Rewards Credit Cards - Reviews
Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.
M&T Visa Signature card
Last reviewed: February 22, 2019
This inexpensive rewards card offers a fair amount of value cardholders who want affordable rewards without the fuss: In lieu of a costly and complicated rewards scheme, it offers a low APR and 1.5 percent cash back on every purchase.
U.S. Bank Cash+ Visa Signature Card
Last reviewed: March 25, 2020
For cardholders who don’t mind a hands-on approach to earning card rewards, the U.S. Bank Cash+ offers more choice and flexibility than most of its competitors as well as a decent amount of cash back on everyday purchases. See rates and fees This offer is no longer available on our site.
State Farm Rewards Visa
Last reviewed: October 23, 2019
The State Farm Rewards Visa encourages responsibility by making it easy for cardholders to put their rewards toward a mortgage or insurance payment, but its lackluster rewards scheme falls short of its competitors.
TD First Class Visa Signature credit card
Last reviewed: May 20, 2019
The TD First Class Visa Signature card offers an accessible sign-up bonus and triple points on dining and travel, but its below-average rewards rate makes it hard to justify the high annual fee.
IHG Rewards Club Traveler Credit Card
Last reviewed: January 23, 2020
The IHG Rewards Club Traveler card is a decent card for IHG loyalists, but it doesn’t offer much in the way of perks.
United TravelBank card from Chase
Last reviewed: January 30, 2020
Though the United TravelBank card offers a good rewards rate for no annual fee, a traditional cash back card would probably be a better choice. This offer is no longer available.
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The Ultimate Cash Back card from Santander Bank
Last reviewed: September 25, 2019
With a run-of-the-mill earning scheme and sign-up bonus, plus limited redemption options, the rewards program on the Santander Ultimate Cash Back Mastercard is far from impressive.
U.S. Bank Altitude Reserve Card
Last reviewed: January 14, 2020
Packed with lucrative benefits, the new U.S. Bank Altitude Reserve card offers more than enough value to make up for the card’s $400 annual fee – especially if you don’t mind using your phone to make many of your purchases. This offer is no longer available on our site.
The Platinum Card® from American Express
Last reviewed: March 2, 2020
The $550 annual fee might set your head spinning, but the massive list of perks and benefits that comes with American Express’s top-of-the-line luxury card offers plenty of value. (See rates and fees)
Last reviewed: November 12, 2019
The Sears Shop your Way MasterCard offers an exceptionally high 5-percent rewards rate on your gas purchases, making it one of the most rewarding gas cards — if you don’t mind spending your rewards at Sears or Kmart. This offer is no longer available on our site.
U.S. Bank Cash 365 American Express Card
Last reviewed: January 22, 2020
In a market crowded with cash back cards that earn a flat 1.5 percent rate, there’s not much to recommend the U.S. Bank Cash 365 card over its competitors. This offer is no longer available on our site.
RBFCU CashBack Rewards card
Last reviewed: November 12, 2019
Customers of RBFCU can’t do much better than this highly rewarding cash back card, though it’s only available in Texas.