Best Credit Cards for January 2018 From Our Partners

Looking for the best credit cards? You’re in the right place. Whether you want cash back, rewards, miles, low interest or no annual fee, our experts have collected the top credit card offers from our partners in one place. Check them out below and keep coming back - this list is updated monthly.

See offers from our partners below.

Top Travel & Airline Credit Card

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  APPLY ONLINE

at Capital One's
secure site

Credit Needed
Excellent, Good
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
  • Get a metal Venture Card when you apply today
  • See additional Capital One® Venture® Rewards Credit Card details
 APPLY NOW

at Capital One's
secure site

  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    14.24% - 24.24% (Variable)
    Annual Fee
    $0 intro for first year; $95 after that
    Credit Needed
    Excellent, Good

Top Cash Back Credit Card for Flat-Rate Reward

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  APPLY ONLINE

at Chase's
secure site

Credit Needed
Excellent/Good
  • Unlimited 1.5% cash back on every purchase — it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.24-24.99%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
  • See additional Chase Freedom Unlimited® details
 APPLY NOW

at Chase's
secure site

  • Purchases Intro APR
    0% Intro APR on Purchases for 15 months
    Balance Transfers Intro APR
    0% Intro APR on Balance Transfers for 15 months
    Regular APR
    16.24% - 24.99% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good

Top Cash Back Credit Card for Everyday Spending

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  APPLY ONLINE

at American Express's
secure site

 APPLY BY PHONE
Credit Needed
Excellent, Good
  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • No annual fee.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.24% to 25.24%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
  • See additional Blue Cash Everyday® Card from American Express details
 APPLY NOW

at American Express's
secure site

or call American Express at
877-915-6432


  • Purchases Intro APR
    0% on Purchases for 15 months
    Balance Transfers Intro APR
    0% on Balance Transfers for 15 months
    Regular APR
    14.24%-25.24% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent, Good

Top No Annual Fee Credit Card

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  APPLY ONLINE

at Capital One's
secure site

Credit Needed
Excellent, Good
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 13.24%-23.24% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • See additional Capital One® VentureOne® Rewards Credit Card details
 APPLY NOW

at Capital One's
secure site

  • Purchases Intro APR
    0% intro on purchases for 12 months
    Balance Transfers Intro APR
    N/A
    Regular APR
    13.24% - 23.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent, Good

Top Rewards Credit Card

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  APPLY ONLINE

at Chase's
secure site

Credit Needed
Excellent/Good
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
  • See additional Chase Sapphire Preferred® Card details
 APPLY NOW

at Chase's
secure site

  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    17.24% - 24.24% Variable
    Annual Fee
    $0 Intro for the First Year, then $95
    Credit Needed
    Excellent/Good

Top Balance Transfer Credit Card

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  APPLY ONLINE

at Citi's
secure site

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that the variable APR will be 14.24% - 24.24%, based on your creditworthiness*
  • 0% Intro APR on purchases for 12 months from date of account opening. After that the variable APR will be 14.24% - 24.24%, based on your creditworthiness*
  • If you transfer a balance after the 0% Intro purchase APR expires, new purchases and unpaid purchase balances will automatically accrue interest until all balances, including the transferred balance, are paid in full
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
  • Free access to FICO® Scores*
  • See additional Citi® Diamond Preferred® Card details
 APPLY NOW

at Citi's
secure site

or call Citi at
877-342-7930


  • Purchases Intro APR
    0%* for 12 months on Purchases*
    Balance Transfers Intro APR
    0%* for 21 months on Balance Transfers*
    Regular APR
    14.24% - 24.24%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent/Good

Top 0% APR Credit Card

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  APPLY ONLINE

at Chase's
secure site

Credit Needed
Excellent/Good
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.24-24.99%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
  • See additional Chase Freedom® details
 APPLY NOW

at Chase's
secure site

  • Purchases Intro APR
    0% Intro APR on Purchases for 15 months
    Balance Transfers Intro APR
    0% Intro APR on Balance Transfers for 15 months
    Regular APR
    16.24% - 24.99% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good

Top Low Interest Credit Card

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  APPLY ONLINE

at Discover's
secure site

Credit Needed
Excellent/Good
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Earn 1% cash back on all other purchases.
  • Intro Offer: Discover will match all the cash back earned at the end of your first year, automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • Use your rewards instantly at Amazon.com checkout.
  • No annual fee.
  • See additional Discover it® Cashback Match™ details
 APPLY NOW

at Discover's
secure site

  • Purchases Intro APR
    0% for 14 months
    Balance Transfers Intro APR
    0% for 14 months
    Regular APR
    12.24% - 24.24% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good

