Cash Back Credit Cards - Reviews
With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.
Discover it® Balance Transfer
Last reviewed: July 2, 2018
The Discover it Balance Transfer card offers a generous cash back rewards program that matches your cash back at the end of the first year as cream on top of its long 18-month period for balance transfers.
USAA Cashback Rewards Plus American Express
Last reviewed: June 28, 2018
This no-fee card offers excellent value to USAA members, with 5 percent cash back on gas and military-base purchases, and 2 percent cash back at supermarkets.
Golden 1 Credit Union Platinum Rewards credit card
Last reviewed: February 21, 2018
With a refreshingly low interest rate and decent rewards for everyday spending, the Golden 1 Credit Union Platinum Rewards credit card is a good card for families that spend a lot on gas and groceries.
Capital One® Quicksilver® Card
Last reviewed: July 6, 2018
The Quicksilver Card from Capital One is a solid credit card with a 1.5 percent cash back rate and no annual fee.
American Express Cash Magnet℠ card
Last reviewed: June 15, 2018
The American Express Cash Magnet card’s flat rate of 1.5 percent cash back is par for the course, but its introductory offer of $300 cash back is worth your consideration.
Capital One Savor Cash Rewards Credit Card
Last reviewed: June 28, 2018
For serious foodies, the new Savor card from Capital One could be a great way to earn a lot of cash back with very little effort.
AARP credit card from Chase
Last reviewed: February 22, 2018
Designed for retirees who like to travel, this affordable cash back card earns solid marks for its strong rewards rate on restaurant and gas station purchases.
Discover it® Cash Back
Last reviewed: July 3, 2018
The Discover it Cash Back card offers the most value in the first year of membership when it matches all your rewards.
TD Cash Rewards Visa credit card
Last reviewed: April 6, 2018
The sign-up bonus of $200 will get a lot of customers in the door, plus foodies will appreciate the card’s generous bonuses on dining and grocery purchases.
PNC Cash Rewards Visa card
Last reviewed: April 6, 2018
One of the best cards on the market for gas and restaurant spending, the PNC Cash Rewards Visa offers more cash back on everyday purchases than most of its competitors.
PayPal Cash Back Mastercard
Last reviewed: April 6, 2018
The PayPal Cash Back Mastercard offers a very high 2 percent cash back rate on all your purchases, but requires you to transfer your rewards to a PayPal account.
Blue Cash Everyday card from American Express
Last reviewed: June 14, 2018
A lucrative card for families – especially those with school-age kids – the Blue Cash Everyday card makes it easy to earn a substantial amount of cash back on everyday expenses such as food, back-to-school clothes and gas by offering 3 percent cash back on the first $6,000 spent at U.S. grocery stores, 2 percent cash back on department store purchases and gas, and 1 percent on other purchases.