Cash Back card reviews

Cash Back Credit Cards - Reviews

With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.

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Capital One Savor Cash Rewards Credit Card review

Capital One Savor Cash Rewards Credit Card

4.6 rating

The new Capital One Savor card gets bragging rights for offering the most cash back on dining and entertainment purchases combined, but it’s not the best option for many cardholders due to its $95 annual fee.

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Discover it® Balance Transfer review

Discover it® Balance Transfer

4.1 rating

The Discover it Balance Transfer card offers a generous cash back rewards program that matches your cash back at the end of the first year as cream on top of its long 18-month period for balance transfers.

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USAA Cashback Rewards Plus American Express review

USAA Cashback Rewards Plus American Express

4.1 rating

This no-fee card offers excellent value to USAA members, with 5 percent cash back on gas and military-base purchases, and 2 percent cash back at supermarkets.

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Golden 1 Credit Union Platinum Rewards credit card review

Golden 1 Credit Union Platinum Rewards credit card

3.9 rating

With a refreshingly low interest rate and decent rewards for everyday spending, the Golden 1 Credit Union Platinum Rewards credit card is a good card for families that spend a lot on gas and groceries.

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Capital One® Quicksilver® Card review

Capital One® Quicksilver® Card

3.5 rating

The Quicksilver Card from Capital One is a solid credit card with a 1.5 percent cash back rate and no annual fee. 

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Capital One SavorOne Cash Rewards Credit Card review

Capital One SavorOne Cash Rewards Credit Card

3.5 rating

For serious foodies, the SavorOne card from Capital One could be a great way to earn a lot of cash back with very little effort.

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American Express Cash Magnet℠ card review

American Express Cash Magnet℠ card

3.8 rating

The American Express Cash Magnet card’s flat rate of 1.5 percent cash back is par for the course, but its introductory offer of $250 cash back is worth your consideration.

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AARP credit card from Chase review

AARP credit card from Chase

3.7 rating

Designed for retirees who like to travel, this affordable cash back card earns solid marks for its strong rewards rate on restaurant and gas station purchases.

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Discover it® Cash Back review

Discover it® Cash Back

4.1 rating

The Discover it Cash Back card offers the most value in the first year of membership when it matches all your rewards.

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TD Cash Rewards Visa credit card review

TD Cash Rewards Visa credit card

3.7 rating

The sign-up bonus of $200 will get a lot of customers in the door, plus foodies will appreciate the card’s generous bonuses on dining and grocery purchases.

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PNC Cash Rewards Visa card review

PNC Cash Rewards Visa card

3.6 rating

One of the best cards on the market for gas and restaurant spending, the PNC Cash Rewards Visa offers more cash back on everyday purchases than most of its competitors.

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PayPal Cash Back Mastercard review

PayPal Cash Back Mastercard

3.6 rating

The PayPal Cash Back Mastercard offers a very high 2 percent cash back rate on all your purchases, but requires you to transfer your rewards to a PayPal account.

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