Chase Ultimate Rewards transfer partners

Serious about maximizing your Chase Ultimate Rewards points? You’ll want to take a deep dive into Chase’s list of travel partners.

If you own a premium Ultimate Rewards card, including the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® and Ink Business Preferred® Credit Card, you have the option to transfer points to 14 outside loyalty programs – including 11 airline partners and three hotel partners – at various rates. This list includes several major airlines – such as United and Southwest Airlines – giving you a lot of options for travel.

Ultimate Rewards travel partners

Once you transfer your Ultimate Rewards points to an outside loyalty program, you are subject to the rules, fees and price charts of that program. Unlike the Ultimate Rewards portal, which doesn’t enforce any seating limitations, you may also have to deal with blackout dates and other limitations on rewards seats.

You’ll want to take extra care to check availability before you transfer your points – since your point transfer is nonreversible, you may find yourself stuck if the seat disappears before you have a chance to book your rewards flight.

Airline alliances can take you almost anywhere

Your flight options extend beyond the list of airlines partners above. Several of Chase’s airline partners are part of an airline alliance, giving you access to an even wider network of airlines. Using the rewards charts and rules of a particular airline’s loyalty program, you can use your points to book flights on any of the partners within that airline’s alliance.

Ultimate Rewards airline alliances

These alliances cover most of the world’s airlines, which means you have the potential to find rewards seats practically any place you want to travel.

Learn the guidelines for each transfer partner

Finding the best partner to transfer your points to can be a tricky affair. Not only do you have to deal with blackout dates, seating limitations and complicated rewards charts, but loyalty programs (especially airline programs) often come with a dense list of guidelines that limit how you can use your rewards.

You’ll need to familiarize yourself with the ins and outs of each program – for example, whether you can book one-way and open-jaw tickets, routing restrictions, hidden costs and fees (many airlines include fuel surcharges that can equal the cost of your airfare) – to find the best value for your rewards.