Innovations and Payment Systems

Clear from American Express


Clear is an AmEx credit card with no annual or late fees.

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Close your eyes and imagine a credit card with no fees. Picture it: never paying an annual fee, no fees charged for making payments late or ever having to pay a fee for anything else.

Compare Cash Back Credit CardsNow, open them.

If you still can’t see anything, it’s not because such a credit card doesn’t exist. It’s because the Clear from American Express credit card right in front of you is the transparent credit card that offers you freedom from fees.

For example, think of the freedom provided by no longer having to worry about late fees. The credit card’s flexible payment terms allow you to pay your balance in full, or instead carry over your balance from month to month. And, whatever you decide, it won’t cost you a thing.

Aside from charging no annual fee or late fees, Clear from American Express also does not charge over-limit fees, balance transfer fees or cash advance fees. Since this American Express card charges no fees at all, you can think of any fee and then immediately answer “no” to the question, “Is this a fee the Clear from American Express card charges?”

But the Clear from American Express credit card doesn’t only provide freedom from fees.

With this American Express card you can also earn rewards, since the Clear from American Express is a cash back credit card. For every $2,500 spent on the card, you will receive a $25 American Express branded shopping card.

Separately, Clear from American Express cardholders will receive a user-friendly copy of their credit report, with their credit score included, every 12 months. That information helps make it clear how your credit card use impacts your credit history.

The Clear from American Express credit card provides all that, along with a 0 percent introductory APR for 12 months and a fixed 4.99 percent APR on balance transfers.

Isn’t it clear why you should apply?

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The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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