Cash Back Credit Cards - Reviews
With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.
Petal® Visa® Credit Card
Last reviewed: January 17, 2020
The Petal Visa card offers a low entry barrier and the opportunity to earn cash back and avoid fees while building or rebuilding your credit history; however, you could face a high APR if you don’t pay off your balance in full by the due date each month.
Capital One® Savor® Cash Rewards Credit Card
Last reviewed: January 14, 2020
The Capital One Savor card offers one of the best cash back rates on dining and entertainment purchases combined, but it’s not the best option for some cardholders due to its $95 annual fee.
See if you’re prequalified for the Capital One® Savor® Cash Rewards with CardMatch™
Discover it® Balance Transfer
Last reviewed: December 19, 2019
Though not as valuable as some points-based rewards cards, the Discover it Balance Transfer card’s cash back program is one of the best options for cardholders who prefer cash back rewards, thanks to its cash back match in the first year and rotating quarterly categories.
Capital One® Walmart Rewards Mastercard
Last reviewed: January 27, 2020
Thanks to its flexible redemption scheme and great rewards rate on practical purchases like grocery pickup, the Capital One Walmart Rewards Mastercard should offer a lot of value to cardholders who do most of their everyday shopping at Walmart.
Navy Federal Credit Union Cash Rewards Card
Last reviewed: January 3, 2020
With a low APR and up to 1.5 percent cash back on every purchase, this modest credit union card is a great choice for cardholders who plan to carry a balance and want low-maintenance rewards at an affordable price.
View similar rewards credit cards
Alliant Visa Signature Card
Last reviewed: January 7, 2020
With unlimited 2.5-percent cash back on all purchases, the Alliant Visa Signature Card is made for those who want to put all of their credit card spend onto one card.
American Express Cash Magnet® Card
Last reviewed: February 18, 2020
The 1.5 rewards rate on the American Express Cash Magnet card is nothing special, but the introductory offer is a nice bit of extra pocket change (terms apply).
Capital One® Quicksilver® Cash Rewards Credit Card
Last reviewed: January 28, 2020
With a decent sign-up bonus, unlimited 1.5 percent cash back on every purchase and few restrictions on redemption, the Quicksilver Cash Rewards card offers a fair amount of value; but it doesn’t offer nearly as much cash back as other cards.
Chase Freedom
Last reviewed: January 14, 2020
If you don’t mind enrolling in and tracking a rotating group of bonus categories every quarter and tailoring your spending, you could potentially get a substantial amount of value out of this everyday cash back card. This offer is no longer available on our site.
Blue Cash Everyday® Card from American Express
Last reviewed: December 9, 2019
A great card for families and frequent shoppers, the Blue Cash Everyday card offers a generous amount of cash back on everyday purchases; but its APR cuts into its overall value.
Discover it chrome
Last reviewed: November 6, 2019
A good card for foodies and commuters, the Discover it chrome credit card features an outstanding sign-up bonus that matches your rewards at the end of the year and a solid bonus on restaurant and gas purchases.
Chase Freedom Unlimited
Last reviewed: January 14, 2020
The Chase Freedom Unlimited card offers a good sign-up bonus and a flat 1.5 percent cash back rate on general purchases for cardholders who want to keep things simple, plus it’s a great starter card for collecting Chase Ultimate Rewards.