Rewards Credit Cards - Reviews
Credit card rewards come in many forms — from miles to cash back to points — that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We’ve created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits. Check out the offers below from our partners.
Citi Premier® Card
Last reviewed: October 8, 2021
The Citi Premier card offers a generous travel rewards program, but its meager airline transfer options limit its appeal.
IHG® Rewards Club Premier Credit Card
Last reviewed: October 1, 2021
With a large sign-up bonus and other valuable rewards — including a rewards night each year — the IHG Rewards Club Premier card is packed with value.
Delta SkyMiles® Platinum American Express Card
Last reviewed: September 16, 2021
High-rolling customers of Delta Airlines will be well-served by the Delta SkyMiles Platinum American Express Card elite benefits, though the card is probably beyond the means of most cardholders.
Chase Freedom Flex℠
Last reviewed: September 14, 2021
The Chase Freedom Flex card’s unique blend of year-round and quarterly-rotating rewards categories should offer great variety. It may be especially appealing to frequent travelers who want to avoid an annual fee or pair with a premium Chase travel card.
AAdvantage Aviator Red World Elite Mastercard
Last reviewed: February 19, 2021
The AAdvantage Aviator Red World Elite Mastercard is an excellent means for collecting bonus AAdvantage miles. It offers up a 60,000-mile bonus for simply paying the annual fee and making one qualifying purchase.
Bank of America® Customized Cash Rewards credit card
Last reviewed: September 8, 2021
The Bank of America Customized Cash Rewards card offers an exceptional rewards rate on a category of the user’s choice, allowing increased flexibility. But a $2,500 combined spending cap on bonus category rewards limits how much cardholders can earn.
Bank of America® Premium Rewards® credit card
Last reviewed: October 25, 2021
The Bank of America Premium Rewards credit card combines the features of a cash back card with the features of a premium travel card for a great value.
Club Carlson Premier Rewards Visa Signature card
Last reviewed: September 10, 2020
One of our favorite travel cards, this premium hotel card was tailor made for fans of luxury hotel stays: for just $75 a year, it offers some of the generous rewards available on hotel stays and regular purchases as well as some the industry’s best bonuses. This offer is no longer available.
Southwest Rapid Rewards® Plus Credit Card
Last reviewed: October 20, 2021
The Southwest Rapid Rewards Plus card is a great card for both Southwest Airlines fanatics and the more casual rewards card user, due to its generous sign-up bonus and many options for domestic travel.
Hilton Honors American Express Card
Last reviewed: August 26, 2021
The Hilton Honors card offers a generous number of bonus points on hotel and everyday purchases; but because Hilton’s Honors points aren’t worth as much as the average credit card rewards point, cardholders need a larger number of points to purchase rewards-funded travel.
Citi Custom Cash℠ Card
Last reviewed: September 30, 2021
The Citi Custom Cash Card should offer terrific value to low-maintenance cardholders and rewards experts alike since it automatically rewards your top spending category each billing cycle. Just be sure you aren’t missing out on rewards in your second- and third-highest categories.
PenFed Power Cash Rewards Visa Signature® Card
Last reviewed: October 1, 2021
The PenFed Power Cash Rewards Visa Signature card awards 2 percent cash back, but only PenFed members can apply.