 27, 2018
For high-rollers who frequently visit Hilton hotels and put luxurious amounts of spend on their credit cards, the rewards and perks on the Hilton Aspire card are on par with the best elite cards.
United MileagePlus Club Card
Last reviewed: October 15, 2018
With its large sign-up bonus, fairly high rewards rate on both United purchases and general purchases and unlimited access to United Club lounges, the United MileagePlus Club Card is a good deal for loyal United flyers. This offer is no longer available on our site.