Cash Back card reviews

Cash Back Credit Cards - Reviews

With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.

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Discover it® Balance Transfer review

Discover it® Balance Transfer

4.3 rating

A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it 18-month balance transfer card pairs a generous balance transfer promotion with a solid first year bonus.

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QuicksilverOne from Capital One review

QuicksilverOne from Capital One

4.1 rating

The Capital One QuicksilverOne card is one of our top choices for consumers trying to bolster their credit scores, thanks to a generous rewards program that offers 1.5-percent cash back on every purchase and easily makes up for the card’s annual fee.

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Capital One Savor Cash Rewards Credit Card review

Capital One Savor Cash Rewards Credit Card

4 rating

The new Capital One Savor card gets bragging rights for offering the most cash back on dining and entertainment purchases combined, but it’s not the best option for many cardholders due to its $95 annual fee.

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Capital One® Quicksilver® Cash Rewards Credit Card review

Capital One® Quicksilver® Cash Rewards Credit Card

3.9 rating

Cardholders who transfer a balance to the Capital One Quicksilver card may enjoy the card’s long 15-month 0-percent introductory period as well as its strong cash back program.

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Alliant Visa Signature Card review

Alliant Visa Signature Card

3.7 rating

With unlimited 2.5-percent cash back on all purchases, the Alliant Visa Signature Card is made for those who want to put all of their credit card spend onto one card.

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Capital One SavorOne Cash Rewards Credit Card review

Capital One SavorOne Cash Rewards Credit Card

3.4 rating

The SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2 percent rate.

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American Express Cash Magnet™ Card review

American Express Cash Magnet™ Card

2.9 rating

The 1.5 rewards rate on the American Express Cash Magnet card is nothing special, but the introductory offer is generous if you can manage to meet the spend threshold.

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Chase Freedom review

Chase Freedom

3.7 rating

A great cash back card for motivated rewards seekers, the Chase Freedom card is a good choice for everyday spending, but its hefty APR limits its appeal as a balance transfer card.

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Chase Freedom Unlimited review

Chase Freedom Unlimited

3.2 rating

The Chase Freedom Unlimited card offers a good sign-up bonus and a flat 1.5 percent cash back rate on general purchases for cardholders who want to keep things simple, plus it’s a great starter card for collecting Chase Ultimate Rewards.

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Discover it® Cash Back review

Discover it® Cash Back

3.7 rating

The Discover it Cash Back card offers a low minimum APR and a generous cash back program for motivated cardholders who don’t mind tracking rotating bonuses; however, the card’s maximum APR is too high for carrying a balance and its interest-free promotional period is relatively short.

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M&T Visa Signature card review

M&T Visa Signature card

2.9 rating

This inexpensive rewards card offers a fair amount of value cardholders who want affordable rewards without the fuss: In lieu of a costly and complicated rewards scheme, it offers a low APR and 1.5 percent cash back on every purchase.

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Blue Cash Everyday card from American Express review

Blue Cash Everyday card from American Express

3.6 rating

The Blue Cash Everyday card is a good choice for cardholders who want a long introductory period to pay down their balance while still earning rewards on routine spending.

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