Luxury Credit Cards - Reviews
Luxury travel cards typically come with a high annual fee, but if you are a frequent flyer who enjoys luxury perks and can budget a fee of $200 or more, don’t let the price tag trip you up. Most elite cards are teeming with valuable perks — such as airport lounge access, travel credits, luxury travel insurance, elite status benefits and luxury hotel perks — that easily surpass the card’s annual fee. We’ve reviewed the top luxury cards from our partners to help you find the best card to get you where you want to go, with a touch of class.
Chase Sapphire Reserve®
Last reviewed: July 2, 2021
Thanks to its generous $300 annual travel credit that covers nearly any travel expense, including airfare, the Chase Sapphire Reserve card is an exceptionally valuable travel card that makes luxury travel benefits accessible for travelers on a wide range of budgets.
Marriott Bonvoy Brilliant™ American Express® Card
Last reviewed: July 15, 2021
Aside from its introductory bonus, the main appeal of the Marriott Bonvoy Brilliant American Express Card is luxury hotel perks.
The Platinum Card® from American Express
Last reviewed: July 1, 2021
The American Express Platinum card carries one of the highest annual fees for a card in its class and a rewards rate that pales in comparison to similar cards; however, you can’t beat its extensive list of luxury travel perks, including access to exclusive Centurion lounges.
Hilton Honors American Express Aspire Card
Last reviewed: July 15, 2021
For high-rollers who frequently visit Hilton hotels and put luxurious amounts of spend on their credit cards, the rewards and perks on the Hilton Aspire card are on par with the best elite cards.
Information about the Hilton Honors American Express Aspire card has been collected independently by CreditCards.com. The issuer did not provide the details, nor is it responsible for their accuracy.
Citi® / AAdvantage® Executive World Elite Mastercard®
Last reviewed: May 12, 2021
For frequent flyers of American Airlines, the AAdvantage Executive World Elite Mastercard is the go-to card for Admirals Club access and a boost toward elite status; however, other travelers may find the rewards and the benefits on the card lacking.
Delta SkyMiles® Platinum American Express Card
Last reviewed: June 17, 2021
The Delta SkyMiles Platinum American Express Card gives you a good boost toward elite status and good benefits on Delta, including an annual companion pass; however, if you are seeking airline lounge access, you may be better served by the Delta SkyMiles® Reserve American Express Card.
Delta SkyMiles® Reserve American Express Card
Last reviewed: July 2, 2021
The Delta SkyMiles Reserve American Express Card helps frequent fliers climb the Delta Medallion ladder more quickly and make flying more comfortable and convenient; but aside from a companion pass every year, it doesn’t offer nearly as many perks as its competitors.
American Express® Gold Card
Last reviewed: July 8, 2021
The American Express Gold Card is very rewarding for travel, restaurant and supermarket purchases, and comes with a bevy of luxury travel and dining perks to boot.
Mastercard® Gold Card™
Last reviewed: May 13, 2021
Designed for well-heeled cardholders who can afford to pay a nearly four-figure annual fee, this splashy metal credit card offers surprisingly few rewards for a card of its kind; but elite travelers with a taste for luxury will appreciate the Gold Card’s exclusive discounts and services.
U.S. Bank Altitude Reserve Card
Last reviewed: July 1, 2021
The U.S. Bank Altitude Reserve card unfortunately falls short on its airline lounge offering, but it does feature an extensive list of luxury benefits and an excellent rewards program that includes a generous travel credit, a bonus on travel purchases and a 50 percent boost in point value for travel redemptions. This offer is no longer available on our site.
Editorial disclosure: All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.