Balance Transfer card reviews

Balance Transfer Credit Cards - Reviews

While zero percent introductory offers are a common feature on credit cards, not all balance transfer offers are created equal. We've sifted through the details in the fine print and rated the best cards, based on the length of their interest-free period and the cost of fees for balance transfer. We've also looked at other important features, such as penalty rates, fees and rewards programs, to help you figure out how to get the best deal on your balance transfer.

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Discover it® Balance Transfer review

Discover it® Balance Transfer

4.5 rating

A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.

*The information for the Discover it® Balance Transfer has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer. This card is no longer available on our site. This page includes information about the Discover it Balance Transfer product, which is no longer offered by Discover.

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Wells Fargo Platinum card review

Wells Fargo Platinum card

4.4 rating

When it comes to paying down credit card debt, the Wells Fargo Platinum card is one of the best cards out there. Its long intro APR and no annual fee give you the cushion you need to make progress. This offer is no longer available on our site.

*Information about the Wells Fargo Platinum has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer.

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U.S. Bank Visa Platinum Card review

U.S. Bank Visa Platinum Card

4.4 rating

The U.S. Bank Visa Platinum card offers cardholders with excellent credit a below average minimum interest rate and reasonable terms, including no penalty APR, and a long introductory period. This offer is no longer available.

 

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Platinum Edition Visa card from First National Bank of Omaha review

Platinum Edition Visa card from First National Bank of Omaha

4 rating

With its long 15-month introductory period and low regular APR, this plain vanilla Visa card is a relatively low-risk choice for transferring a balance.

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Wells Fargo Visa Signature credit card review

Wells Fargo Visa Signature credit card

3.9 rating

The Wells Fargo Visa Signature card offers a long introductory period on balance transfers and new purchases, as well as a good travel rewards program with a generous redemption bonus on travel rewards. This offer is no longer available on our site.

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Chase Slate card review

Chase Slate card

3.9 rating

The Chase Slate card’s unique, no-fee introductory balance transfer offer makes it one of the most valuable balance transfer cards on the market. This offer is no longer available on our site.

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Chase Freedom review

Chase Freedom

3.9 rating

A great cash back card for motivated rewards seekers, the Chase Freedom card is a good choice for everyday spending, but its hefty APR limits its appeal as a balance transfer card.

*The information for the Chase Freedom has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer.

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Chase Freedom Unlimited review

Chase Freedom Unlimited

3.9 rating

The Chase Freedom Unlimited card offers a great cash back program and introductory APR, but it’s high regular APR is a big drawback for balance transfers.

*The information for the Chase Freedom Unlimited has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer.

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BankAmericard® credit card review

BankAmericard® credit card

3.9 rating

With a relatively low interest rate and a lengthy interest-free balance transfer period, the BankAmericard credit card is a good choice for cardholders with hefty balances. 

*All information about the BankAmericard credit card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This offer is no longer available on our site.

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Capital One® SavorOne® Cash Rewards Credit Card review

Capital One® SavorOne® Cash Rewards Credit Card

3.8 rating

This cash back card for diners features a long introductory APR for new purchases, but cardholders seeking to pay down a balance should beware of the Capital One SavorOne card’s high regular APR.

*All information about the Capital One SavorOne Cash Rewards Credit Card has been collected independently by CreditCards.com and has not been reviewed by the issuer. The Capital One SavorOne Cash Rewards Credit Card is no longer available through CreditCards.com.

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Wells Fargo Cash Wise Visa® card review

Wells Fargo Cash Wise Visa® card

3.8 rating

The introductory period for balance transfers on the Wells Fargo Cash Wise Visa card is fairly long, and the card is worth keeping in the long run for its cash rewards program. This offer is no longer available on our site.

*Information about the Wells Fargo Cash Wise Visa has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer.

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KeyBank Latitude Mastercard review

KeyBank Latitude Mastercard

3.8 rating

The KeyBank Latitude Mastercard earns high marks for its affordable APR and lengthy balance transfer offer; however, the card’s above average balance transfer fee drags down the card’s overall value.

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