Rewards Credit Cards - Reviews
Credit card rewards come in many forms — from miles to cash back to points — that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We’ve created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.
Capital One® Savor® Cash Rewards Credit Card
Last reviewed: November 19, 2020
The Capital One Savor card offers one of the best cash back rates on dining and entertainment purchases combined, but it’s not the best option for some cardholders due to its $95 annual fee.
*All information about the Capital One Savor Cash Rewards Credit Card has been collected independently by CreditCards.com and has not been reviewed by the issuer. Capital One Savor Credit Card is no longer available through CreditCards.com.
Chase Freedom Unlimited®
Last reviewed: January 14, 2021
The Chase Freedom Unlimited card offers a good sign-up bonus and an impressive average rewards rate, including a 1.5% cash back rate on general purchases, making it a great starter card for collecting Chase Ultimate Rewards.
Chase Sapphire Reserve®
Last reviewed: November 12, 2020
The price of admission for this luxury card from J.P. Morgan Chase is steep, but its large sign-up bonus and generous travel allowance more than make up for the card’s $550 annual fee.
Delta SkyMiles® Reserve American Express Card
Last reviewed: December 11, 2020
The Delta SkyMiles Reserve American Express Card offers a great rewards value thanks to its annual companion pass; but you can get the same benefit with the Delta SkyMiles® Platinum American Express Card, for a lower annual fee.
The Platinum Card® from American Express
Last reviewed: January 7, 2021
The $550 annual fee might set your head spinning, but the massive list of perks and benefits that comes with American Express’s top-of-the-line luxury card offers plenty of value. (See rates and fees)
See if you’re prequalified for the Platinum Card® from American Express with CardMatch™
Discover it® Balance Transfer
Last reviewed: November 16, 2020
A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.
*This page includes information about the Discover it® Balance Transfer product, which is no longer offered by Discover. The information for the Discover it® Balance Transfer has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer. This card is no longer available on our site.
Delta SkyMiles® Platinum American Express Card
Last reviewed: December 11, 2020
High-rolling customers of Delta Airlines will be well-served by the Delta SkyMiles Platinum American Express Card elite benefits, though the card is probably beyond the means of most cardholders.
Hilton Honors American Express Aspire Card
Last reviewed: September 24, 2020
The Hilton Honors Aspire card — though laden with great hotel perks — is probably too pricey for the average rewards cardholder.
Information about the Hilton Honors American Express Aspire card has been collected independently by CreditCards.com. The issuer did not provide the details, nor is it responsible for their accuracy.
The World Of Hyatt Credit Card
Last reviewed: September 25, 2020
The World of Hyatt Credit Card from Chase offers an outstanding amount of value for frequent travelers: New cardholders are awarded ample points on a variety of travel purchases, including airfare and restaurant purchases.
Discover it® Cash Back
Last reviewed: January 8, 2021
The Discover it Cash Back card offers a substantial amount of value for cardholders who don’t mind keeping track of rotating bonus categories; but what really sets this card apart from its competitors is its consumer-friendly terms and ultra generous sign-up bonus, which matches the amount of cash back you earn at the end of the card member’s first year.
American Express® Gold Card
Last reviewed: January 7, 2021
The annual fee is pricey, but if you’re searching for the most rewarding card for food purchases, the American Express Gold Card may be your best option.
See if you’re prequalified for the American Express® Gold Card with CardMatch™`
Hilton Honors American Express Surpass® Card
Last reviewed: September 25, 2020
A good value for Hilton hotel fans, the Honors Surpass card makes it easy to quickly earn free night’s stays by offering a substantial introductory bonus and an ample point bonus on U.S. gas station, restaurant, supermarket and hotel purchases. (Terms apply)