Balance Transfer card reviews

Balance Transfer Credit Cards - Reviews

While zero percent introductory offers are a common feature on credit cards, not all balance transfer offers are created equal. We’ve sifted through the details in the fine print and rated the best cards, based on the length of their interest-free period and the cost of fees for balance transfer. We’ve also looked at other important features, such as penalty rates, fees and rewards programs, to help you figure out how to get the best deal on your balance transfer.

Learn more about our ratings process

Discover it® Balance Transfer review

Discover it® Balance Transfer

4.5 rating

A good value for cardholders who need to transfer a balance, but don’t want to give up earning new rewards, the Discover it Balance Transfer card pairs a generous balance transfer promotion with a solid first year bonus.

*The information for the Discover it® Balance Transfer has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer. This card is no longer available on our site. This page includes information about the Discover it Balance Transfer product, which is no longer offered by Discover.

Read full review


U.S. Bank Visa Platinum Card review

U.S. Bank Visa Platinum Card

4.4 rating

The U.S. Bank Visa Platinum card offers cardholders with excellent credit a below average minimum interest rate and reasonable terms, including no penalty APR, and a long introductory period. This offer is no longer available.

 

Read full review


Wells Fargo Platinum card review

Wells Fargo Platinum card

4.4 rating

When it comes to paying down credit card debt, the Wells Fargo Platinum card is one of the best cards out there. Its long intro APR and no annual fee give you the cushion you need to make progress. This offer is no longer available on our site.

*Information about the Wells Fargo Platinum has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer.

Read full review


Platinum Edition Visa card from First National Bank of Omaha review

Platinum Edition Visa card from First National Bank of Omaha

4 rating

With its long 15-month introductory period and low regular APR, this plain vanilla Visa card is a relatively low-risk choice for transferring a balance.

Read full review


Wells Fargo Visa Signature credit card review

Wells Fargo Visa Signature credit card

3.9 rating

The Wells Fargo Visa Signature card offers a long introductory period on balance transfers and new purchases, as well as a good travel rewards program with a generous redemption bonus on travel rewards. This offer is no longer available on our site.

View similar balance transfer cards

Read full review


BankAmericard® credit card review

BankAmericard® credit card

3.9 rating

With a relatively low interest rate and a lengthy interest-free balance transfer period, the BankAmericard credit card is a good choice for cardholders with hefty balances.

*All information about the BankAmericard credit card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This offer is no longer available on our site.

Read full review


Chase Freedom Flex℠ review

Chase Freedom Flex℠

3.9 rating

The Chase Freedom Flex card’s unique blend of year-round and quarterly-rotating rewards categories should offer great variety. It may be especially appealing to frequent travelers who want to avoid an annual fee or pair with a premium Chase travel card.

Read full review


Chase Slate® review

Chase Slate®

3.9 rating

The Chase Slate card’s unique, no-fee introductory balance transfer offer makes it one of the most valuable balance transfer cards on the market. This offer is no longer available on our site.

View similar balance transfer cards

Read full review


Chase Freedom Unlimited® review

Chase Freedom Unlimited®

4.7 rating

The Chase Freedom Unlimited card offers a good sign-up bonus and an impressive average rewards rate, including a 1.5% cash back rate on general purchases, making it a great starter card for collecting Chase Ultimate Rewards.

Read full review


BB&T Bright card review

BB&T Bright card

3.8 rating

A great card for BB&T bank customers, the BB&T Bright card ranks high on our list of balance transfer cards thanks to its ultralow APR and lengthy 15-month interest-free balance transfer promotion.

Read full review


Wells Fargo Cash Wise Visa® card review

Wells Fargo Cash Wise Visa® card

3.8 rating

The introductory period for balance transfers on the Wells Fargo Cash Wise Visa card is fairly long, and the card is worth keeping in the long run for its cash rewards program. This offer is no longer available on our site.

*Information about the Wells Fargo Cash Wise Visa has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer.

Read full review


KeyBank Latitude Mastercard review

KeyBank Latitude Mastercard

3.8 rating

The KeyBank Latitude Mastercard earns high marks for its affordable APR and lengthy balance transfer offer; however, the card’s above average balance transfer fee drags down the card’s overall value.

Read full review