Summary
The new United Club℠ Infinite Card launched boasting a generous rewards rate and numerous perks for frequent flyers – but a steep annual fee.
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On March 16, 2020, Chase announced the launch of a new card for United flyers, called the United Club℠ Infinite Card. Along with the launch, Chase retired the United Club card, known for its premium travel benefits. Fortunately for those who prefer the airline, the new card will be a good alternative offering an even higher rewards rate – for a higher annual fee.
Indeed, the United Club Infinite card is currently offering a generous introductory offer of 100,000 bonus miles for those who spent $5,000 in the first three months. Read on to see if the card is a good fit based on your budget, spending habits and lifestyle.
 Why should you get this card? | Rewards rate:
Annual fee:
Other card benefits:
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The card does require a steep annual fee of $525. However, if United is your preferred airline, and you value comfort when traveling, the Chase United Club Infinite may be worth looking into. The high rewards rate and perks such as lounge access and priority boarding might easily offset the cost for you.
How does the new card compare to the United Club Card?
While the Chase United Club Card will no longer be available, the Chase United Club Infinite can be considered a strong replacement. Though the annual fee on the new card is higher, so is the rewards rate. Additionally, the United Club Infinite card introduces a few new perks, such as an up to $100 credit for TSA Precheck or Global Entry and a 25% discount on onboard purchases.
Note that the Chase United Club cardholders will not be automatically migrated to the new product. However, you may be eligible to call Chase and ask for a product change.
United Club Card vs. United Club Infinite Card
United Club℠ Infinite Card |
United Club Card |
Rewards:
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| Sign-up bonus: 100,000 miles after you spend $5,000 in the first 3 months | Sign-up bonus: 75,000 miles after you spend $3,000 in the first 3 months |
| Annual fee: $525 | Annual fee: $450 |
Benefits and perks:
| Benefits and perks:
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Compared to the retiring United Club Card, the Infinite Card makes it easier to rack up rewards. With the original Club card, you would get 2 miles per dollar on your United purchases, while the new card gives you double that. Moreover, you can take advantage of 2 miles per dollar on dining and all other travel even if you’re flying with a different airline. These positive changes can easily justify spending $75 more on the annual fee.
See related: How much are United miles worth?
As for the rewards rate on other purchases, it’s slightly lower on the Chase United Club Infinite – 1 mile per dollar compared to 1.5 miles per dollar on the United Club Card. That means that it might take you longer to earn rewards on your regular shopping. If you’re looking for a travel credit card that will reward you for everyday purchases, you might want to consider other options.
Is the new United Club Infinite Card right for you?
The United Club Infinite Card can be an excellent choice for any frequent United flyer who seeks premium travel benefits like lounge access and priority boarding. Its perks and high rewards rates can help offsetting the steep annual fee. However, if you consider yourself more of a casual traveler, it probably won’t make sense for you to pay $525 a year to maintain this card. Compare other travel card offers to make sure you get a credit card that fits your needs and budget.
See related: Which United Airlines credit card should you choose?
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