Luxury Credit Cards - Reviews
Luxury travel cards typically come with a high annual fee, but if you are a frequent flyer who enjoys luxury perks and can budget a fee of $200 or more, don’t let the price tag trip you up. Most elite cards are teeming with valuable perks -- such as airport lounge access, travel credits, luxury travel insurance, elite status benefits and luxury hotel perks -- that easily surpass the card’s annual fee. We’ve reviewed the top luxury cards to help you find the best card to get you where you want to go, with a touch of class.
Chase Sapphire Reserve card
Last reviewed: July 16, 2018
Thanks to its generous $300 annual travel credit that covers nearly any travel expense, including airfare, the Chase Sapphire Reserve card is an exceptionally valuable travel card that makes luxury travel benefits accessible for travelers on a wide range of budgets.
Platinum Delta SkyMiles Credit Card from American Express
Last reviewed: August 2, 2018
Delta’s Platinum credit card gives you a good boost toward elite status and good benefits on Delta, including an annual companion pass; however, if you are seeking airline lounge access, you may be better served by the Delta Reserve card.
Delta Reserve credit card from American Express
Last reviewed: August 15, 2018
The Delta Reserve card helps frequent fliers climb the Delta Medallion ladder more quickly and make flying more comfortable and convenient; but aside from a free companion pass every year, it doesn’t offer nearly as many perks as its competitors.
U.S. Bank Altitude Reserve Card
Last reviewed: June 14, 2018
The U.S. Bank Altitude Reserve card unfortunately falls short on its airline lounge offering, but it does feature an extensive list of luxury benefits and an excellent rewards program that includes a generous travel credit, a bonus on travel purchases and a 50 percent boost in point value for travel redemptions.
Citi Prestige card
Last reviewed: February 8, 2018
The Citi Prestige card offers one of the largest sign-up bonuses currently available, as well as an impressive list of travel protections and benefits that more than justify its high annual fee. This offer is not currently available through our site.
Mastercard Black Card
Last reviewed: July 2, 2018
The Mastercard Black Card is your best bet for over-the-top luxury benefits, but its rewards program falls short.
Mastercard Titanium Card
Last reviewed: July 2, 2018
The most affordable option in Mastercard’s line of luxury credit cards, the Mastercard Titanium Card offers a decent rewards rate and some interesting perks; but you can get a similar amount of value from cheaper cards.
Mastercard Gold Card
Last reviewed: July 2, 2018
Designed for well-heeled cardholders who can afford to pay a nearly four-figure annual fee, this splashy metal credit card offers surprisingly few rewards for a card of its kind; but elite travelers with a taste for luxury will appreciate the Gold Card’s exclusive discounts and services.
Citi / AAdvantage Executive World Elite Mastercard
Last reviewed: July 24, 2018
For frequent flyers of American Airlines, the AAdvantage Executive World Elite Mastercard is the go-to card for Admirals Club access and a boost toward elite status; however, other travelers may find the rewards and the benefits on the card lacking.
Premier Rewards Gold card from American Express
Last reviewed: May 11, 2018
For a nearly $200 annual fee, the American Express Gold card offers a good rewards program and a fair range of travel perks; however, travelers searching for the ultimate collection of luxury travel perks should check out the higher priced Platinum card.
The Platinum Card from American Express
Last reviewed: July 19, 2018
The American Express Platinum card carries one of the highest annual fees for a card in its class and a rewards rate that pales in comparison to similar cards; however, you can’t beat its extensive list of luxury travel perks, including access to exclusive Centurion lounges.
Hilton Honors Aspire card from American Express
Last reviewed: June 27, 2018
For high-rollers who frequently visit Hilton hotels and put luxurious amounts of spend on their credit cards, the rewards and perks on the Hilton Aspire card are on par with the best elite cards.