Rewards card reviews

Rewards Credit Cards - Reviews

Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.

We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.

Learn more about our ratings process

AARP credit card from Chase review

AARP credit card from Chase

2.8 rating

With a high cash back rate on gas and restaurant purchases for no annual fee, the AARP credit card could be a great card to rotate into your wallet for your driving ventures.

Read full review


M&T Visa Signature card review

M&T Visa Signature card

2.8 rating

This inexpensive rewards card offers a fair amount of value cardholders who want affordable rewards without the fuss: In lieu of a costly and complicated rewards scheme, it offers a low APR and 1.5 percent cash back on every purchase.

View similar cash back cards

Read full review


U.S. Bank Cash+ Visa Signature Card review

U.S. Bank Cash+ Visa Signature Card

2 rating

For cardholders who don’t mind a hands-on approach to earning card rewards, the U.S. Bank Cash+ offers more choice and flexibility than most of its competitors as well as a decent amount of cash back on everyday purchases.

Read full review


State Farm Rewards Visa review

State Farm Rewards Visa

2.1 rating

The State Farm Rewards Visa encourages responsibility by making it easy for cardholders to put their rewards toward a mortgage or insurance payment, but its lackluster rewards scheme falls short of its competitors.

View similar rewards cards

Read full review


TD First Class Visa Signature credit card review

TD First Class Visa Signature credit card

2.5 rating

The TD First Class Visa Signature card offers an accessible sign-up bonus and triple points on dining and travel, but its below-average rewards rate makes it hard to justify the high annual fee.

Read full review


IHG Rewards Club Traveler Credit Card review

IHG Rewards Club Traveler Credit Card

2.7 rating

The IHG Rewards Club Traveler card is a decent card for IHG loyalists, but its lower annual fee doesn’t justify the lack of valuable perks.

Read full review


United TravelBank card from Chase review

United TravelBank card from Chase

2.7 rating

Though the United TravelBank card offers a good rewards rate for no annual fee, a traditional cash back card would probably be a better choice. This offer is no longer available.

Check out our Best Airline Credit Cards

Read full review


The Ultimate Cash Back card from Santander Bank review

The Ultimate Cash Back card from Santander Bank

2.5 rating

With a run-of-the-mill earning scheme and sign-up bonus, plus limited redemption options, the rewards program on the Santander Ultimate Cash Back Mastercard is far from impressive.

Read full review


U.S. Bank Altitude Reserve Card review

U.S. Bank Altitude Reserve Card

4 rating

Packed with lucrative benefits, the new U.S. Bank Altitude Reserve card offers more than enough value to make up for the card’s $400 annual fee – especially if you don’t mind using your phone to make many of your purchases. This offer is no longer available on our site. 

Read full review


The Platinum Card® from American Express review

The Platinum Card® from American Express

4.5 rating

The $550 annual fee might set your head spinning, but the massive list of perks and benefits that comes with American Express’s top-of-the-line luxury card offers plenty of value. (See rates and fees)

See if you’re prequalified for the Platinum Card® from American Express with CardMatch™

Read full review


Sears MasterCard review

Sears MasterCard

2.7 rating

The Sears Shop your Way MasterCard offers an exceptionally high 5-percent rewards rate on your gas purchases, making it one of the most rewarding gas cards — if you don’t mind spending your rewards at Sears or Kmart. This offer is no longer available on our site.

View similar rewards cards

Read full review


U.S. Bank Cash 365 American Express Card review

U.S. Bank Cash 365 American Express Card

2.6 rating

In a market crowded with cash back cards that earn a flat 1.5 percent rate, there’s not much to recommend the U.S. Bank Cash 365 card over its competitors.

Read full review