Luxury card reviews

Luxury Credit Cards - Reviews

Luxury travel cards typically come with a high annual fee, but if you are a frequent flyer who enjoys luxury perks and can budget a fee of $200 or more, don’t let the price tag trip you up. Most elite cards are teeming with valuable perks -- such as airport lounge access, travel credits, luxury travel insurance, elite status benefits and luxury hotel perks -- that easily surpass the card’s annual fee. We’ve reviewed the top luxury cards to help you find the best card to get you where you want to go, with a touch of class.

Learn more about our ratings process

Hilton Honors American Express Aspire Card review

Hilton Honors American Express Aspire Card

4.6 rating

For high-rollers who frequently visit Hilton hotels and put luxurious amounts of spend on their credit cards, the rewards and perks on the Hilton Aspire card are on par with the best elite cards.

Information about the Hilton Honors American Express Aspire card has been collected independently by CreditCards.com. The issuer did not provide the details, nor is it responsible for their accuracy.

Read full review


Platinum Delta SkyMiles® Credit Card from American Express review

Platinum Delta SkyMiles® Credit Card from American Express

4.4 rating

Delta’s Platinum credit card gives you a good boost toward elite status and good benefits on Delta, including an annual companion pass; however, if you are seeking airline lounge access, you may be better served by the Delta Reserve card. This offer is no longer available on our site.

Read full review


Chase Sapphire Reserve card review

Chase Sapphire Reserve card

4 rating

Thanks to its generous $300 annual travel credit that covers nearly any travel expense, including airfare, the Chase Sapphire Reserve card is an exceptionally valuable travel card that makes luxury travel benefits accessible for travelers on a wide range of budgets.

Read full review


American Express Gold Card review

American Express Gold Card

3.8 rating

The American Express Gold Card is very rewarding for travel, restaurant and supermarket purchases, and comes with a bevy of luxury travel and dining perks to boot.

 

Read full review


Delta Reserve® Credit Card from American Express review

Delta Reserve® Credit Card from American Express

3.8 rating

The Delta Reserve card helps frequent fliers climb the Delta Medallion ladder more quickly and make flying more comfortable and convenient; but aside from a companion pass every year, it doesn’t offer nearly as many perks as its competitors. This offer is no longer available on our site.

Read full review


United MileagePlus Club Card review

United MileagePlus Club Card

3.4 rating

With its large sign-up bonus, fairly high rewards rate on both United purchases and general purchases and unlimited access to United Club lounges, the United MileagePlus Club Card is a good deal for loyal United flyers. This offer is no longer available on our site.

Read full review


Marriott Bonvoy Brilliant American Express Card review

Marriott Bonvoy Brilliant American Express Card

3.3 rating

Aside from its gigantic introductory bonus, the main appeal of the Marriott Bonvoy Brilliant American Express Card is luxury hotel perks.

View similar hotel rewards cards

Read full review


Mastercard Titanium Card review

Mastercard Titanium Card

2.2 rating

The most affordable option in Mastercard’s line of luxury credit cards, the Mastercard Titanium Card offers a decent rewards rate and some interesting perks; but you can get a similar amount of value from cheaper cards.

Read full review


Mastercard Gold Card review

Mastercard Gold Card

2.4 rating

Designed for well-heeled cardholders who can afford to pay a nearly four-figure annual fee, this splashy metal credit card offers surprisingly few rewards for a card of its kind; but elite travelers with a taste for luxury will appreciate the Gold Card’s exclusive discounts and services.

Read full review


Mastercard Black Card review

Mastercard Black Card

2.5 rating

The Mastercard Black Card is your best bet for over-the-top luxury benefits, but its rewards program falls short.

Read full review


Citi® / AAdvantage® Executive World Elite™ Mastercard® review

Citi® / AAdvantage® Executive World Elite™ Mastercard®

3.1 rating

For frequent flyers of American Airlines, the AAdvantage Executive World Elite Mastercard is the go-to card for Admirals Club access and a boost toward elite status; however, other travelers may find the rewards and the benefits on the card lacking. 

Read full review


U.S. Bank Altitude Reserve Card review

U.S. Bank Altitude Reserve Card

2.7 rating

The U.S. Bank Altitude Reserve card unfortunately falls short on its airline lounge offering, but it does feature an extensive list of luxury benefits and an excellent rewards program that includes a generous travel credit, a bonus on travel purchases and a 50 percent boost in point value for travel redemptions. This offer is no longer available on our site. 

Read full review