Rewards Credit Cards - Reviews
Credit card rewards come in many forms — from miles to cash back to points — that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We’ve created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.
Bank of America® Premium Rewards® credit card
Last reviewed: May 12, 2021
The new Bank of America Premium Rewards credit card combines the features of a cash back card with the features of a premium travel card for a great value.
Chase Freedom Flex℠
Last reviewed: May 12, 2021
The Chase Freedom Flex card’s unique blend of year-round and quarterly-rotating rewards categories should offer great variety. It may be especially appealing to frequent travelers who want to avoid an annual fee or pair with a premium Chase travel card.
Bank of America® Customized Cash Rewards credit card
Last reviewed: May 13, 2021
The Bank of America Customized Cash Rewards card offers an exceptional rewards rate on a category of the user’s choice, allowing increased flexibility. But a $2,500 combined spending cap on bonus category rewards limits how much cardholders can earn.
AAdvantage Aviator Red World Elite Mastercard
Last reviewed: February 19, 2021
The AAdvantage Aviator Red World Elite Mastercard is an excellent means for collecting bonus AAdvantage miles. It offers up a 60,000-mile bonus for simply paying the annual fee and making one qualifying purchase.
Club Carlson Premier Rewards Visa Signature card
Last reviewed: September 10, 2020
One of our favorite travel cards, this premium hotel card was tailor made for fans of luxury hotel stays: for just $75 a year, it offers some of the generous rewards available on hotel stays and regular purchases as well as some the industry’s best bonuses. This offer is no longer available.
PenFed Power Cash Rewards Visa Signature® Card
Last reviewed: May 5, 2021
The PenFed Power Cash Rewards Visa Signature card awards 2 percent cash back, but only PenFed members can apply.
Alliant Visa Signature Card
Last reviewed: December 3, 2020
With a 2.5-percent cash back rate on all purchases, the Alliant Visa Signature Card is made for those who want to put all of their credit card spend onto one card.
Citi Premier® Card
Last reviewed: May 13, 2021
The Citi Premier card offers a generous travel rewards program, but its meager airline transfer options limit its appeal.
IHG® Rewards Club Premier Credit Card
Last reviewed: May 12, 2021
With a large sign-up bonus and other valuable rewards — including a rewards night each year — the IHG Rewards Club Premier card is packed with value.
Hilton Honors American Express Card
Last reviewed: May 12, 2021
The Hilton Honors card offers a generous number of bonus points on hotel and everyday purchases; but because Hilton’s Honors aren’t worth as much as the average credit card rewards point, cardholders need a larger number of points to purchase rewards-funded travel.
Delta SkyMiles® Platinum American Express Card
Last reviewed: May 13, 2021
High-rolling customers of Delta Airlines will be well-served by the Delta SkyMiles Platinum American Express Card elite benefits, though the card is probably beyond the means of most cardholders.
Club Carlson Rewards Visa Signature card
Last reviewed: September 10, 2020
For cardholders who prefer to stay at mid-tier hotels such as Country Inn and Suites or the Radisson, the Club Carlson Rewards Visa Signature card offers a fair amount of value, including a sizable sign-up and an above average rewards rate on regular purchases. This offer is no longer available.