Drury Gold Key Club credit card from Commerce Bank review

Drury Gold Key Club credit card from Commerce Bank review

Updated: March 8, 2021
Updated: March 8, 2021
Ratings Policy
Rewards Rating:
2.9 rating
2.9 rating
2.9 / 5
Rewards Value:2.2
Annual Percentage Rate:4.5
Rewards Flexibility:3.7
Customer Experience2.4

In a Nutshell:

The Drury Gold Key Club card offers frequent Drury guests a generous point bonus on hotel stays, a decent APR and a good sign-up bonus in the card’s first year, but you may not get much use out of the card if you don’t travel relatively frequently.

Rewards Rate

  • 5 points per dollar on Drury Hotel stays
  • 1 point per dollar on other purchases

Sign-up Bonus
15,000 points after first purchase in 90 days


Annual Bonus


Annual Fee


Average Yearly Rewards Value ($1,325 monthly spend)


16.49% (variable)


Rewards Redemption

  • Points don’t expire as long as card is used every 18 months
  • No blackout dates
  • Free cancellation of rewards reservations
  • VIP benefits are available on an award stay


  • Limited number of properties
  • Poor values for redemptions other than rewards stays
Very Good

Customer Experience

  • Consumer Reports rating: 89 (24% of issuers ranked higher)
  • 24/7 customer service?: No
  • Online chat available?: No
  • Google Play Store mobile app rating: 3.9/5
  • Apple Store mobile app rating: 4.6/5

Other Notable Features: Best room available upon check-in; early check-in and late check-out; complimentary room upgrades; MasterCard World Elite benefits; concierge service; lost luggage insurance; travel assistance; car rental insurance; VIP events and experiences; discounts on hotels, car rentals, vacation packages and cruises

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If you stay at Drury frequently or are considering using it in the future for your travels, you can get benefits that are pretty nice for no fee. The card includes a sign-up bonus with no spending requirement, and that covers a free stay for up to two nights. The card also gives you additional VIP perks, such as complimentary room upgrades, early check-in, late check-out and more.

15,000-point sign-up bonus

You receive 15,000 bonus points simply for signing up and making a purchase with the card within the first 90 days. It’s not a spectacular bonus, but you can get up to two free hotel nights out of it. Since the card carries no annual fee, there’s not much risk in signing up for a complimentary hotel stay.

Fair earning scheme

You get five points per dollar on your stay at Drury properties – 15 points total once you factor in Gold Key Club base points. This amounts to a fairly high earning rate for a hotel card. If you are a frequent guest of Drury hotels and want to earn a lot of points toward a free hotel stay with Drury, you can use the Drury Rewards Visa as your go-to card for most of your purchases to earn point quickly.

Limited redemption options

The redemption options with this card are very limited. While the card does include options for gift cards and cruises, you have a limited selection from which to choose. You can also exchange your points for miles on American Airlines and United Airlines, but the exchange rate is low. You are mostly limited to redeeming your points for stays at Drury Hotels within a limited geographic range of 21 states. If you plan to travel elsewhere or wish to use another hotel chain, you will have a hard time redeeming points.

On the plus side, redemption starts at just 7,500 points per night. But most hotels, especially in more popular locations, are priced at 15,000-50,000 points.

A better-than-average hotel with good VIP benefits

Drury Hotels is a pet-friendly, limited-service hotel chain that offers a lot of perks to all guests, such as free hot breakfast, free soft drinks, free late afternoon snacks and beverages, and free Internet.

The Drury Gold Key Club credit card entitles you to some great VIP benefits, such as access to the best room available within your booking category, early check-in and late check-out, and free room upgrades.

Why get the Drury Gold Key Club card?

  • You frequently stay at Drury Hotels.
  • You frequently travel in or to the geographical area served by the chain.

How to use the Drury Gold Key Club card:

  • Make sure to make a purchase within the first 90 days in order to get the bonus.
  • Use the card for all of Drury purchases, but use other higher-earning rewards cards for all other purchases.
  • Do not use the card abroad if you do not want to incur the foreign transaction fee.

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