Luxury card reviews

Luxury Credit Cards - Reviews

Luxury travel cards typically come with a high annual fee, but if you are a frequent flyer who enjoys luxury perks and can budget a fee of $200 or more, don’t let the price tag trip you up. Most elite cards are teeming with valuable perks -- such as airport lounge access, travel credits, luxury travel insurance, elite status benefits and luxury hotel perks -- that easily surpass the card’s annual fee. We’ve reviewed the top luxury cards to help you find the best card to get you where you want to go, with a touch of class.

Learn more about our ratings process

Chase Sapphire Reserve card review

Chase Sapphire Reserve card

4.8 rating

Thanks to its generous $300 annual travel credit that covers nearly any travel expense, including airfare, the Chase Sapphire Reserve card is an exceptionally valuable travel card that makes luxury travel benefits accessible for travelers on a wide range of budgets.

Read full review


Hilton Honors American Express Aspire Card review

Hilton Honors American Express Aspire Card

4.6 rating

For high-rollers who frequently visit Hilton hotels and put luxurious amounts of spend on their credit cards, the rewards and perks on the Hilton Aspire card are on par with the best elite cards.

Read full review


American Express Gold Card review

American Express Gold Card

4.2 rating

The American Express Gold Card is very rewarding for travel, restaurant and supermarket purchases, and comes with a bevvy of luxury travel and dining perks to boot.

Read full review


Delta Reserve credit card from American Express review

Delta Reserve credit card from American Express

3.9 rating

The Delta Reserve card helps frequent fliers climb the Delta Medallion ladder more quickly and make flying more comfortable and convenient; but aside from a free companion pass every year, it doesn’t offer nearly as many perks as its competitors.  

Read full review


U.S. Bank Altitude Reserve Card review

U.S. Bank Altitude Reserve Card

3.5 rating

The U.S. Bank Altitude Reserve card unfortunately falls short on its airline lounge offering, but it does feature an extensive list of luxury benefits and an excellent rewards program that includes a generous travel credit, a bonus on travel purchases and a 50 percent boost in point value for travel redemptions.

Read full review


United MileagePlus Club Card review

United MileagePlus Club Card

3.2 rating

With its large sign-up bonus, fairly high rewards rate on both United purchases and general purchases and unlimited access to United Club lounges, the United MileagePlus Club Card is a good deal for loyal United flyers. This offer is no longer available on our site.

Read full review


Mastercard Black Card review

Mastercard Black Card

2.8 rating

The Mastercard Black Card is your best bet for over-the-top luxury benefits, but its rewards program falls short.

Read full review


Mastercard Titanium Card review

Mastercard Titanium Card

3 rating

The most affordable option in Mastercard’s line of luxury credit cards, the Mastercard Titanium Card offers a decent rewards rate and some interesting perks; but you can get a similar amount of value from cheaper cards.

Read full review


Mastercard Gold Card review

Mastercard Gold Card

2.4 rating

Designed for well-heeled cardholders who can afford to pay a nearly four-figure annual fee, this splashy metal credit card offers surprisingly few rewards for a card of its kind; but elite travelers with a taste for luxury will appreciate the Gold Card’s exclusive discounts and services.

Read full review


Starwood Preferred Guest American Express Luxury Card review

Starwood Preferred Guest American Express Luxury Card

2.8 rating

Aside from its gigantic introductory bonus, the main appeal of the Starwood Preferred Guest American Express Luxury card is luxury hotel perks.

View similar hotel rewards cards

Read full review


The Platinum Card from American Express review

The Platinum Card from American Express

2.8 rating

The American Express Platinum card carries one of the highest annual fees for a card in its class and a rewards rate that pales in comparison to similar cards; however, you can’t beat its extensive list of luxury travel perks, including access to exclusive Centurion lounges.

Read full review


Citi / AAdvantage Executive World Elite Mastercard review

Citi / AAdvantage Executive World Elite Mastercard

2.7 rating

For frequent flyers of American Airlines, the AAdvantage Executive World Elite Mastercard is the go-to card for Admirals Club access and a boost toward elite status; however, other travelers may find the rewards and the benefits on the card lacking.

Read full review