Cash Back Credit Cards - Reviews
With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.
Golden 1 Credit Union Platinum Rewards credit card
Last reviewed: May 20, 2019
If you live in Northern California, this is an ideal card to use for your everyday spending: The Golden1 Credit Union Platinum Rewards card offers one of the lowest APRs available on a rewards credit card while also offering one of the most generous bonus rates available without paying an annual fee.
Citi Double Cash Card
Last reviewed: June 12, 2019
If you regularly pay off your card in full each month, it’s hard to beat the cash back rewards on the Citi Double Cash card: It offers 2 percent cash back (1 percent when you buy and an additional 1 percent as you make payments for those purchases), making it an ideal card for purchases that don’t qualify for larger bonuses.
Amazon Prime Rewards Visa Signature card
Last reviewed: June 3, 2019
The Amazon Prime Rewards Visa Signature card offers a great 5 percent rate on Amazon and Whole Food purchases, but Prime membership requires a high $119 fee, and Amazon points lack versatility.
Fidelity Rewards Visa Signature card
Last reviewed: February 5, 2019
The Fidelity Rewards card offers cash back at a high 2 percent rate, but — if you’re not inclined to open a Fidelity bank account to get the card — you may be better off searching for a cash back card with fewer restrictions or even a travel card with flexible points.
Wells Fargo Cash Wise Visa Card
Last reviewed: April 24, 2019
With a flat rate of 1.5 percent cash back on all your purchases, a generous sign-up bonus and a special bonus for mobile payments in the first year, the Wells Fargo Cash Wise card is especially awarding to new cardholders.
Synovus Cash Rewards Visa
Last reviewed: February 22, 2019
The rewards rate on the Synovus Cash Rewards Visa is average, though it does give cardholders a good opportunity to maximize cash back on gas, grocery and restaurant purchases, thanks to its quarterly rotating bonus.
BB&T Spectrum Cash Rewards credit card
Last reviewed: March 26, 2019
The BB&T Spectrum Cash Rewards card does not offer the highest rewards rate, but it can help cardholders looking to save on fees since it comes with no annual fee and a 12-month intro APR.
TD Cash Credit Card
Last reviewed: February 13, 2019
With a large sign-up bonus and a great rewards rate on food purchases, the rewards program on the TD Cash Credit Card offers better-than-average value.
First Citizens Rewards Visa card
Last reviewed: May 20, 2019
If you plan to carry a balance and your credit is strong enough to qualify for the card’s lowest available rate, you may get some value out of this low-earning rewards card; but you can almost certainly get better rewards at a comparable cost from other cards.