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Getting a Disney+ subscription? Pay with one of these cards

Make sure to set up your account with a card that offers plenty of rewards


Before you settle in front of the TV, soaking in the nostalgia of your favorite Disney films – do yourself a favor. Set up your payment for the service with a credit card that will earn you rewards on your purchases.

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Disney+ – the long-awaited streaming service combining all Disney, Pixar, ESPN and Marvel content – has lived up to its hype, offering fans a chance to stream all their favorite Disney movies and new original content. But here’s a question you might not have thought about – which credit card should you use to pay for your subscription?

Points and cash back on streaming service purchases have been an up-and-coming rewards category, but is Disney+ included in the list of qualifying merchants?

See related: Best credit cards for streaming services

We’ve scoped out rewards cards for the best rate on the service to help you decide which one to link to your account. That way, you can ensure you get top-notch rewards from your next binge.

Best cards for Disney+

There are several credit cards that offer bonus rewards on streaming service purchases, but only a couple have added Disney+ to their list of qualifying merchants so far.

The first is the Blue Cash Preferred® Card from American Express, which offers a generous 6 percent cash back rate on select U.S. streaming subscriptions, including Disney+. A yearly subscription to Disney+ costs $69.99 per year, so 6 percent cash back equates to $4.20 per year in cash back from the service alone. When combined with other qualifying subscriptions – not to mention the card’s generous rewards rate on U.S. supermarket and gas station purchases – the Blue Cash Preferred offers the best rewards you can get in this category.

See related: Best credit cards for Disney visits, stays, purchases

The Blue Cash Preferred card does come with an annual fee, however – meaning it might not make sense for your spending. Since streaming services likely don’t make up the majority of your budget, you should ensure the card’s rewards rate aligns with all of your spending – not just this one purchase.

The Chase Freedom® is another option. The card offers 5 percent cash back in rotating bonus categories that you must enroll in each quarter (on up to $1,500 in purchases per quarter, then 1 percent cash back). The Chase Freedom 2020 cash back calendar lists select streaming services (including Disney+), gas stations and phone, cable and internet services as bonus categories through Mar. 31, 2020. Once you’ve activated the category, you can score the bonus by setting the Freedom as your primary payment method in your Disney+ account.

Like with the Blue Cash Preferred, you should make sure the Chase Freedom card aligns with the rest of your spending before choosing it as your go-to card.

For those who don’t spend heavily enough in either of these cards’ other bonus categories, try a flat rate cash back card instead.

The Citi® Double Cash Card, for example, offers up to 2 percent cash back on all your purchases. You get 1 percent back on all your purchases (excluding gift cards) and an additional 1 percent back as you pay off those purchases. Though this rate is much lower than the Blue Cash Preferred card’s 6 percent and the Freedom’s 5 percent, the overall earning rate might make more sense for your spending.

Can you pay for Disney+ with a gift card?

Right now, you can only set up a credit card or PayPal as your Disney+ payment method. While the service might add the option to pay with Disney gift cards in the future, you’ll have to stick with a credit card for now.

Final thoughts

Before you settle in front of the TV, soaking in the nostalgia of your favorite Disney films – do yourself a favor. Set up your payment for the service with a credit card that will earn you rewards on your purchases. Then sit back and relax while you earn points or cash back as you stream.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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