The Platinum Card® from American Express

The Platinum Card® from American Express

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The Platinum Card® from American Express See Rates & Fees , Terms Apply
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The Platinum Card® from American Express

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at American Express's Secure Site
Intro Bonus
Intro Bonus
60,000 points Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Reward Rates
5X 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
5X 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
N/A
Annual Fee
$550

Highlights

  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.

Features

  • Airport Lounge Access
    Airport Lounge Access
  • Annual Travel Credit
    Annual Travel Credit
  • Annual Uber Credit
    Annual Uber Credit
  • Auto Rental Insurance
    Auto Rental Insurance
  • Concierge Service
    Concierge Service
  • Elite Status
    Elite Status
  • EMV
    EMV
  • Extended Warranty Program
    Extended Warranty Program
  • Free Credit Score
    Free Credit Score
  • Free Wi-Fi Access
    Free Wi-Fi Access
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Presale Tickets
    Presale Tickets
  • Private Jet Access
    Private Jet Access
  • Purchase Protection
    Purchase Protection
  • Travel Accident Insurance
    Travel Accident Insurance
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

4.5-star review

4.5 out of 5

Our take: The American Express Platinum card carries one of the highest annual fees for a card in its class and a rewards rate that pales in comparison to similar cards; however, you can’t beat its extensive list of luxury travel perks, including access to exclusive Centurion lounges.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.