Cash Back card reviews

Cash Back Credit Cards - Reviews

With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.

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Discover it® Cash Back review

Discover it® Cash Back

4.3 rating

Nearly identical to the Chase Freedom card, the Discover it Cash Back card offers a substantial amount of value for cardholders who don’t mind keeping track of rotating bonus categories; but what really sets this card apart from its competitors is its consumer-friendly terms and ultra generous sign-up bonus, which matches the amount of cash back you earn at the end of the card member’s first year.

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Capital One® SavorOne® Cash Rewards Credit Card review

Capital One® SavorOne® Cash Rewards Credit Card

3.7 rating

The SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2 percent rate.

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Wells Fargo Cash Wise Visa® card review

Wells Fargo Cash Wise Visa® card

3.8 rating

With a flat rate of 1.5 percent cash back on all your purchases, the Wells Fargo Cash Wise card is a good, simple cash rewards card.

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Golden 1 Credit Union Platinum Rewards credit card review

Golden 1 Credit Union Platinum Rewards credit card

3.8 rating

If you live in Northern California, this is an ideal card to use for your everyday spending: The Golden1 Credit Union Platinum Rewards card offers one of the lowest APRs available on a rewards credit card while also offering one of the most generous bonus rates available without paying an annual fee.

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Citi Double Cash Card review

Citi Double Cash Card

3.8 rating

If you regularly pay off your card in full each month, it’s hard to beat the cash back rewards on the Citi Double Cash card: It offers 2 percent cash back (1 percent when you buy and an additional 1 percent as you make payments for those purchases), making it an ideal card for purchases that don’t qualify for larger bonuses.

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Sam's Club Mastercard review

Sam's Club Mastercard

3.6 rating

With the exception of ample cash back at Sam’s Club gas stations, the Sam’s Club Mastercard is best reserved for making travel and dining purchases outside the warehouse club.

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Amazon Prime Rewards Visa Signature card review

Amazon Prime Rewards Visa Signature card

3.6 rating

The Amazon Prime Rewards Visa Signature card offers a great 5 percent rate on Amazon and Whole Food purchases, but Prime membership requires a high $119 fee, and Amazon points lack versatility.

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Fidelity Rewards Visa Signature card review

Fidelity Rewards Visa Signature card

3.5 rating

The Fidelity Rewards card offers cash back at a high 2 percent rate, but — if you’re not inclined to open a Fidelity bank account to get the card — you may be better off searching for a cash back card with fewer restrictions or even a travel card with flexible points.

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Bank of America Cash Rewards credit card review

Bank of America Cash Rewards credit card

4 rating

The Bank of America Cash Rewards card offers an exceptional rewards rate on a category of the user’s choice, allowing increased flexibility. But a $2,500 spending cap on bonus category rewards limits how much cardholders can earn.

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PayPal Cash Back Mastercard review

PayPal Cash Back Mastercard

3.4 rating

Though the PayPal Cash Back Mastercard offers good rewards rate, cardholders who are not regular PayPal users may find the redemption options too cumbersome.

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Synovus Cash Rewards Visa review

Synovus Cash Rewards Visa

2.4 rating

The rewards rate on the Synovus Cash Rewards Visa is average, though it does give cardholders a good opportunity to maximize cash back on gas, grocery and restaurant purchases, thanks to its quarterly rotating bonus.

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BB&T Spectrum Cash Rewards credit card review

BB&T Spectrum Cash Rewards credit card

2.3 rating

The BB&T Spectrum Cash Rewards card does not offer the highest rewards rate, but it can help cardholders looking to save on fees since it comes with no annual fee and a 12-month intro APR.

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