BACK

Rewards Programs

Capital One No Hassle Rewards — looking out for you

Summary

The benefits and rewards of using a Capital One No Hassle Rewards card.

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

You’ve probably seen the commercials recently with a not-so-effective guardian angel trying to look after a person while they experience ongoing accidents and pain.  But, when it really is important \u2014 as in when the person is about to use the wrong credit card to pay for something \u2014 the angel saves the day by ensuring the credit card cardholder uses their Capital One No Hassle Rewards Visa card.

Compare Reward Credit Cards

Yes, it’s kind of corny, but also quite amusing.  And it does put a spotlight on the fact that Capital One tries to look after their cardholders with exceptional credit card rewards and true no-hassle features.  Features like a flat 2 percent cash back on all purchases made at supermarkets, drugstores, restaurants, and gas stations and a full 1 percent cash back on all other purchases.  None of those tiered rewards would qualify as “No Hassle” to Capital One.

Another Capital One No Hassle feature involves being able to redeem rewards earned on the card for more than just cash, including merchandise, gift certificates and free airline travel.

Capital One has also run separate television commercial campaigns that portray other card issuers in an amusing light.  Whether it is David Spade pretending to always say “no” to those cardholders trying to redeem their airline credit card reward miles, or the attacking hordes of barbarians (i.e. other issuers) asking “What’s in Your Wallet?,” Capital One doesn’t pull many punches.

The truth is that many issuers feature great credit card reward programs that provide strong cash back, rewards and airline mile programs.  However, Capital One has been smart to try to tap into common consumer perceptions regarding the credit card industry as a whole and position themselves as the remedy to all the hassles.  Hence the birth of their No Hassle Rewards and No Hassle Miles programs, which have been so successful.

If you happen to be in the market for an unusually good cash back reward program or perhaps a superior airline rewards credit card, the Capital One No Hassle Rewards or No Hassle Miles cards might be for you.

To comment on this story, write Editors@CreditCards.com.

More credit card news.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

What’s up next?

In Rewards Programs

Selecting the best cash back credit card

Selecting the best cash back credit card involves consumer research. Do yours at CreditCards.com.

See more stories
Credit Card Rate Report Updated: September 16th, 2020
Business
13.91%
Airline
15.48%
Cash Back
15.94%
Reward
15.78%
Student
16.12%

Questions or comments?

Contact us

Editorial corrections policies

Learn more

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

The editorial content on CreditCards.com is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company’s business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.