Cash Back Credit Cards - Reviews
With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.
Capital One Savor Cash Rewards Credit Card
Last reviewed: July 23, 2019
The Capital One Savor card offers one of the best cash back rates on dining and entertainment purchases combined, but it’s not the best option for some cardholders due to its $95 annual fee.
See if you’re prequalified for the Capital One® Savor® Cash Rewards with CardMatch™
Discover it® Balance Transfer
Last reviewed: August 2, 2019
Though not as valuable as some points-based rewards cards, the Discover it Balance Transfer card’s cash back program is one of the best options for cardholders who prefer cash back rewards, thanks to its cash back match in the first year and rotating quarterly categories.
Navy Federal Credit Union Cash Rewards Card
Last reviewed: April 19, 2019
With a low APR and up to 1.5 percent cash back on every purchase, this modest credit union card is a great choice for cardholders who plan to carry a balance and want low-maintenance rewards at an affordable price.
View similar rewards credit cards
Alliant Visa Signature Card
Last reviewed: June 17, 2019
With unlimited 2.5-percent cash back on all purchases, the Alliant Visa Signature Card is made for those who want to put all of their credit card spend onto one card.
American Express Cash Magnet® Card
Last reviewed: August 7, 2019
The 1.5 rewards rate on the American Express Cash Magnet card is nothing special, but the introductory offer is a nice bit of extra pocket change. This offer is no longer available.
Capital One® Quicksilver® Cash Rewards Credit Card
Last reviewed: July 22, 2019
With a decent sign-up bonus, unlimited 1.5 percent cash back offer on every purchase and few restrictions on redemption, the Quicksilver Cash Rewards card offers a fair amount of value; but it doesn’t offer nearly as much cash back as other cards.
Chase Freedom
Last reviewed: August 7, 2019
If you don’t mind enrolling in and tracking a rotating group of bonus categories every quarter and tailoring your spending, you could potentially get a substantial amount of value out of this everyday cash back card.
Blue Cash Everyday® Card from American Express
Last reviewed: August 16, 2019
A great card for families and frequent shoppers, the Blue Cash Everyday card offers a generous amount of cash back on everyday purchases; but its high APR cuts into its overall value. This offer is no longer available.
Discover it chrome
Last reviewed: August 2, 2019
A good card for foodies and commuters, the Discover it chrome credit card features an outstanding sign-up bonus that matches your rewards at the end of the year and a solid bonus on restaurant and gas purchases.
Chase Freedom Unlimited
Last reviewed: June 17, 2019
The Chase Freedom Unlimited card offers a good sign-up bonus and a flat 1.5 percent cash back rate on general purchases for cardholders who want to keep things simple, plus it’s a great starter card for collecting Chase Ultimate Rewards.
See if you’re prequalified for the Chase Freedom Unlimited® with CardMatch™
Discover it® Cash Back
Last reviewed: August 7, 2019
Nearly identical to the Chase Freedom card, the Discover it Cash Back card offers a substantial amount of value for cardholders who don’t mind keeping track of rotating bonus categories; but what really sets this card apart from its competitors is its consumer-friendly terms and ultra generous sign-up bonus, which matches the amount of cash back you earn at the end of the card member’s first year.
Capital One SavorOne Cash Rewards Credit Card
Last reviewed: July 23, 2019
The SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2 percent rate.
See if you’re prequalified for the Capital One® SavorOne℠ Cash Rewards with CardMatch™