Cash Back card reviews

Cash Back Credit Cards - Reviews

With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We’ve estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.

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Petal® Visa® Credit Card review

Petal® Visa® Credit Card

4.8 rating

The Petal Visa card offers a low entry barrier and the opportunity to earn cash back and avoid fees while building your credit, but you could face a high APR.

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Capital One® Savor® Cash Rewards Credit Card review

Capital One® Savor® Cash Rewards Credit Card

4.8 rating

The Capital One Savor card offers one of the best cash back rates on dining and entertainment purchases combined, but it’s not the best option for some cardholders due to its $95 annual fee.

*All information about the Capital One Savor Cash Rewards Credit Card has been collected independently by CreditCards.com and has not been reviewed by the issuer. Capital One Savor Credit Card is no longer available through CreditCards.com.

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Chase Freedom Unlimited® review

Chase Freedom Unlimited®

4.7 rating

The Chase Freedom Unlimited card offers a good sign-up bonus and an impressive average rewards rate, including a 1.5% cash back rate on general purchases, making it a great starter card for collecting Chase Ultimate Rewards.

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Navy Federal Credit Union cashRewards Card review

Navy Federal Credit Union cashRewards Card

4.3 rating

With a low APR and up to 1.5 percent cash back on every purchase, this modest credit union card is a great choice for cardholders who plan to carry a balance and want low-maintenance rewards at an affordable price.

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Discover it® Cash Back review

Discover it® Cash Back

4.3 rating

Nearly identical to the Chase Freedom card, the Discover it Cash Back card offers a substantial amount of value for cardholders who don’t mind keeping track of rotating bonus categories; but what really sets this card apart from its competitors is its consumer-friendly terms and ultra generous sign-up bonus, which matches the amount of cash back you earn at the end of the card member’s first year.

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Blue Cash Preferred® Card from American Express review

Blue Cash Preferred® Card from American Express

4.3 rating

Despite its high annual fee, the Blue Cash Preferred card is one of our favorite cards for families: It helps take the sting out of car pool lines and long commutes by offering a generous point bonus on U.S. gas station spending and it offers one of the highest cash back bonuses you can get when you use your card at U.S. supermarkets.

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Capital One® Walmart Rewards Mastercard review

Capital One® Walmart Rewards Mastercard

4.3 rating

Thanks to its flexible redemption scheme and great rewards rate on practical purchases like grocery pickup, the Capital One Walmart Rewards Mastercard should offer a lot of value to cardholders who do most of their everyday shopping at Walmart.

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Discover it® Balance Transfer review

Discover it® Balance Transfer

4.3 rating

Though not as valuable as some points-based rewards cards, the Discover it Balance Transfer card’s cash back program is one of the best options for cardholders who prefer cash back rewards, thanks to its cash back match in the first year and rotating quarterly categories.

*The information for the Discover it® Balance Transfer has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer. This card is no longer available on our site.

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Alliant Visa Signature Card review

Alliant Visa Signature Card

4.1 rating

With a 2.5-percent cash back rate on all purchases, the Alliant Visa Signature Card is made for those who want to put all of their credit card spend onto one card.

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Discover it® chrome review

Discover it® chrome

4.1 rating

A good card for foodies and commuters, the Discover it chrome credit card features an outstanding sign-up bonus that matches your rewards at the end of the year and a solid bonus on restaurant and gas purchases.

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PenFed Power Cash Rewards Visa Signature® Card review

PenFed Power Cash Rewards Visa Signature® Card

4.1 rating

The PenFed Power Cash Rewards Visa Signature card awards 2 percent cash back, but only PenFed members can apply.

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Bank of America® Cash Rewards credit card review

Bank of America® Cash Rewards credit card

4 rating

The Bank of America Cash Rewards card offers an exceptional rewards rate on a category of the user’s choice, allowing increased flexibility. But a $2,500 spending cap on bonus category rewards limits how much cardholders can earn.

*All information about the Bank of America Cash Rewards credit card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This offer is no longer available on our site.

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