Visa Credit Cards
Visa offers a secure, safe, and convenient network. From travel cards to rewards cards for business, Visa has a variety of credit cards for different spending habits. Find unique card benefits to fit your needs, from a variety of issuers. Here are the best Visa credit cards from our partners.
See the best Visa credit card offers from our partners below.
CreditCards.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. CreditCards.com does not include the entire universe of available financial or credit offers.
Chase Sapphire Preferred® Card
7,668 customer reviews
Excellent/Good
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
- Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
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Capital One® Venture® Rewards Credit Card
Excellent, Good
- Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
- Earn unlimited 2X miles per dollar on every purchase, every day
- New! Earn 10 miles per dollar on hotels when you pay with your Venture card at hotels.com/venture; learn more at hotels.com/venture
- Fly any airline, stay at any hotel, anytime
- Travel when you want with no blackout dates
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- No foreign transaction fees
- $0 intro annual fee for the first year; $95 after that
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Chase Freedom Unlimited®
9,179 customer reviews
Excellent/Good
- Unlimited 1.5% cash back on every purchase — it's automatic
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
- Free credit score, updated weekly with Credit Journey℠
- No annual fee
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Capital One® VentureOne® Rewards Credit Card
Excellent, Good
- Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
- New! Earn 10 miles per dollar on hotels when you pay with your VentureOne card at hotels.com/venture; learn more at hotels.com/venture
- Fly any airline, stay at any hotel, anytime
- Enjoy a low intro APR on purchases for 12 months; 13.49%-23.49% variable APR after that
- Travel when you want with no blackout dates
- No foreign transaction fees
- Miles won't expire for the life of the account and there's no limit to how many you can earn
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Wells Fargo Cash Wise Visa® Card
Excellent/Good
- Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
- Earn unlimited 1.5% cash rewards on purchases
- Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
- No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
- 0% Intro APR for 12 months on purchases and balance transfers, then a 14.49%-26.49% variable APR; balance transfer fees apply
- $0 Annual Fee
- Select "Apply Now" to learn more about the product features, terms, and conditions
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Chase Freedom®
14,163 customer reviews
Excellent/Good
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
- Enjoy new 5% categories each quarter
- Unlimited 1% cash back on all other purchases - it's automatic
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
- Free credit score, updated weekly with Credit Journey℠
- No annual fee
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Capital One® Quicksilver® Cash Rewards Credit Card
Excellent, Good
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 9 months; 14.49%-24.49% variable APR after that
- Balance transfers also have a 0% intro APR for 9 months; 14.49%-24.49% variable APR after that; a 3% fee applies to each balance transferred
- Pay no annual fee or foreign transaction fees
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U.S. Bank Cash+™ Visa Signature® Card
Excellent Credit
- New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
- 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.
- 2% cash back on your choice of one everyday category, like gas or groceries.
- 1% cash back on all other eligible net purchases.
- No limit on total cash back earned.
- 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 15.49% - 24.49%
- No annual fee
- Great Offer for Customers of U.S. Bank, a 2017 World's Most Ethical Company® - Ethisphere Institute, March 2017
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Wells Fargo Platinum Visa® Card
Excellent/Good
- 0% Intro APR for 15 months on purchases and balance transfers, then a 16.65%-26.49% variable APR; balance transfer fees apply
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
- Free access to your FICO® Credit Score with Wells Fargo Online®
- Zero Liability protection for promptly reported unauthorized transactions
- Convenient tools to help create a budget and manage your spending with My Money Map
- $0 Annual Fee
- Select "Apply Now" to learn more about the product features, terms, and conditions
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Chase Sapphire Reserve®
2,315 customer reviews
Excellent Credit
- Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
- Named a ‘Best Travel Credit Card for 2017’ by MONEY® Magazine
- 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. Plus, no foreign transaction fees
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
- Up to $100 application fee credit for Global Entry or TSA Pre✓®
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Comparing Visa Credit Card Offers
You likely think little about the labyrinthine system of payments and reimbursements that go into buying that Starbucks latte you grab every morning. See that little Visa logo on the front of your credit card? With it comes a contract that protects you every time you use the card.
Depending on the benefits tier you have on your Visa card, you can enjoy everything from an auto rental collision damage waiver to various travel insurance offers and extended warranties. Whichever card you end up picking, there are a number of things you need to know. Here, we look at:
- Best Visa credit cards
- What is Visa?
- Where is Visa accepted?
- Size
- Visa vs. Mastercard
- How to pick a Visa credit card
Whether you are trying to figure out which card network offers the best benefits or you want to know what to look for when picking out a Visa card, we can help.
