Rewards Credit Cards - Reviews
Credit card rewards come in many forms -- from miles to cash back to points -- that can redeemed for a variety of goodies. Some cards offer large sign-up bonuses, others offer extra earnings on bonus categories. Some cards charge annual fees. All these differences can make it difficult to compare.
We've created a rating system to cut through the complicated details and compare cards on a similar basis. Our ratings take into account the estimated value of their rewards, the ease of redeeming rewards and special perks and benefits.
M&T Visa Signature card
Last reviewed: February 22, 2019
This inexpensive rewards card offers a fair amount of value cardholders who want affordable rewards without the fuss: In lieu of a costly and complicated rewards scheme, it offers a low APR and 1.5 percent cash back on every purchase.
U.S. Bank Cash+ Visa Signature Card
Last reviewed: February 13, 2019
For cardholders who don’t mind a hands-on approach to earning card rewards, the U.S. Bank Cash+ offers more choice and flexibility than most of its competitors as well as a decent amount of cash back on everyday purchases.
State Farm Rewards Visa
Last reviewed: November 16, 2018
The State Farm Rewards Visa encourages responsibility by making it easy for cardholders to put their rewards toward a mortgage or insurance payment, but its lackluster rewards scheme falls short of its competitors.
TD First Class Visa Signature credit card
Last reviewed: February 13, 2019
The TD First Class Visa Signature card offers an accessible sign-up bonus and triple points on dining and travel, but its below-average rewards rate makes it hard to justify the high annual fee.
IHG Rewards Club Traveler Credit Card
Last reviewed: February 8, 2019
The IHG Rewards Club Traveler card is a decent card for IHG loyalists, but its lower annual fee doesn’t justify the lack of valuable perks.
United TravelBank card from Chase
Last reviewed: April 5, 2019
Though the United TravelBank card offers a good rewards rate for no annual fee, a traditional cash back card would probably be a better choice. This offer is no longer available.
The Ultimate Cash Back card from Santander Bank
Last reviewed: April 5, 2019
With a run-of-the-mill earning scheme and sign-up bonus, plus limited redemption options, the rewards program on the Santander Ultimate Cash Back Mastercard is far from impressive.
U.S. Bank Altitude Reserve Card
Last reviewed: February 13, 2019
Packed with lucrative benefits, the new U.S. Bank Altitude Reserve card offers more than enough value to make up for the card’s $400 annual fee – especially if you don’t mind using your phone to make many of your purchases.
The Platinum Card from American Express
Last reviewed: April 4, 2019
The $550 annual fee might set your head spinning, but the massive list of perks and benefits that comes with American Express’s top-of-the-line luxury card offers plenty of value. (See rates and fees)
Sears MasterCard
Last reviewed: March 25, 2019
The Sears Shop your Way MasterCard offers an exceptionally high 5-percent rewards rate on your gas purchases, making it one of the most rewarding gas cards — if you don’t mind spending your rewards at Sears or Kmart. This offer is no longer available on our site.
U.S. Bank Cash 365 American Express Card
Last reviewed: February 13, 2019
In a market crowded with cash back cards that earn a flat 1.5 percent rate, there’s not much to recommend the U.S. Bank Cash 365 card over its competitors.
RBFCU CashBack Rewards card
Last reviewed: March 26, 2019
Customers of RBFCU can’t do much better than this highly rewarding cash back card, though it’s only available in Texas.