Balance Transfer Credit Cards - Reviews
While zero percent introductory offers are a common feature on credit cards, not all balance transfer offers are created equal. We've sifted through the details in the fine print and rated the best cards, based on the length of their interest-free period and the cost of fees for balance transfer. We've also looked at other important features, such as penalty rates, fees and rewards programs, to help you figure out how to get the best deal on your balance transfer.
Discover it® Balance Transfer
Last reviewed: June 12, 2019
A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.
U.S. Bank Visa Platinum Card
Last reviewed: May 1, 2019
The U.S. Bank Visa Platinum card offers cardholders with excellent credit a below average minimum interest rate and reasonable terms, including no penalty APR, and a long introductory period.
Wells Fargo Platinum Visa card
Last reviewed: June 19, 2019
When it comes to paying down credit card debt, the Wells Fargo Platinum Visa card is one of the best cards out there. Its 18-month 0-percent intro APR (then 13.74-27.24% variable) and no annual fee give you the cushion you need to make progress.
Best Balance Transfer Card for Long 0% APR Period
American Express Cash Magnet® Card
Last reviewed: June 19, 2019
With a long introductory period on balance transfers and new purchases, the American Express Cash Magnet card is a good candidate for transferring a balance as well as keeping around in the long term for its cash back rewards.
Platinum Edition Visa card from First National Bank of Omaha
Last reviewed: February 13, 2019
With its long 15-month introductory period and low regular APR, this plain vanilla Visa card is a relatively low-risk choice for transferring a balance.
Capital One® Quicksilver® Cash Rewards Credit Card
Last reviewed: June 17, 2019
Cardholders who transfer a balance to the Capital One Quicksilver card may enjoy the card’s long 15-month introductory period as well as its strong cash back program.
See if you’re prequalified for the Capital One® Quicksilver® Cash Rewards with CardMatch™
Wells Fargo Visa Signature credit card
Last reviewed: May 21, 2019
The Wells Fargo Visa Signature card offers a long introductory period on balance transfers and new purchases, as well as a good travel rewards program with a generous redemption bonus on travel rewards. This offer is no longer available on our site.
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Amex EveryDay Credit Card from American Express
Last reviewed: February 12, 2019
The American Express Everyday card is a prime choice for balance transfers — for the first 60 days of card membership, it lets you transfer a balance with no balance transfer fee and a long 15-month introductory period to pay it off. This offer is no longer available on our site.
Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy. See similar balance transfer credit cards.
Chase Slate card
Last reviewed: May 20, 2019
The Chase Slate card’s unique, no-fee introductory balance transfer offer makes it one of the most valuable balance transfer cards on the market. This offer is no longer available on our site.
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Chase Freedom
Last reviewed: June 19, 2019
A great cash back card for motivated rewards seekers, the Chase Freedom card is a good choice for everyday spending, but its hefty APR limits its appeal as a balance transfer card.
See if you’re prequalified for the Chase Freedom® with CardMatch™
Blue Cash Everyday card from American Express
Last reviewed: June 18, 2019
The Blue Cash Everyday card is a good choice for cardholders who want a long introductory period to pay down their balance while still earning rewards on routine spending.
Discover it chrome
Last reviewed: May 1, 2019
The Discover it chrome’s 14-month introductory period for balance transfers and new purchases is longer than average, plus it offers good cash back rewards on restaurant and gas purchases.