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Chase Freedom® Student card launches online applications

The bank’s first student card offers a flexible rewards program and educational tools


The Chase Freedom Student card, designed to support financial health for young adults, is now available for online applications.

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The Chase Freedom® Student, which launched in Chase branches last year, is now available for online applications. The card is designed for students to start earning rewards while improving their credit history and financial health. Students over 18 who are approved for the card will enjoy the following benefits:

1% cash back on every purchase

Cardholders will earn 1% cash back on every purchase they make, with no limit to how much they can earn. Once you’ve earned rewards, you can redeem them for cash back, travel, Apple purchases and much more.

$50 sign-up bonus

New cardholders are eligible to earn a $50 sign-up bonus after making their first purchase on the card within the first three months.

Good standing bonus

On top of a nice sign-up bonus, the Freedom Student card offers a $20 good standing reward on your account anniversary every year for the first five years – as long as your account is still open and in good standing.

Opportunities for credit limit increase

To help students improve their credit, the Freedom Student card automatically reviews accounts for a credit limit increase after five on-time payments in the first 10 months of account opening.

No annual fee

The Chase Freedom Student card will not charge an annual fee, so students can try it out without worrying about the cost.

The card is a part of a slate of tools from Chase designed to encourage financial independence in young adults.

Chase Freedom® Student

Chase Freedom Student card

Why should you get this card?  

With cash back on every purchase and reasonable interest rates, the Chase Freedom Student card is a great introduction to credit cards for fledgling cardholders.

Other things to know

  • 1% cash back on every purchase
  • $50 bonus when you make your first purchase within the first 3 months
  • $20 good-standing bonus each year on your card anniversary
  • No annual fee

A strong competitor among student cards

The Freedom Student card is Chase’s debut in the student card space, but it’s set to be a top competitor. While it is not the first student card to offer 1% back on every purchase, a flexible rewards redemption scheme and automatic review for a credit limit increase set the card apart from the pack.

For students eager to get started in the rewards card realm, the card offers a first step into one of the most valuable rewards programs – Chase Ultimate Rewards. Plus, it encourages new credit card holders to develop positive habits by rewarding on-time payments and good account standing.

Should you apply for the new Chase Freedom Student now?

For college students over 18 who are eager to start building credit and earning flexible rewards, the Chase Freedom Student can be a great introduction to credit cards. Plus, you can earn a nice sign-up bonus just for making your first purchase on the card in the first three months.

If you’d like to apply, you can now do it online or by visiting one of Chase branches.

All information about the Chase Freedom Student card has been collected independently by and has not been reviewed or provided by the card issuer.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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