- Intro Bonus
- $300Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- Reward Rates
- 6%6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6%6% Cash Back on select U.S. streaming subscriptions.
- 3%3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
- 3%3% Cash Back at U.S. gas stations
- 1%1% Cash Back on other purchases
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- 0% on purchases for 12 months
- Regular APR
- 14.74% - 24.74% Variable
- Annual Fee
- $0 introductory annual fee for the first year, then $95.
Highlights
- Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 14.74% to 24.74%
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Terms Apply.
Features
- 0% Introductory APR
- Cash Back
- EMV
- Excellent Credit
- Free Credit Score
- Gas
- Mobile Pay Ready
- Popular
- Presale Tickets
- Rewards
- Unsecured credit card
- Zero Fraud Liability
Staff Review
Editor's Rating: 4.0 out of 5 | Our take: Despite its annual fee after the first year, the Blue Cash Preferred card is one of our favorite cards for families. It helps take the sting out of carpool lines and long commutes by offering a generous rewards rate on U.S. gas station spending and it offers one of the highest cash back rewards rate you can get when you use your card at U.S. supermarkets. |