No Annual Fee Credit Cards - Reviews
We've taken a look at a wide variety of no-annual-fee cards, comparing and rating them based on the value of their rewards, ease of redemption, and perks and features. Whether you are looking for a cash back, airline, hotel or general rewards card, our reviews are designed to help you uncover the best values you can get with no annual fee.
Discover it® Cash Back
Last reviewed: March 4, 2020
Nearly identical to the Chase Freedom card, the Discover it Cash Back card offers a substantial amount of value for cardholders who don’t mind keeping track of rotating bonus categories; but what really sets this card apart from its competitors is its consumer-friendly terms and ultra generous sign-up bonus, which matches the amount of cash back you earn at the end of the card member’s first year.
Capital One® SavorOne® Cash Rewards Credit Card
Last reviewed: March 24, 2020
The SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2 percent rate.
Golden 1 Credit Union Platinum Rewards credit card
Last reviewed: November 14, 2019
If you live in Northern California, this is an ideal card to use for your everyday spending: The Golden1 Credit Union Platinum Rewards card offers one of the lowest APRs available on a rewards credit card while also offering one of the most generous bonus rates available without paying an annual fee.
Citi Double Cash Card
Last reviewed: March 20, 2020
If you regularly pay off your card in full each month, it’s hard to beat the cash back rewards on the Citi Double Cash card: It offers 2 percent cash back (1 percent when you buy and an additional 1 percent as you make payments for those purchases), making it an ideal card for purchases that don’t qualify for larger bonuses.
Delta SkyMiles® Blue American Express Card
Last reviewed: March 18, 2020
You can earn miles at a fairly high rate with this no-annual-fee airline card, but you can find several flexible travel cards — and even a few cash back cards — that offer more flexible and more valuable rewards.
Fidelity Rewards Visa Signature card
Last reviewed: October 8, 2019
The Fidelity Rewards card offers cash back at a high 2 percent rate, but — if you’re not inclined to open a Fidelity bank account to get the card — you may be better off searching for a cash back card with fewer restrictions or even a travel card with flexible points.
Best Western Rewards MasterCard
Last reviewed: February 14, 2019
The Best Western Rewards MasterCard offers frequent hotel guests a decent number of bonus points on hotel stays; but its modest sign-up bonus and skimpy rewards on non-hotel purchases limit its appeal.
Bank of America® Cash Rewards credit card
Last reviewed: March 25, 2020
The Bank of America Cash Rewards card offers an exceptional rewards rate on a category of the user’s choice, allowing increased flexibility. But a $2,500 spending cap on bonus category rewards limits how much cardholders can earn.
*All information about the Bank of America Cash Rewards credit card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This offer is no longer available on our site.
PayPal Cash Back Mastercard
Last reviewed: November 12, 2019
Though the PayPal Cash Back Mastercard offers good rewards rate, cardholders who are not regular PayPal users may find the redemption options too cumbersome.
KeyBank Key2More Rewards credit card
Last reviewed: November 14, 2019
With an expensive balance transfer fee and a stingy 6-month introductory promotion, this overrated rewards card ranks low on our list of balance transfer cards.