Luxury card reviews

Luxury Credit Cards - Reviews

Luxury travel cards typically come with a high annual fee, but if you are a frequent flyer who enjoys luxury perks and can budget a fee of $200 or more, don’t let the price tag trip you up. Most elite cards are teeming with valuable perks — such as airport lounge access, travel credits, luxury travel insurance, elite status benefits and luxury hotel perks — that easily surpass the card’s annual fee. We’ve reviewed the top luxury cards from our partners to help you find the best card to get you where you want to go, with a touch of class.

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American Express® Gold Card review

American Express® Gold Card

3.8 rating

The American Express Gold Card is very rewarding for travel, restaurant and supermarket purchases, and comes with a bevy of luxury travel and dining perks to boot.


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Mastercard® Gold Card™ review

Mastercard® Gold Card™

2.8 rating

Designed for well-heeled cardholders who can afford to pay a nearly four-figure annual fee, this splashy metal credit card offers surprisingly few rewards for a card of its kind; but elite travelers with a taste for luxury will appreciate the Gold Card’s exclusive discounts and services.

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U.S. Bank Altitude Reserve Card review

U.S. Bank Altitude Reserve Card

2.7 rating

The U.S. Bank Altitude Reserve card unfortunately falls short on its airline lounge offering, but it does feature an extensive list of luxury benefits and an excellent rewards program that includes a generous travel credit, a bonus on travel purchases and a 50 percent boost in point value for travel redemptions. This offer is no longer available on our site. 

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Citi Prestige® Card review

Citi Prestige® Card

2.6 rating

Luxury travelers should enjoy the Citi Prestige card’s solid list of benefits, including its robust set of travel protections and a fourth night free on hotel stays up to twice per year.

Partner Offer: Citi is an advertising partner

Information about the Citi Prestige Card has been collected independently by The issuer did not provide the details, nor is it responsible for their accuracy.

Editor’s note: Some of the offers on this page may be expired. Check out our Best Credit Cards page for the most up-to-date offers for our favorite credit cards.

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Mastercard® Black Card™ review

Mastercard® Black Card™

2.5 rating

The Mastercard Black Card is your best bet for over-the-top luxury benefits, but its rewards program falls short.

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Mastercard® Titanium Card™ review

Mastercard® Titanium Card™

2.2 rating

The most affordable option in Mastercard’s line of luxury credit cards, the Mastercard Titanium Card offers a decent rewards rate and some interesting perks; but you can get a similar amount of value from cheaper cards.

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Starwood Preferred Guest American Express Luxury Card review

Starwood Preferred Guest American Express Luxury Card

0 rating

Aside from its gigantic introductory bonus, the main appeal of the Starwood Preferred Guest American Express Luxury card is luxury hotel perks. This offer is no longer available. 

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United MileagePlus Club Card review

United MileagePlus Club Card

0 rating

With its large sign-up bonus, fairly high rewards rate on both United purchases and general purchases and unlimited access to United Club lounges, the United MileagePlus Club Card is a good deal for loyal United flyers. This offer is no longer available.

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