Rewards card reviews

Rewards Credit Cards - Reviews

Credit card rewards come in many forms — from miles to cash back to points — that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.

We’ve created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.

Learn more about our ratings process

Chase Freedom Unlimited® review

Chase Freedom Unlimited®

4.5 rating

The Chase Freedom Unlimited card offers a good sign-up bonus and an impressive average rewards rate, including a 1.5% cash back rate on general purchases, making it a great starter card for collecting Chase Ultimate Rewards.

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Chase Sapphire Reserve® review

Chase Sapphire Reserve®

4.5 rating

The price of admission for this luxury card from J.P. Morgan Chase is steep, but its large sign-up bonus and generous travel allowance more than make up for the card’s $550 annual fee.

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Marriott Bonvoy Brilliant™ American Express® Card review

Marriott Bonvoy Brilliant™ American Express® Card

4.5 rating

The Marriott Bonvoy Brilliant American Express Card offers a lot of value in its first year thanks its introductory bonus, but – if you’re not interested in luxury perks with Marriott hotels – you can find many rewards cards that offer better ongoing value.

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American Express® Gold Card review

American Express® Gold Card

4.5 rating

The annual fee is pricey, but if you’re searching for the most rewarding card for food purchases, the American Express Gold Card may be your best option.

See if you’re prequalified for the American Express® Gold Card with CardMatch™`

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Discover it® Cash Back review

Discover it® Cash Back

4.5 rating

The Discover it Cash Back card offers a substantial amount of value for cardholders who don’t mind keeping track of rotating bonus categories; but what really sets this card apart from its competitors is its consumer-friendly terms and ultra generous sign-up bonus, which matches the amount of cash back you earn at the end of the card member’s first year.

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Marriott Bonvoy Boundless™ Credit Card review

Marriott Bonvoy Boundless™ Credit Card

4.4 rating

Though Marriott rewards points are a bit inflated, the new Marriott Bonvoy Boundless Credit Card is a good value, offering a generous intro bonus along with many other benefits.

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Capital One Venture Rewards Credit Card review

Capital One Venture Rewards Credit Card

4.4 rating

This is a flexible rewards card with a high rewards rate and valuable perks for frequent travelers.

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The Platinum Card® from American Express review

The Platinum Card® from American Express

4.4 rating

The $550 annual fee might set your head spinning, but the massive list of perks and benefits that comes with American Express’s top-of-the-line luxury card offers plenty of value.

See if you’re prequalified for The Platinum Card® from American Express with CardMatch™

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IHG® Rewards Club Premier Credit Card review

IHG® Rewards Club Premier Credit Card

4.3 rating

With a large sign-up bonus and other valuable rewards — including a rewards night each year — the IHG Rewards Club Premier card is packed with value.

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Hilton Honors American Express Aspire Card review

Hilton Honors American Express Aspire Card

4.3 rating

The Hilton Honors Aspire card — though laden with great hotel perks — is probably too pricey for the average rewards cardholder.

Information about the Hilton Honors American Express Aspire card has been collected independently by CreditCards.com. The issuer did not provide the details, nor is it responsible for their accuracy.

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Editorial disclosure: All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.