Top Business Credit Card

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  APPLY ONLINE

at Capital One's
secure site

Credit Needed
Excellent, Good
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $95 after that
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • Get employee cards at no additional cost, and earn rewards from their business spend
  • See additional Capital One® Spark® Cash for Business details
 APPLY NOW

at Capital One's
secure site

  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    18.24% (Variable)
    Annual Fee
    $0 intro for first year; $95 after that
    Credit Needed
    Excellent, Good

Top Limited Time Offer

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  APPLY ONLINE

at Citi's
secure site

Credit Needed
Excellent/Good
  • For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines flights*
  • No Foreign Transaction Fees on purchases1
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back — up to 10,000 AAdvantage® miles each calendar year*
  • See additional Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® details
 APPLY NOW

at Citi's
secure site

  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    17.24% - 25.24%* (Variable)
    Annual Fee
    $95, waived for first 12 months*
    Credit Needed
    Excellent/Good

Top No Foreign Transaction Fee Credit Card

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  APPLY ONLINE

at Capital One's
secure site

Credit Needed
Excellent, Good
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 14.24%-24.24% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 14.24%-24.24% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • See additional Capital One® Quicksilver® Cash Rewards Credit Card details
 APPLY NOW

at Capital One's
secure site

  • Purchases Intro APR
    0% intro on purchases for 9 months
    Balance Transfers Intro APR
    0% intro on balance transfers for 9 months
    Regular APR
    14.24% - 24.24% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent, Good

Top Fair Credit Credit Card

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  APPLY ONLINE

at Chase's
secure site

Credit Needed
Excellent/Good
  • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • See monthly updates to your FICO® Score and the reasons behind your score for free
  • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee
  • See additional Chase Slate® details
 APPLY NOW

at Chase's
secure site

  • Purchases Intro APR
    0% Intro APR on Purchases for 15 months
    Balance Transfers Intro APR
    0% Intro APR on Balance Transfers for 15 months
    Regular APR
    16.24% - 24.99% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent/Good

Top Unsecured Credit Card for Bad Credit

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  APPLY ONLINE

at Credit One Bank's
secure site

Credit Needed
Bad Credit
  • No security deposit required. Get a 100% unsecured card that can help grow and build credit.
  • Focused on growing or rebuilding your credit? We report account activity to all three major credit bureaus each month to help keep your credit score up-to-date.
  • Find out if you're Pre-Qualified without harming your credit score. It's fast, easy, and secure.
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
  • Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge
  • Stay in-the-know about your account with custom email and text alerts that remind you of your payment due date, notify you when a payment posts, or warn you if your available credit runs low
  • Show off your style with a premium card design, a fee may apply.
  • See additional Credit One Bank® Unsecured Platinum Visa® details
 APPLY NOW

at Credit One Bank's
secure site

  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    16.99% - 24.99% Variable
    Annual Fee
    $0 - $99
    Credit Needed
    Bad Credit

Top Secured Credit Card for Bad Credit

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  APPLY ONLINE

at Discover's
secure site

Credit Needed
Fair/New to Credit
  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • Your Secured Credit Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line.
  • You will need to provide your bank information when submitting your security deposit.
  • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • New! Receive Free Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • See additional Discover it® Secured Card details
 APPLY NOW

at Discover's
secure site

  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    10.99% for 6 months
    Regular APR
    24.24% Variable
    Annual Fee
    $0
    Credit Needed
    Fair/New to Credit

Top Student Credit Card

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  APPLY ONLINE

at Discover's
secure site

Credit Needed
Fair Credit
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter-no sign-ups needed. Plus, 1% cash back on all other purchases.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • New! Receive Free Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.24% - 23.24%.
  • See additional Discover it® chrome for Students details
 APPLY NOW

at Discover's
secure site

  • Purchases Intro APR
    0% for 6 months
    Balance Transfers Intro APR
    10.99% for 6 months
    Regular APR
    14.24% - 23.24% Variable
    Annual Fee
    $0
    Credit Needed
    Fair Credit
Show More Results


