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Coronavirus: Ultimate guide to limited-time credit card offers and promotions

From statement credits to temporary redemption options, these credit card issuers are finding new ways to support their customers

Summary

As the coronavirus has been affecting consumers’ spending habits, some credit cards issuers have launched limited-time offers to adjust to their needs. Here’s a list of all such promotions that are currently running.

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

The COVID-19 outbreak has created a lot of turmoil for financial institutions, businesses and consumers alike. To respond to a shift in spending patterns and assist customers, many credit card issuers have taken various measures, including deferring payments and providing other types of relief.

Some issuers have also launched limited time promotions on their rewards cards to allow their customers to earn and use rewards according to their new spending habits.

To help you navigate all the available offers credit card issuers launch to help you through this crisis, we’ve compiled an ongoing list that can help you stay informed. By using these offers, you can ensure your rewards credit card provides the maximum value even in these challenging times.

Issuers offering limited time promotions amid coronavirus

American Express

When it comes to assisting cardmembers during the outbreak, American Express has been staying ahead of the curve. Besides supporting customers through the Financial Relief Program, Amex has come up with limited time benefits and promotions to help cardmembers make the most of their cards. That includes statement credits on the things they need the most, rewards on the purchases consumers are making right now and extra time to earn a welcome bonus.

Statement and travel credits

  • From Aug. 1, 2020, through Dec. 31, 2021, earn a $200 travel credit on The Platinum Card® from American Express when you make an eligible purchase through American Express Travel. The offer will be available to cardholders who renew their card between April 1, 2020, and Dec. 31, 2020.
  • Get up to $320 in statement credits when using the Platinum Card or The Business Platinum Card® from American Express on select streaming and wireless telephone services purchased directly from U.S. service providers, up to $20 per month on each. Offer ends Dec. 31, 2020.
  • Get up to $80 in statement credits when using the American Express® Green Card to pay for wireless telephone services purchased directly from U.S. service providers, up to $10 per month. Offer ends Dec. 31, 2020.
  • Get up to $300 in statement credits with the Marriott Bonvoy Brilliant™ American Express® Card for eligible purchases at U.S. restaurants, including takeout and delivery. Offer runs from June through August 2020.
  • Get up to $200 in additional statement credits with the American Express Business Platinum for U.S. purchases with Dell – $100 in additional statement credits from May 1 through June 30, 2020, and up to $100 in additional statement credits between July 1 and Dec. 31, 2020.

Bonus rewards

  • Earn 4 miles per dollar at U.S. supermarkets with Delta SkyMiles personal credit cards from May through July 2020.
  • Earn 6 points per dollar with the Marriott Bonvoy Brilliant at U.S. supermarkets from May through July 2020.
  • Earn 12 points per dollar at U.S. supermarkets with the Hilton Honors American Express Surpass® Card and Hilton Honors American Express Aspire Card from May through July 2020.
  • With the Hilton Honors American Express Aspire Card, eligible purchases at U.S. restaurants, including takeout and delivery, will now qualify toward the $250 Hilton resort credit benefit. Offer runs from June through August 2020.

Intro bonus period extension

American Express is giving cardholders an additional three months to earn a welcome bonus. Accounts eligible for the extension include personal and business cards offering a welcome bonus approved between Dec. 1, 2019, and May 31, 2020.

Other promotions

American Express consumer and corporate cardholders can get a free year of Calm Premium ($69.99 value), plus half of the following year upon automatic renewal. The offer is available to cardmembers who don’t currently have an active Calm Premium subscription and ends on Sep. 30, 2020.

Bank of America

Besides offering payment deferrals, Bank of America is also giving its customers more time to earn a sign-up bonus.

Intro bonus period extension

Bank of America is offering an additional 90 days to earn a sign-up bonus on eligible accounts. New personal and small business credit card accounts opened between Jan. 1, 2020, and March 31, 2020, are eligible for the extension.

Capital One

Unlike other issuers that focused on helping members keep earning rewards, Capital One has decided to allow consumers to redeem their rewards in some of the most popular spending categories during the pandemic.

Limited time redemption options

Chase

Chase has taken multiple steps to ensure its offerings are adjusted to cardholders’ evolving needs. Besides launching a credit card relief program, the issuer is temporarily offering bonus rewards, a statement credit to help cardholders cover their annual fee and an intro bonus period extension.

Bonus rewards

Statement and travel credits

Sapphire Reserve cardholders whose cards have a renewal date between April 1 and July 1, 2020, will receive a $100 statement credit to help them cover the annual fee.

Intro bonus period extension

Chase is giving its cardholders an additional three months to earn a sign-up bonus. Accounts opened between Jan. 1, 2020, and March 31, 2020, are eligible for the offer.

Limited time redemption options

Chase United cardholders can now redeem United miles towards the annual membership fee on Chase United cards.

Citi

Citi cardholders who have been affected by the coronavirus pandemic can request assistance, such as waived payments and late fees. They can also count on having more time to earn their sign-up bonus and spend their travel credit on essentials and food.

Intro bonus period extension

Citi cardholders who applied for a new Citi credit card between Dec. 1, 2019, and May 31, 2020, will get an additional three months to meet the sign-up bonus spend requirements.

Statement and travel credits

Citi Prestige® cardholders can now use their annual $250 travel credit on supermarkets and restaurants through the end of 2020. Wholesales clubs and superstores are not included in this promotion, but it may cover grocery delivery services, as well as restaurant delivery services such as DoorDash and GrubHub.

Final thoughts

The COVID-19 outbreak has taken a toll on many consumers’ financial health. If you’re unsure if your credit card is worth keeping during this time, your issuer may be able to help you. Even if you haven’t found any special offers for your card on this list, contact your bank and see if it can offer a more personalized solution.

*All information about the Capital One Venture Rewards Credit Card, Capital One VentureOne Rewards Credit Card, Capital One Spark Miles for Business and Capital One Spark Miles Select for Business, as well as Chase Freedom, Chase Freedom Unlimited and Chase Freedom Student, has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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Credit Card Rate Report Updated: May 27th, 2020
Business
14.03%
Airline
15.50%
Cash Back
16.06%
Reward
15.82%
Student
16.05%

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