Cash Back card reviews

Cash Back Credit Cards - Reviews

With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.

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Petal Visa® Credit Card review

Petal Visa® Credit Card

4.8 rating

The Petal Visa card offers a low entry barrier and the opportunity to earn cash back and avoid fees while building or rebuilding your credit history; however, you could face a high APR if you don’t pay off your balance in full by the due date each month.

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Capital One® Savor® Cash Rewards Credit Card review

Capital One® Savor® Cash Rewards Credit Card

4.8 rating

The Capital One Savor card offers one of the best cash back rates on dining and entertainment purchases combined, but it’s not the best option for some cardholders due to its $95 annual fee.

See if you’re prequalified for the Capital One® Savor® Cash Rewards with CardMatch™

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Discover it® Balance Transfer review

Discover it® Balance Transfer

4.3 rating

Though not as valuable as some points-based rewards cards, the Discover it Balance Transfer card’s cash back program is one of the best options for cardholders who prefer cash back rewards, thanks to its cash back match in the first year and rotating quarterly categories.

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Capital One® Walmart Rewards Mastercard review

Capital One® Walmart Rewards Mastercard

4.3 rating

Thanks to its flexible redemption scheme and great rewards rate on practical purchases like grocery pickup, the Capital One Walmart Rewards Mastercard should offer a lot of value to cardholders who do most of their everyday shopping at Walmart.

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Navy Federal Credit Union Cash Rewards Card review

Navy Federal Credit Union Cash Rewards Card

4.3 rating

With a low APR and up to 1.5 percent cash back on every purchase, this modest credit union card is a great choice for cardholders who plan to carry a balance and want low-maintenance rewards at an affordable price.

View similar rewards credit cards

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Alliant Visa Signature Card review

Alliant Visa Signature Card

4.1 rating

With unlimited 2.5-percent cash back on all purchases, the Alliant Visa Signature Card is made for those who want to put all of their credit card spend onto one card.

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American Express Cash Magnet® Card review

American Express Cash Magnet® Card

2.9 rating

The 1.5 rewards rate on the American Express Cash Magnet card is nothing special, but the introductory offer is a nice bit of extra pocket change. This offer is no longer available.

 

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Capital One® Quicksilver® Cash Rewards Credit Card review

Capital One® Quicksilver® Cash Rewards Credit Card

3.4 rating

With a decent sign-up bonus, unlimited 1.5 percent cash back on every purchase and few restrictions on redemption, the Quicksilver Cash Rewards card offers a fair amount of value; but it doesn’t offer nearly as much cash back as other cards.

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Chase Freedom review

Chase Freedom

3.1 rating

If you don’t mind enrolling in and tracking a rotating group of bonus categories every quarter and tailoring your spending, you could potentially get a substantial amount of value out of this everyday cash back card.

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Blue Cash Everyday® Card from American Express review

Blue Cash Everyday® Card from American Express

3.5 rating

A great card for families and frequent shoppers, the Blue Cash Everyday card offers a generous amount of cash back on everyday purchases; but its high APR cuts into its overall value. This offer is no longer available.

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Discover it chrome review

Discover it chrome

4.1 rating

A good card for foodies and commuters, the Discover it chrome credit card features an outstanding sign-up bonus that matches your rewards at the end of the year and a solid bonus on restaurant and gas purchases.

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Chase Freedom Unlimited review

Chase Freedom Unlimited

3.8 rating

The Chase Freedom Unlimited card offers a good sign-up bonus and a flat 1.5 percent cash back rate on general purchases for cardholders who want to keep things simple, plus it’s a great starter card for collecting Chase Ultimate Rewards.

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