Finding the Best Credit Cards for You

Updated: January 16, 2018

CreditCards.com's best credit cards

  • Capital One® Venture® Rewards Card - Travel Rewards
  • Chase Freedom Unlimited® - Flat-rate Rewards
  • Blue Cash Everyday® Card from American Express - Everyday Spending
  • Capital One® VentureOne® Rewards Card - No Annual Fee
  • Chase Sapphire Preferred® Card - Overall Rewards
  • Chase Freedom® - 0% Intro APR
  • Discover it® Cashback Match™ - Low Interest
  • Capital One® Spark® Cash for Business - Business
  • Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® - Signup Bonus
  • Chase Slate® - Fair Credit
  • Credit One Bank® Unsecured Visa® - Bad Credit
  • Discover it® Secured Card - Bad Credit
  • Discover it® chrome for Students - Students

Making the most of your credit cards

Balance transfer. Cash back. Travel. Business. With dozens of categories and hundreds of cards to choose from, your credit card options can seem endless.

But which is the best? It actually depends on what you want out of your card. Here, we walk you through the best travel cards, depending on your goals, as well as other data points you’ll need to know:

  • 6 Qs to make the most of your credit cards
  • Best credit cards for travel
  • Most valuable rewards you can get with your credit card
  • Best features for cashback cards vs. travel cards
  • Best spending habits for cash back vs. travel
  • Best fee-based benefits you can get with your credit card

Here’s what you need to know:

6 Qs to make the most out of your credit cards

  1. How will you spend on your card? Figure out if you are a big foodie, always going to new restaurants or buying groceries, or if you like to max out your points on rotating categories.
  2. How will you pay on your card? If you feel certain you can pay in full each month, a rewards card is a great choice, because you’ll be saving on interest fees. If you need to get a handle on your debt and you are ready to pay down on your balance, look at a balance transfer card.
  3. How will you save on your card? Look at whether you will actually use the points or miles your card gives you. If you aren’t loyal to a specific brand, a general purpose travel card is best. If you want statement credits, look at cashback cards.
  4. What’s the worst thing you can do with your card? If you forget to pay your bill on time, it’s a promise you’ll set back your credit score, possibly to a lower tier.
  5. What’s the best thing you can do with your card? If you pay in full and on time each month, putting at least a small charge on it, your credit score can get an incredible boost within a few short months.
  6. What’s the best thing you can do with your card (Part II)? Spend as much as you can on your card (only what you were going to spend anyway and if you have the money to pay it back by the due date) to maximize your rewards earnings.

Best credit cards for travel

  • For free checked bags. This can bring significant savings for a family. A first checked bag can be free for you and up to four companions on the same reservation through the Citi/AAdvantage Platinum Select World Elite Mastercard.
  • For annual travel credit. With the Chase Sapphire Reserve, you can get up to a $300 credit each year. It can be used as reimbursement for travel purchases charged to your account each anniversary year.
  • For global access to airport lounges. Thousands of lounges in hundreds of countries are available to you. For example, with the Chase Sapphire Reserve, you can have access to 1,000+ airport lounges worldwide after a one-time enrollment in Priority Pass Select.
  • For Global Entry or TSA PreCheck. This little-known credit is great for the world traveler. With the Sapphire Reserve, you can get up to a $100 application fee credit.
  • For preferred boarding. For example, get preferred boarding on American Airlines flights on Citi/AAdvantage Platinum Select.
  • For up to $200 for Uber rides annually. The Platinum Card from American Express offers this for the basic card member.
  • For complimentary breakfast for two. You can also get early check-in and late check-out, as well as other benefits. With The Platinum Card from American Express, you can get up to a $550 value in complimentary benefits with Fine Hotels & Resorts.
  • For no blackout dates. The Capital One Venture Rewards also allows you to fly any airline and stay at any hotel.
  • For flexibility. Earn 2X miles on most purchases with the Barclaycard Arrival Plus, with redemptions on most travel.

Most valuable rewards you can get with your credit card

  1. Sign-up bonus. As a new cardholder, you can earn hundreds of dollars after a required spend.
  2. Purchase rewards in miles, points or cash back. With a card that suits your spending habits, you can earn back credits worth hundreds.
  3. Points for travel, gift cards, merchandise or entertainment. Rather than a statement credit, get gift cards and more.
  4. Percentage boost for use of issuer’s travel portal. Some cards reward you for using the card issuer’s travel portal to do your travel shopping.
  5. Special benefits. At member hotels, you can get such benefits as early check-in and late check-out, as well as free breakfast and room upgrades.
  6. Access to special events. Some cards give you access to sporting, theater and dining events, as well as other experiences.

