Credit Card Glossary: Terms and Definitions
Behavioral modeling is a technique used by some credit card companies. It uses consumers’ purchasing behavior to assess their risk of defaulting. Behavioral modeling is controversial: Someone who suddenly swithces to shopping at bargain stores may be suddenly frugal, not suddenly risky.
Terms from A-Z
Search the CreditCards.com glossary for every credit-related term from "account holder" to "zombie debt." Select a letter for alphabetized terms and definitions.