Here are the best Visa credit cards of 2018:
After researching and analyzing over 3,400 credit card offers, here are our recommendations for the 10 best Visa credit cards right now. The Chase Sapphire Preferred and Capital One Venture Rewards Credit Card are at the top of our list and both great for travel. The Chase Freedom and Wells Fargo Cash Wise offer great cash back rewards. If you have average or limited credit history, the Capital One Quicksilver Cash Rewards Credit Card or the Wells Fargo Platinum Visa Card are both good options.
| Card | Best For: | Our Rating | Annual Fee |
|---|---|---|---|
| Chase Sapphire Preferred® Card | Flexible travel rewards | 4.3 / 5 | $95 waived first year |
| Capital One® Venture® Rewards Credit Card | Hotel bookings | 4.4 / 5 | $95 waived first year |
| Chase Freedom Unlimited® | Flat-rate cash back | 3.6 / 5 | $0 |
| Capital One® VentureOne® Rewards Credit Card | No annual fee | 3.6 / 5 | $0 |
| Wells Fargo Cash Wise Visa® Card | Cash back sign-up bonus | 3.5 / 5 | $0 |
| Chase Freedom® | Rotating bonus categories | 3.4 / 5 | $0 |
| Capital One® Quicksilver® Cash Rewards Credit Card | Average credit | 3.5 / 5 | $0 |
| U.S. Bank Cash+™ Visa Signature® Card | Choose your own bonus categories | 3.1 / 5 | $0 |
| Wells Fargo Platinum Visa® Card | Fair credit | N/A | $0 |
| Chase Sapphire Reserve® | Sign-up bonus | 4.8 / 5 | $450 |
What is Visa?
Launched in 1958, Visa is rivaled only by Mastercard as the leading card payment network. Unlike networks Discover and American Express, which also issue cards, Visa and Mastercard serve primarily as networks that connect cardholders and issuers with merchants. Issuers such as Chase and Barclaycard partner with Visa and Mastercard, with the network connecting to merchants and the issuer granting the card.
Where are Visa cards accepted? Are there limitations?
Visa cards are accepted in more than 200 territories and countries worldwide and 44 million merchants. An issuer generally can’t block all transactions from a specific location or merchant type, however, there are countrywide prohibitions in countries such as Iran, Sudan and Syria due to U.S. sanctions and other laws.
How big is Visa? How many Visa cards are there?
| The Facts | Description |
|---|---|
| Employees | 12,400+ |
| Headquarters | San Francisco |
| Merchant locations | 44 million |
| Cards | 3.1 billion |
| Currencies | 160 |
| 2016 payment volume | $6.3 trillion |
Source: Visa
Visa vs. Mastercard benefits
| Benefit | Visa Traditional | Mastercard Basic | Visa Signature | MasterCard World | Visa Infinite | MasterCard World Elite |
|---|---|---|---|---|---|---|
| 24-hour service | X | X | X | X | X | X |
| Lost or stolen card reporting | X | X | X | X | X | X |
| Emergency card replacement | X | X | X | X | X | X |
| Emergency cash disbursement | X | X | X | X | X | X |
| Auto rental collision damage waiver | X | X | X | |||
| Zero liability | X | X | X | X | X | X |
| Roadside dispatch | X | X | X | |||
| ID theft protection | X | X | X | |||
| Fuel rewards | X | X | X | |||
| Price protection | X | X | X | X | ||
| Extended warranty | X | X | X | X | X | |
| Year-end summary | X | X | ||||
| Travel, emergency assistance | X | X | ||||
| Return protection | X | X | ||||
| Purchase security | X | X | ||||
| Travel accident ins. | X | X | ||||
| Trip cancellation | X | X | X | |||
| Trip delay | X | X | ||||
| Lost luggage | X | X | ||||
| Free shipping | X | X | ||||
| Access to high-end rentals | X | X | X | X | ||
| Priceless® experiences | X | X | ||||
| 24/7 Concierge | X | X | X | |||
| Hotel stay/rate guarantee | X | X | ||||
| Travel deals | X | X | X | |||
| Airport concierge | X | X |
What to think about when picking out a Visa credit card
- Look at the benefits level. Visa cards basically come in 3 tiers: Basic, Signature or Infinite. Each has benefits that accumulate – so the Signature and Infinite cards have the Basic features and then some.
- Look at the card issuer’s benefits. For example, while you can’t get Lost Luggage Reimbursement a Visa Signature, you might be able to get them through the card’s issuer.
- Review the rewards. When looking at Visa cards, take a look at the rewards offered by the card issuer, such as sign-up bonuses and ongoing purchase rewards.
- Study the annual fee. The card issuer may impose an annual fee, but it might be worth your while, depending on which Visa tier it has and what rewards the issuer offers.
See the online credit card applications for details about the terms and conditions of an offer. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.
* For additional rates, fees and costs see issuer's website for detailed pricing and terms.