Best spending habits for cash back vs. travel

Cash Back Travel
If flat rate, good for general spending If flat rate, good for general spending
If by category, good for maxing out specific spending Good for travel and restaurant spending
If no annual fee, ideal for moderate spending Ideal for aggressive spending
Best if paid off each month Best if paid off each month

Best features for cashback cards vs. travel cards

Cash Back Cards Travel Cards
Rewards through statement credit Might reward through travel portal
Many have no annual fee Often with annual fee that can be waived
May have cash sign-up bonus Often has points or miles sign-up bonus
Can have high quarterly categories May have permanent, rich categories
Might have flat cashback rate Might have flat points or miles rate

Best fee-based benefits you can get with your credit card

  1. No balance transfer fee. A rare but valuable offer, this benefit makes your balance transfer savings that much richer.
  2. No foreign transaction fee. Increasingly, more card issuers are offering this feature.
  3. No annual fee. A number of rewards cards offer no annual fee, saving you that much more money on your rewards.

How to find your credit score

Lenders make a ruling on your creditworthiness based on your credit score. It’s how they decide which lending products to give you. Here are some ways to access your score:

  1. Get your Vantage Score for free through creditcards.com. Vantage follows 6 criteria, including on-time payments and available credit. You can also get your TransUnion credit report free through creditcards.com.
  2. Enjoy getting your score for free. Many credit card issuers offer free access to your credit score as a benefit of holding one of their cards. If this is a deal-breaker, find out which cards you are looking at might offer credit scores. Many offer the score once a month.
  3. Access your FICO score. The dominant scoring model, FICO sells its scores for about $20 each. There are three scores available, one for each of the major credit bureaus – TransUnion, Experian and Equifax. There is no need to check all three simultaneously.

How many credit cards should I hold?

Ideally, you should hold at least 2 credit cards, each from a different, major network (American Express, Visa, Mastercard or Discover). According to a 2017 Experian survey, the average American holds almost 4 cards, and 62% reported having between 1 and 5 cards. (Experian is one of the 3 major credit bureaus.) And according to dominant scoring model FICO, “high achievers” (Americans with a score of 785 or above) possess an average of 7 credit cards, based on a 2012 report. What’s best for you? It depends on your rewards needs and how many you can manage at once. You don’t want so many that you forget a bill, for example. Yet, you want to maximize rewards by having cashback or travel cards that you will actually use, potentially saving hundreds, even thousands of dollars a year.

Recap: Our Best Credit Cards for January 2018

Best Card Use Card Why We Like It Annual Fee
Travel Rewards Capital One® Venture® Rewards Card Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening. Introductory Annual Fee of $0 the first year, then $95
Flat-Rate Rewards Chase Freedom Unlimited® Earn unlimited 1.5% cash back on every purchase. $0
Everyday Spending Blue Cash Everyday® Card from American Express Earn 3% cash back at U.S. supermarkets up to $6,000 per year, 2% cash back at U.S. gas stations and departments stores, unlimited 1% cash back on all other purchases. $0
No Annual Fee Capital One® VentureOne® Rewards Card Earn unlimited 1.25 miles per dollar on every purchase and pay no annual fee. $0
Overall Rewards Chase Sapphire Preferred® Card Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Introductory Annual Fee of $0 the first year, then $95
0% Intro APR on New Purchases Chase Freedom® 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 16.24% - 24.99%* based on your creditworthiness. $0
Low Interest Discover it® Cashback Match™ Discover will match all the cash back earned at the end of your first year, automatically. $0
Business Capital One® Spark® Cash for Business Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business. Introductory Annual Fee of $0 the first year, then $95
Limited Time Signup Bonus Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® For a limited time, earn 60,000 bonus miles after $3,000 in purchases within the first 3 months of account opening. $95, waived for the first year
Fair Credit Applicants Chase Slate® 0% Introductory APR for 15 months on purchases and balance transfers, $0 balance transfer fee for transfers made in the first 60 days of account opening. $0
Unsecured Credit Card for Bad Credit Applicants Credit One Bank® Unsecured Visa® Get 3x points in the category of your choice, plus a welcome offer of 50,000 Membership Rewards® points after you spend $5,000 in the first 3 months after account opening. $0 - $99
Secured Card for Bad Credit Applicants Discover it® Secured Card No annual fee and it helps you build your credit responsibly. $0
Student Applicants Discover it® chrome for Students Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years. $0

Want to do more research?

Check out our credit card reviews where we break down specific benefits and rewards value for individual cards.