Balance Transfer Credit Cards - Reviews
While zero percent introductory offers are a common feature on credit cards, not all balance transfer offers are created equal. We've sifted through the details in the fine print and rated the best cards, based on the length of their interest-free period and the cost of fees for balance transfer. We've also looked at other important features, such as penalty rates, fees and rewards programs, to help you figure out how to get the best deal on your balance transfer.
Citi Diamond Preferred card
Last reviewed: August 1, 2017
The Citi Diamond Preferred card is one of our top picks for transferring a balance thanks to its extra long promotional period — which gives cardholders nearly two years to pay off an interest-free balance and make interest-free purchases — and reasonable balance transfer fee.
Citi Simplicity card
Last reviewed: July 27, 2017
The Citi Simplicity card gets one of our highest ratings in the balance transfer category for its exceptionally long introductory period and its simplified payment terms with minimal penalties.
Chase Slate card
Last reviewed: June 28, 2017
The Chase Slate card’s unique, no-fee introductory balance transfer offer makes it one of the most valuable balance transfer cards on the market.
BB&T Bright card
Last reviewed: June 12, 2017
A great card for BB&T bank customers, the BB&T Bright card ranks high on our list of balance transfer cards thanks to its ultralow APR and lengthy 15-month interest-free balance transfer promotion.
Barclaycard Ring Mastercard review
Last reviewed: July 6, 2017
With a long 15-month introductory period, a 0 percent fee on balance transfers, a very reasonable list of fees in general, and some truly unique features, the Barclaycard Ring card makes its mark as a distinct product for the value-minded cardholder.
U.S. Bank Visa Platinum card
Last reviewed: June 15, 2017
The U.S. Bank Visa Platinum card offers cardholders with excellent credit a below average minimum interest rate and reasonable terms, including no penalty APR, but its interest-free balance promotion is only available for one year.
SunTrust Cash Back credit card
Last reviewed: July 18, 2017
For cardholders with the best credit scores, the SunTrust Cash Back card is a great choice for transferring a balance: It offers a low minimum interest rate, modest balance transfer fee and lengthy interest-free promotion; however, cardholders with lower scores could get stuck with a much higher standard interest rate.
PNC Core Visa credit card
Last reviewed: May 22, 2017
With a solid zero percent promotional offer and low standard interest rate, the PNC Core Visa card is a good choice for cardholders who plan to carry a balance.
SunTrust Travel Rewards card
Last reviewed: May 26, 2017
With a 15-month introductory period for balance transfers and a decent rewards rate, the SunTrust Travel Rewards card offers good value as a balance transfer card.
BankAmericard credit card
Last reviewed: August 16, 2017
With a relatively low interest rate, a 0 percent fee on balances transferred in the first 60 days of card ownership and a lengthy interest-free balance transfer period, the BankAmericard credit card is a good choice for cardholders with hefty balances. This offer is not currently available on our site.
Frontier Airlines World MasterCard
Last reviewed: May 30, 2017
The opening offer on this budget airline card is packed with strong incentives, including an unusually generous sign-up bonus and a lengthy 0 percent balance transfer offer.
BMO Harris Bank Premium Rewards MasterCard
Last reviewed: April 25, 2017
For $79 a year, the BMO Harris Bank Premium Rewards MasterCard offers solid rewards for frequent travelers, but the card’s moderately high APR and short interest-free balance transfer period limit its appeal as a balance transfer card.
