Luxury Credit Cards - Reviews
Luxury travel cards typically come with a high annual fee, but if you are a frequent flyer who enjoys luxury perks and can budget a fee of $200 or more, don’t let the price tag trip you up. Most elite cards are teeming with valuable perks -- such as airport lounge access, travel credits, luxury travel insurance, elite status benefits and luxury hotel perks -- that easily surpass the card’s annual fee. We’ve reviewed the top luxury cards to help you find the best card to get you where you want to go, with a touch of class.
Hilton Honors American Express Aspire Card
Last reviewed: March 26, 2019
For high-rollers who frequently visit Hilton hotels and put luxurious amounts of spend on their credit cards, the rewards and perks on the Hilton Aspire card are on par with the best elite cards.
Platinum Delta SkyMiles® Credit Card from American Express
Last reviewed: May 30, 2019
Delta’s Platinum credit card gives you a good boost toward elite status and good benefits on Delta, including an annual companion pass; however, if you are seeking airline lounge access, you may be better served by the Delta Reserve card.
Chase Sapphire Reserve card
Last reviewed: June 10, 2019
Thanks to its generous $300 annual travel credit that covers nearly any travel expense, including airfare, the Chase Sapphire Reserve card is an exceptionally valuable travel card that makes luxury travel benefits accessible for travelers on a wide range of budgets.
American Express Gold Card
Last reviewed: June 10, 2019
The American Express Gold Card is very rewarding for travel, restaurant and supermarket purchases, and comes with a bevy of luxury travel and dining perks to boot.
Delta Reserve® Credit Card from American Express
Last reviewed: May 30, 2019
The Delta Reserve card helps frequent fliers climb the Delta Medallion ladder more quickly and make flying more comfortable and convenient; but aside from a companion pass every year, it doesn’t offer nearly as many perks as its competitors.
United MileagePlus Club Card
Last reviewed: May 20, 2019
With its large sign-up bonus, fairly high rewards rate on both United purchases and general purchases and unlimited access to United Club lounges, the United MileagePlus Club Card is a good deal for loyal United flyers. This offer is no longer available on our site.
Marriott Bonvoy Brilliant American Express Card
Last reviewed: June 6, 2019
Aside from its gigantic introductory bonus, the main appeal of the Marriott Bonvoy Brilliant American Express Card is luxury hotel perks.
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Mastercard Titanium Card
Last reviewed: June 6, 2019
The most affordable option in Mastercard’s line of luxury credit cards, the Mastercard Titanium Card offers a decent rewards rate and some interesting perks; but you can get a similar amount of value from cheaper cards.
Mastercard Gold Card
Last reviewed: February 15, 2019
Designed for well-heeled cardholders who can afford to pay a nearly four-figure annual fee, this splashy metal credit card offers surprisingly few rewards for a card of its kind; but elite travelers with a taste for luxury will appreciate the Gold Card’s exclusive discounts and services.
Mastercard Black Card
Last reviewed: March 13, 2019
The Mastercard Black Card is your best bet for over-the-top luxury benefits, but its rewards program falls short.
Citi / AAdvantage Executive World Elite Mastercard
Last reviewed: May 24, 2019
For frequent flyers of American Airlines, the AAdvantage Executive World Elite Mastercard is the go-to card for Admirals Club access and a boost toward elite status; however, other travelers may find the rewards and the benefits on the card lacking. This offer is no longer available on our site.
Check out our Best Airline Credit Cards
Citi Prestige card
Last reviewed: June 13, 2019
Luxury travelers should enjoy the Citi Prestige card’s solid list of benefits, including its robust set of travel protections and a fourth night free on hotel stays up to twice per year.