Amex Offers program guide

Amex's card-linked offer program features special promotions from a variety of categories


For American Express cardholders, Amex Offers is an easy and cost-free way to earn additional rewards.

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

If you’re an American Express cardholder hoping to boost your rewards earnings or rack up some extra cash back, it might be time to take advantage of Amex Offers.

By taking a few minutes to browse through card-linked offers and add them to your account, you can start earning statement credits or Membership Rewards points on the purchases you already make every day.

What is Amex Offers?

Amex Offers is the card-linked offer program from American Express, offering cardholders special promotions from restaurants, clothing stores, travel sites and more. Users can earn statement credits, cash back or Membership Rewards points on exclusive American Express offers for purchases from a wide variety of popular brands. Plus, you’ll still earn your standard credit card rewards on these purchases, so you won’t be losing any value there.

Rather than hunting for online promo codes or clipping coupons, Amex Offers users can see deals from merchants right in their American Express mobile app or on the online banking platform. Since there’s such a variety of offers available, Amex Offers is sure to be valuable for almost all cardholders.

How does Amex Offers work?

To find Amex Offers, simply log in to your American Express account either online or via the mobile app.

Once you’ve found deals that work best with your everyday spending, add them to your eligible cards in order to redeem. Fortunately, there is no limit to how many offers you can add – just use the linked card to make an eligible purchase and your cash back or Membership Rewards will be automatically added to your account within 90 days.

When you sign in online, you’ll be able to view available offers, offers you’ve already added to a card and your total savings to date. To view the terms and conditions for an offer, simply click on the drop-down arrow.

Alternatively, signing in on mobile automatically presents you with offers in your location.

Whether you’re adding Amex Offers online or via your phone, it’s easy to see just how much you’ve saved so far and where you can save even more.

Types of deals you can find

Amex Offers includes promotions from a wide variety of brands, including deals on dining, shopping, travel and more. On the American Express mobile app, you can even filter your Amex Offers list to view any nearby.

Restrictions and drawbacks with Amex Offers

While prepaid cards don’t qualify for the program, most American Express credit and charge cards are eligible. However, there are a few other restrictions to consider before using Amex Offers.

You can only use an offer once

Only one eligible card can take advantage of an Amex Offer, so if you own more than one American Express credit card, you’ll be limited on how much you can earn from a single offer. Similarly, you can only add an offer to an eligible card once.

Keep a close watch on the terms and conditions

Once you’ve chosen deals that work for you, look carefully at each offer’s terms and conditions. They can vary greatly by merchant and include important information such as expiration dates, purchase requirements and even enrollment limits. Even though you’ll want to add deals to your cards regularly to maximize rewards, it’s still important to remember to consistently check the conditions of those deals.

It can take a while for offers to post

Some other card-linked offer programs apply discounts at the register or award rebates quickly. On the other hand, points or cash back earned through Amex Offers can take up to 90 days after the purchase to show up on your account. It is possible the rewards will appear sooner, but it’s not guaranteed (which can be a big drawback for users looking to top off a points balance).

Earn more with American Express Rewards cards

Perhaps the biggest perk of Amex Offers is the ability to earn extra Membership Rewards, rather than just cash back offers. If you have an American Express rewards card and are looking to boost your points earning, this is a great way to stack extra points on what you already earn.

When you use your American Express card on an eligible purchase, Amex Offers don’t affect your current rewards earning scheme. So, if your card has a bonus category that’s already earning points, you can often add an Amex Offer on top of it to earn rewards even faster. Better yet, you can earn additional rewards on purchases that don’t fall under your bonus categories and increase your overall rewards rate.

Here are a few of the best American Express credit cards that you can use Amex Offers with to earn even more.

