Balance Transfer card reviews

Balance Transfer Credit Cards - Reviews

A balance transfer credit card is ideal for avoiding interest while you pay down credit card debt. Many credit cards offer 0% APR balance transfers for an introductory period of time – generally 12 to 18 months – upon sign-up.

By moving a balance from a high-interest credit card to a balance transfer credit card, you can pay off debt faster and gain control of your finances. Along with this tremendous perk, many balance transfer credit cards offer added incentives like welcome offers and rewards programs. Some even include new purchases in your 0% intro APR period as well.

Our experts rated the best balance transfer credit cards for 2021 based on several factors: length of the 0% intro APR period on transfers and purchases, sign-up bonuses, balance transfer and account fees, penalty APRs and rewards program benefits. In our balance transfer credit card reviews below, you can compare intro introductory APR offers, check out welcome offers, explore rewards programs and find expert insights to help you spot the best fit.

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KeyBank Latitude Mastercard review

KeyBank Latitude Mastercard

3.8 rating

The KeyBank Latitude Mastercard earns high marks for its affordable APR and lengthy balance transfer offer; however, the card’s above average balance transfer fee drags down the card’s overall value.

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Bank of America® Customized Cash Rewards credit card review

Bank of America® Customized Cash Rewards credit card

3.7 rating

The Bank of America Customized Cash Rewards card offers new cardholders a modest balance transfer fee and attractive perks for everyday spending; however, its APR is high for cardholders with less-than-perfect credit.

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Wells Fargo Active Cash® Card review

Wells Fargo Active Cash® Card

3.6 rating

The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period.

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PNC Core Visa credit card review

PNC Core Visa credit card

3.6 rating

With a solid promotional offer and low standard interest rate, the PNC Core Visa card is a good choice for cardholders who plan to carry a balance.

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Citi® Double Cash Card review

Citi® Double Cash Card

3.6 rating

One of the best cash back cards on the market, the Citi Double Cash card also offers one of the longest 0-percent balance transfer deals around.

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