
Balance Transfer Credit Cards - Reviews
A balance transfer credit card is ideal for avoiding interest while you pay down credit card debt. Many credit cards offer 0% APR balance transfers for an introductory period of time – generally 12 to 18 months – upon sign-up.
By moving a balance from a high-interest credit card to a balance transfer credit card, you can pay off debt faster and gain control of your finances. Along with this tremendous perk, many balance transfer credit cards offer added incentives like welcome offers and rewards programs. Some even include new purchases in your 0% intro APR period as well.
Our CreditCards.com experts rated the best balance transfer credit cards for 2021 based on several factors: length of the 0% intro APR period on transfers and purchases, sign-up bonuses, balance transfer and account fees, penalty APRs and rewards program benefits. In our balance transfer credit card reviews below, you can compare intro introductory APR offers, check out welcome offers, explore rewards programs and find expert insights to help you spot the best fit.

Discover it® Balance Transfer
Last reviewed: May 10, 2022
A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.

Chase Slate Edge℠
Last reviewed: May 10, 2022
The Chase Slate Edge card comes with some unique features and a longer intro APR offer on new purchases and balance transfers.

U.S. Bank Visa® Platinum Card
Last reviewed: May 10, 2022
The U.S. Bank Visa Platinum card offers cardholders with excellent credit a below average minimum interest rate and reasonable terms, including no penalty APR, and a long introductory period.

Wells Fargo Reflect℠ Card
Last reviewed: May 23, 2022
Boasting one of the longest intro APR periods on the market, the Wells Fargo Reflect card could be a life-saver if you’re ready to chip away at high-interest debt.

Wells Fargo Platinum card
Last reviewed: May 10, 2022
When it comes to paying down credit card debt, the Wells Fargo Platinum card is one of the best cards out there. Its long intro APR and no annual fee give you the cushion you need to make progress.
All information about the Wells Fargo Platinum card has been collected independently by CreditCards.com and has not been reviewed by the issuer. The Wells Fargo Platinum card is no longer available.

Citi Custom Cash℠ Card
Last reviewed: May 10, 2022
The Citi Custom Cash Card should offer terrific value to low-maintenance cardholders and rewards experts alike since it automatically rewards your top spending category each billing cycle. Just be sure you aren’t missing out on rewards in your second- and third-highest categories.

Platinum Edition Visa card from First National Bank of Omaha
Last reviewed: September 10, 2020
With its long 15-month introductory period and low regular APR, this plain vanilla Visa card is a relatively low-risk choice for transferring a balance.

Wells Fargo Visa Signature credit card
Last reviewed: February 22, 2021
The Wells Fargo Visa Signature card offers a long introductory period on balance transfers and new purchases, as well as a good travel rewards program with a generous redemption bonus on travel rewards. This offer is no longer available on our site.
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