Introductory offerRewards rateAnnual fee
Platinum Card from American Express

The Platinum Card® from American Express

80,000 Membership Rewards points when you spend $6,000 in the first 6 months (terms apply)
  • 5X points on flights booked directly with airlines using American Express Travel (on up to $500,000 per calendar year)
  • 5X points on eligible prepaid hotels booked with American Express Travel
  • 2X points on prepaid car rentals made using American Express Travel
  • 1X points on all other purchases
American Express Gold Card

American Express® Gold Card

60,000 Membership Rewards points when you spend $4,000 in the first 6 months (terms apply)
  • 4X points at restaurants
  • 4X points at U.S. supermarkets (on up to $25,000 in purchases per calendar year, then 1X points)
  • 3X points on flights booked directly with airlines or via
  • 1X points on everything else
  • Terms apply
Blue Business Plus from American Express

The Blue Business® Plus Credit Card from American Express

15,000 Membership Rewards points when you spend $3,000 in eligible purchases in the first 3 months (terms apply)
  • 2X points on every purchase (on up to $50,000 per year, 1X points thereafter)
American Express Business Gold Card

American Express® Business Gold Card

70,000 Membership Rewards points when you spend $10,000 in the first 3 months (terms apply)
  • 4X points on the two categories your business spends the most in each billing cycle (first $150,000 in purchases yearly, then 1X points)
  • 1X points on all other purchases
Business Platinum from American Express

The Business Platinum Card® from American Express

120,000 Membership Rewards points when you spend $15,000 on eligible purchases in the first 3 months of card membership (terms apply)
  • 5X points on flights and prepaid hotels booked through
  • 1.5X points on qualifying purchases of $5,000 or more and on eligible purchases in key business categories (on up to $2 million in combined spending per calendar year, then 1X points)
  • 1X points on everything else

Plenty of other American Express cards qualify for Amex Offers, including cash back cards like the Blue Cash Preferred® Card from American Express. No matter what rewards program is right for you, you’ll be able to maximize rewards potential by taking advantage of Amex Offers deals.

How to maximize rewards with Amex Offers

Earning rewards with Amex Offers is easy, but there are a few extra steps you can take to make sure you receive the most possible rewards.

Sign up for offers regularly, even if you don’t know you’ll use them

“How often do Amex Offers change?” you may ask. These limited-time deals are replaced when they expire, but when you add an Amex Offer to your card, new offers become available to you based on your preferences.

If you ever scroll through available Amex credit card offers and don’t see one that’s right for you, consider adding an offer that somewhat aligns with your spending habits anyway. You won’t be penalized if you don’t make the purchase, and you’ll potentially unlock new and better offers for the future.

For example, if you frequently eat out but don’t see a restaurant offer you like, add similar offers to your cards to see new deals.

Stock up on gift cards

If you need to meet a high spending limit to take advantage of an Amex Offer – but don’t need to spend that much at a particular store – consider stocking up on gift cards. Many grocery or office supply stores allow you to buy gift cards for retailers you’re already planning to shop with, allowing you to meet spend requirements. Just be sure to check the terms and conditions of the Amex Offer carefully, as some don’t include gift cards toward purchase requirements.

Combine Amex Offers with paper coupons, promo codes and other deals

If you don’t mind taking the time to find a coupon or promo code, you can usually still apply store promotions to an Amex Offer purchase. By stacking more than one deal, you can unlock incredible savings. And if you have more than one credit card, you can take advantage of multiple card-linked offer programs.

Add authorized users to your account

When you add an authorized user to your American Express account, that user will receive the same Amex Offers on their card. Plus, the rewards they earn will go directly to the main cardholder’s account. While it might not be an option for every user, adding a spouse or child as an authorized user can quickly multiply rewards.

Consider taxes and shipping into your offer

Not only do Amex Offers include tax into your qualifying purchase total, but the terms and conditions note that other costs like shipping count, as well. This can pad a few more reward points into your Amex Offer purchase if you’re below the rewards spending cap.

Shop using cash back portals to stack offers

Another way to stack promotions is to utilize cash back portals to do your online shopping. Websites like Cashback Monitor are a great way to see where you can currently earn rewards.

Cashback Monitor, for example, might show additional cash back from sites like Ebates or Mr. Rebates. If you use one of these offers and then check out with your American Express card, you’ll earn cash back for both deals.

Bottom line

If you’re a fan of cash back or rewards points, Amex Offers is an easy way to earn even more on the spending you do every day. Cardholders stockpiling Membership Rewards points have even more to gain, since they can earn extra points by linking relevant promotions.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

Credit Card Rate Report
Cash Back

Questions or comments?

Contact us

Editorial corrections policies

Learn more