Balance Transfer card reviews

Balance Transfer Credit Cards - Reviews

A balance transfer credit card is ideal for avoiding interest while you pay down credit card debt. Many credit cards offer 0% APR balance transfers for an introductory period of time – generally 12 to 18 months – upon sign-up.

By moving a balance from a high-interest credit card to a balance transfer credit card, you can pay off debt faster and gain control of your finances. Along with this tremendous perk, many balance transfer credit cards offer added incentives like welcome offers and rewards programs. Some even include new purchases in your 0% intro APR period as well.

Our CreditCards.com experts rated the best balance transfer credit cards for 2021 based on several factors: length of the 0% intro APR period on transfers and purchases, sign-up bonuses, balance transfer and account fees, penalty APRs and rewards program benefits. In our balance transfer credit card reviews below, you can compare intro introductory APR offers, check out welcome offers, explore rewards programs and find expert insights to help you spot the best fit.

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Wells Fargo Active Cash℠ Card review

Wells Fargo Active Cash℠ Card

3.7 rating

The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period. See rates and fees

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BECU Visa credit card review

BECU Visa credit card

3.6 rating

This affordable balance transfer card doesn’t offer the longest interest-free promotion, but its unusually low interest rate and zero balance transfer fee could save cardholders hundreds of dollars in charges.

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Citi Simplicity® Card review

Citi Simplicity® Card

3.6 rating

The Citi Simplicity card offers a very long introductory period for balance transfers and carries minimal fees, making it a great option if you’re ready to put debt behind you once and for all.

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Citi® Diamond Preferred® Card review

Citi® Diamond Preferred® Card

3.6 rating

Thanks to its long introductory offer on balance transfers, the Citi Diamond Preferred Card is a solid option if you need to pay down debt. Just be sure to factor in the card’s high balance transfer fee when weighing options.

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PNC Core Visa credit card review

PNC Core Visa credit card

3.6 rating

With a solid promotional offer and low standard interest rate, the PNC Core Visa card is a good choice for cardholders who plan to carry a balance.

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Citi® Double Cash Card review

Citi® Double Cash Card

3.6 rating

One of the best cash back cards on the market, the Citi Double Cash card also offers one of the longest 0-percent balance transfer deals around.

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HSBC Gold Mastercard credit card review

HSBC Gold Mastercard credit card

3.5 rating

With a generous intro offer on both balance transfers and new purchases, the HSBC Gold Mastercard is a great choice for cardholders looking to pay down their debt. You’ll also save a bit on charges thanks to the $0 annual fee, lack of foreign transaction fees and one late fee waiver per year. This offer is no longer available on our site.

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U.S. Bank Altitude® Go Visa Signature® Card review

U.S. Bank Altitude® Go Visa Signature® Card

3.5 rating

Thanks to its impressive rewards rate on a variety of everyday purchases, the U.S. Bank Altitude Go card is a great option for foodies and occasional travelers who want to avoid an annual fee.

 

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