Balance Transfer card reviews

Balance Transfer Credit Cards - Reviews

While zero percent introductory offers are a common feature on credit cards, not all balance transfer offers are created equal. We've sifted through the details in the fine print and rated the best cards, based on the length of their interest-free period and the cost of fees for balance transfer. We've also looked at other important features, such as penalty rates, fees and rewards programs, to help you figure out how to get the best deal on your balance transfer.

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Discover it® Balance Transfer review

Discover it® Balance Transfer

4.5 rating

A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.

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Wells Fargo Platinum card review

Wells Fargo Platinum card

4.4 rating

When it comes to paying down credit card debt, the Wells Fargo Platinum card is one of the best cards out there. Its long intro APR and no annual fee give you the cushion you need to make progress.

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U.S. Bank Visa Platinum Card review

U.S. Bank Visa Platinum Card

4.4 rating

The U.S. Bank Visa Platinum card offers cardholders with excellent credit a below average minimum interest rate and reasonable terms, including no penalty APR, and a long introductory period. This offer is no longer available.

 

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American Express Cash Magnet® Card review

American Express Cash Magnet® Card

4 rating

With a long introductory period on balance transfers and new purchases, the American Express Cash Magnet card is a good candidate for transferring a balance as well as keeping around in the long term for its cash back rewards. This offer is no longer available.

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Platinum Edition Visa card from First National Bank of Omaha review

Platinum Edition Visa card from First National Bank of Omaha

4 rating

With its long 15-month introductory period and low regular APR, this plain vanilla Visa card is a relatively low-risk choice for transferring a balance.

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Capital One® Quicksilver® Cash Rewards Credit Card review

Capital One® Quicksilver® Cash Rewards Credit Card

4 rating

Cardholders who transfer a balance to the Capital One Quicksilver card may enjoy the card’s long 15-month introductory period as well as its strong cash back program.

See if you’re prequalified for the Capital One® Quicksilver® Cash Rewards with CardMatch™

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Wells Fargo Visa Signature credit card review

Wells Fargo Visa Signature credit card

3.9 rating

The Wells Fargo Visa Signature card offers a long introductory period on balance transfers and new purchases, as well as a good travel rewards program with a generous redemption bonus on travel rewards. This offer is no longer available on our site.

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Amex EveryDay Credit Card from American Express review

Amex EveryDay Credit Card from American Express

3.9 rating

The American Express Everyday card is a prime choice for balance transfers — for the first 60 days of card membership, it lets you transfer a balance with no balance transfer fee and a long 15-month introductory period to pay it off. This offer is no longer available on our site.

Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy. See similar balance transfer credit cards.

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Chase Slate card review

Chase Slate card

3.9 rating

The Chase Slate card’s unique, no-fee introductory balance transfer offer makes it one of the most valuable balance transfer cards on the market. This offer is no longer available on our site.

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Chase Freedom review

Chase Freedom

3.9 rating

A great cash back card for motivated rewards seekers, the Chase Freedom card is a good choice for everyday spending, but its hefty APR limits its appeal as a balance transfer card.

See if you’re prequalified for the Chase Freedom® with CardMatch™

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Blue Cash Everyday® Card from American Express review

Blue Cash Everyday® Card from American Express

3.9 rating

The Blue Cash Everyday card is a good choice for cardholders who want a long introductory period to pay down their balance while still earning rewards on routine spending. This offer is no longer available.

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Discover it chrome review

Discover it chrome

3.9 rating

The Discover it chrome’s 14-month introductory period for balance transfers and new purchases is longer than average, plus it offers good cash back rewards on restaurant and gas purchases.

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