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- Intro Bonus
- Earn 20k bonus points You can earn 20k bonus points (a $200 value) when you spend $2,000 within 90 days of account opening. Offer valid for accounts applied for between 10/1/2026 - 12/31/2026
- Reward Rates
- 3X 3X points at supermarkets
- 3X 3X points on gas and transit
- 3X 3X points at restaurants
- 1X 1X points on everything else
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 14.15% - 18.00% Variable APR
- Annual Fee
- $0
Highlights
- You can earn 20k bonus points (a $200 value) when you spend $2,000 within 90 days of account opening. Offer valid for accounts applied for between 10/1/2026 - 12/31/2026.
- Maximize your everyday spending with 3X points at supermarkets, 3X points on gas and transit, 3X points at restaurants and 1X points on everything else.
- No annual fees, no balance transfer fees, no foreign transaction fees, no cash advance fees.
- No limit on rewards.
- Points can be redeemed for cash, travel, gift cards, and merchandise.