- Intro Bonus
- 120,000 pointsWelcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Reward Rates
- 5XGet 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com
- 1.5XEarn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year
- 1X1X points for each dollar you spend on eligible purchases.
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- See Pay Over Time APR
- Regular APR
- 15.74% - 23.74% Variable
- Annual Fee
- $695
Highlights
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Plus, 0% Intro APR for 12 months from the date of the account opening on purchases eligible for Pay Over Time. After that, your APR will be 15.74% to 23.74% based on your credit worthiness and other factors as determined at the time of account opening.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in value per year for statement credits on select purchases with your Card, including up to $400 with Dell Technologies, up to $360 with Indeed, up to $150 with Adobe and up to $120 on wireless telephone purchases. Enrollment required.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year toward baggage fees and more at one qualifying airline.
- $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Features
- Airport Lounge Access
- Annual Travel Credit
- Business
- Concierge Service
- Elite Status
- EMV
- Excellent Credit
- Free Wi-Fi Access
- Mobile Pay Ready
- No Foreign Transaction Fees
- Points
- Presale Tickets
- Private Jet Access
- Rewards
- Roadside Assistance
- Travel
- TSA/Customs Reimbursement
- Zero Fraud Liability
Staff Review
Editor's Rating: 4.5 out of 5 | Our take: The Business Platinum Card from American Express offers great travel benefits and a large introductory offer, but the spending requirement to earn the offer is daunting, and many small business owners may be hard-pressed to spend enough to qualify for all of the card’s benefits. |