Cash Back Credit Cards - Reviews
With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We’ve estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.
Sam's Club Mastercard
Last reviewed: January 20, 2021
With the exception of ample cash back at Sam’s Club gas stations, the Sam’s Club Mastercard is best reserved for making travel and dining purchases outside the warehouse club.
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Blue Cash Everyday® Card from American Express
Last reviewed: December 11, 2020
A great card for families and frequent shoppers, the Blue Cash Everyday card offers a generous amount of cash back on everyday purchases; but its APR cuts into its overall value.
Fidelity Rewards Visa Signature card
Last reviewed: December 17, 2020
The Fidelity Rewards card offers cash back at a high 2 percent rate, but — if you’re not inclined to open a Fidelity bank account to get the card — you may be better off searching for a cash back card with fewer restrictions or even a travel card with flexible points.
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TD Cash Credit Card
Last reviewed: January 20, 2021
With a large sign-up bonus and a great rewards rate on food purchases, the rewards program on the TD Cash Credit Card offers better-than-average value.
PayPal Cash Back Mastercard
Last reviewed: December 17, 2020
Though the PayPal Cash Back Mastercard offers good rewards rate, cardholders who are not regular PayPal users may find the redemption options too cumbersome.
Ink Business Cash® Credit Card
Last reviewed: December 9, 2020
If you’re determined to keep costs to a minimum, the Chase Ink Business Cash Credit Card offers a lot of cash back on your business purchases — including purchases made on employee cards — for no annual fee.
PNC Cash Rewards Visa card
Last reviewed: January 6, 2021
The PNC Cash Rewards Visa offers the chance to earn an especially high rewards rate on gas, restaurant and grocery spending with a very high bonus limit.
USAA® Cashback Rewards Plus American Express® Card
Last reviewed: January 11, 2021
The USAA Cashback Rewards Plus American Express is an ideal card for military families: It offers an industry-leading 5 percent cash back on gas and military base purchases, 2 percent cash back on groceries and a number of money-saving perks for active duty service members. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
American Express Cash Magnet® Card
Last reviewed: January 6, 2021
The 1.5 rewards rate on the American Express Cash Magnet card is nothing special, but the introductory offer is a nice bit of extra pocket change (terms apply).
Citizens Bank Cash Back Plus World MasterCard
Last reviewed: January 11, 2021
The Citizens Bank Cash Back Plus World MasterCard offers straightforward earnings and above-average cash rewards, making it a good choice for the casual rewards card user.
Chase Amazon.com Rewards Visa card
Last reviewed: January 20, 2021
For cardholders who don’t want to pay the fee for an Amazon Prime membership, the regular Amazon Rewards Visa card offers one of the highest rewards rates on Amazon.com purchases as well as a pretty good rewards rate on gas, restaurant and drugstore purchases.
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Costco Anywhere Visa® Card by Citi
Last reviewed: January 5, 2021
The Costco Anywhere Visa excels as a card for Costco and gas purchases, though you’ll have to contend with an annual membership fee for Costco and only redeeming your cash back once a year.