Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
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Credit Cards»American Express Credit Cards»Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express
See Rates & Fees, Terms Apply

Partner Offer

Our rating:4.6 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

Credit Recommended (670-850)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at American Express's secure site
Intro Bonus
$250Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Reward Rates
6%6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6%6% Cash Back on select U.S. streaming subscriptions.
3%3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3%3% Cash Back at U.S. gas stations
1%1% Cash Back on other purchases
Balance Transfers Intro APR
0% on balance transfers for 12 months
Purchases Intro APR
0% on purchases for 12 months
Regular APR
18.24%-29.24% Variable
Annual Fee
$0 intro annual fee for the first year, then $95.

Great for:

U.S. supermarkets. Great for the large family, this card’s unbeatable cash back at U.S. supermarkets is closely followed by superior rewards at U.S. gas stations. The welcome offer is also a great perk.

Compare this to other top cash back credit cards.

Highlights

  • Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 18.24% to 29.24%
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Get $7 back each month after using your Blue Cash Preferred Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
  • Terms Apply.

Features

  • Balance Transfer
    Balance Transfer
  • Cash Back
    Cash Back
  • Excellent Credit
    Excellent Credit
  • Gas
    Gas
  • Good Credit
    Good Credit
  • Rewards
    Rewards

Staff Review

Editor's Rating:

4.6 out of 5

Our take: Despite its annual fee after the first year, the Blue Cash Preferred card is one of our favorite cards for families. It helps take the sting out of carpool lines and long commutes by offering a generous rewards rate on U.S. gas station spending and one of the highest cash back rates you can get at U.S. supermarkets.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.