We've pulled together the best credit card offers from our partners across all our major categories into one easy list for you. To see more offers from a category, simply follow the link.
See offers from our partners below.
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at Credit One Bank's
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Updated: November 16, 2017
Used correctly, credit cards can help you build credit, save money and live a life of convenience.
Used incorrectly? Welcome to a life of never-ending debt, a substandard credit score and unnecessary stress.
But with the right tools, it doesn’t have to be that way.
We’ll walk you through:
Along the way, we’ll teach you what you need to know about credit building and how credit cards can bringer a richer life, whether through access to exclusive airport lounges or with 24/7 concierge service.
Here’s what you need to know.
Your credit score is the grade lenders use to assess your creditworthiness. There are several ways to get your score:
Ideally, you should hold at least 2 credit cards, each from a different, major network (American Express, Visa, Mastercard or Discover). According to a 2016 Experian survey, the average American owns 2.35 cards. (Experian is one of the 3 major credit bureaus.) And according to dominant scoring model, “high achievers” (Americans with a score of 750 or above) possess an average of 7 credit cards. What’s best for you? It depends on your rewards needs and how many you can manage at once. You don’t want so many that you forget a bill, for example. Yet, you want to maximize rewards by having cashback or travel cards that you will actually use, potentially saving hundreds of dollars a year.
|Best Card Use||Card||Why We Like It||Annual Fee|
|Travel Rewards||Chase Sapphire Preferred® Card||Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.||Introductory Annual Fee of $0 the first year, then $95|
|No Annual Fee||Chase Freedom® Unlimited||Earn unlimited 1.5% cash back on every purchase.||$0|
|Cash Back||Bank of America® Cash Rewards Credit Card||Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.||$0|
|Earning Rewards||Chase Freedom®||Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate & unlimited 1% cash back on all other purchases.||$0|
|Flate-Rate Rewards||Wells Fargo Cash Wise Visa® Card||Unlimited 1.5% cash back and a $200 bonus after spending $1,000 in the first 3 months after account opening.||$0|
|Balance Transfers||Citi® Diamond Preferred® Card||Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.99%-23.99% based upon your creditworthiness.||$0|
|0% Intro APR on New Purchases||Citi Simplicity® Card||0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 14.99% - 24.99% based on your creditworthiness.||$0|
|No Foreign Transaction Fees||British Airways Visa Signature® Card||50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.||$95|
|Fair Credit Applicants||Discover it® Cashback Match™||Discover will match all the cash back earned at the end of your first year, automatically.||$0|
|Low Interest for Everyday Spending||Discover it®||Earn 5% cash back at Amazon.com and Target now through December 2017, on up to $1,500 in purchases when you activate. Plus, 1% cash back on all other purchases.||$0|
|Bonus Airline Miles||Alaska Airlines Visa Signature® Credit Card||Earn 30,000 bonus miles after $1,000 in purchases within the first 90 days of account opening, plus a limited time offer to buy one ticket and get one for just the taxes and fees.||$75|
|Business Signup Bonus||Ink Business Preferred Credit CardSM||Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.||$95|
|Flexible Business Rewards||The Business Gold Rewards Card from American Express OPEN||Get 3x points in the category of your choice, plus a welcome offer of 50,000 Membership Rewards® points after you spend $5,000 in the first 3 months after account opening.||Introductory Annual Fee of $0 the first year, then $175|
|Unsecured Card Bad Credit Applicants||Credit One Bank® Platinum Visa®||Find out if you Pre-Qualify without affecting your credit score.||$0 - $99|
|Secured Card Bad Credit Applicants||Capital One® Secured Mastercard®||No annual fee and it helps you build your credit responsibly.||$0|
|Student Applicants||Discover it® chrome for Students||Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.||$0|
Check out our credit card reviews where we break down specific benefits and rewards value for individual cards.