Chase has several card types depending on your needs. Get rewards on everyday spending with the Freedom series, get travel perks with the Sapphire series, and save on business expenses with one of the Ink Business cards. Check out the best credit card offers from Chase below.
See the best credit card offers from Chase below.
CreditCards.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCards.com does not include the entire universe of available financial or credit offers.
Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
If you want a credit card with superior travel rewards, excellent cash back or a waived balance transfer fee, Chase offers that and more. While part of a full-service national bank, the company also issues about two dozen cards with a host of features and benefits. Here, we look at:
JPMorgan Chase Bank N.A., or Chase Bank, is a national bank and credit card issuer. That means the company grants cards to qualifying consumers. It partners with two networks, which process charges made at retailers. The primary networks are Visa and Mastercard. Most Chase credit cards are Visa cards, except the IHG Rewards Club Select, which is a Mastercard.
Chase credit cards are best known for their generous sign-up bonuses and boosted redemption travel rewards. In some cases, such as the Sapphire and Freedom cards, products can be partnered to fully use the Ultimate Rewards portal. A good to excellent credit score is typically needed for this brand, with its portfolio of business, cashback, travel and balance transfer products.
Chase credit cards can be used internationally in most locations. Along with rewards that come with travel and dining in the U.S., some Chase cards reward you for foreign travel. Also, in the case of such cards as the Sapphire products, there is no foreign transaction fee, which applies to both foreign travel and foreign purchases.
While in theory there is no limit to the number of Chase cards you can hold, the Chase 5/24 rule requires that you not open more than 5 cards of all issuers in a 24-month period. There are reported exceptions to this rule:
|Rewards & Benefits||Chase Sapphire Preferred||Chase Sapphire Reserve|
|Sign-up Bonus||50k pts, $4,000/3-mth spend||50k pts, $4,000/3-mth spend|
|Ongoing rewards||2X pts worldwide travel, dining||3X pts worldwide travel, dining|
|Annual fee||$95 waived first year||$450|
|Travel redemption, Ultimate Rewards||25% more||50% more|
|Foreign transaction fee||None||None|
|Annual credit||None||$300 for travel purchases|
|Global Entry/TSA Pre-Check credit||None||None|
|Airport lounge access||None||Yes|
|Rental Car privileges||None||Yes|
|Select complimentary hotel upgrades||Yes||Yes|
|Travel & purchase coverage||Yes||Yes|
Chase products are among the best in the credit card business, whether you are looking at business cards or personal cards. That’s because the redemption rewards can be superior, depending on the card you use. Also, sign-up bonuses are lucrative, benefits are excellent and ongoing rewards are rich.
Chase Ultimate Rewards. These are the points that you earn by spending on certain categories with your Chase credit card. Read below for information on redeeming your Chase Ultimate Rewards.
You can redeem your Chase points for a number of rewards, including travel, gift cards, Amazon.com purchases, Chase Pay purchases and more. However, all points aren’t equal. For example, with the Chase Sapphire cards and the Ink Business Preferred, you can get $0.0125-$0.015 more on travel redemptions through Chase Ultimate Rewards, while points used on Amazon purchases only redeem at $0.008.
Chase counts travel as such purchases from airlines, hotels, rental car agencies, timeshares, campgrounds, parking lots and garages, toll bridges and highways, taxis, and trains. Dining is considered everything from fast dining to fine dining, but it may not include such merchants as casinos or stadiums.
See the online credit card applications for details about the terms and conditions of an offer. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.
* For additional rates, fees and costs see issuer's website for detailed pricing and terms.